OFF BALANCE SHEET RISKS, COMMITMENTS AND CONTINGENT LIABILITIES (Tables)

12 Months Ended

Dec. 31, 2013

OFF BALANCE SHEET RISKS, COMMITMENTS AND CONTINGENT LIABILITIES

Bank Commitment Exclusive of Mortgage Bank Loan Commitments

December 31, (in thousands)	2013		2012
Unused warehouse lines of credit	$	208,424	$	113,924
Unused home equity lines of credit	230,361		232,719
Unused loan commitments - other	178,776		163,523
Standby letters of credit	2,308		16,985
FHLB letters of credit	3,200		11,908
Total off balance sheet items	$	623,069	$	539,059