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CONSOLIDATED STATEMENTS OF INCOME (USD $)
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
INTEREST INCOME:      
Loans, including fees $ 124,843,000 $ 170,542,000 $ 177,715,000
Taxable investment securities 8,067,000 10,729,000 15,309,000
Federal Home Loan Bank stock and other 1,658,000 2,188,000 2,091,000
Total interest income 134,568,000 183,459,000 195,115,000
INTEREST EXPENSE:      
Deposits 4,093,000 5,074,000 8,914,000
Securities sold under agreements to repurchase and other short-term borrowings 70,000 375,000 646,000
Federal Home Loan Bank advances 14,715,000 14,833,000 18,180,000
Subordinated note 2,515,000 2,522,000 2,515,000
Total interest expense 21,393,000 22,804,000 30,255,000
NET INTEREST INCOME 113,175,000 160,655,000 164,860,000
Provision for loan losses 2,983,000 15,043,000 17,966,000
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 110,192,000 145,612,000 146,894,000
NON INTEREST INCOME:      
Service charges on deposit accounts 13,953,000 13,496,000 14,105,000
Net refund transfer fees 13,884,000 78,304,000 88,195,000
Mortgage banking income 7,258,000 8,447,000 3,899,000
Debit card interchange fee income 6,512,000 5,817,000 5,791,000
Bargain purchase gain 1,324,000 55,438,000  
Gain on sale of banking center     2,856,000
Gain on sale of securities available for sale   56,000 2,285,000
Net gain on sale of other real estate owned 2,170,000 416,000 444,000
Increase in cash surrender value of bank owned life insurance 86,000    
Total impairment losses on investment securities   (56,000) (279,000)
Net impairment loss recognized in earnings     (279,000)
Other 2,782,000 3,104,000 2,328,000
Total non interest income 47,969,000 165,078,000 119,624,000
NON INTEREST EXPENSES:      
Salaries and employee benefits 57,778,000 60,633,000 54,966,000
Occupancy and equipment, net 21,918,000 22,474,000 21,713,000
Communication and transportation 4,128,000 5,806,000 5,695,000
Marketing and development 3,353,000 3,429,000 3,237,000
FDIC insurance expense 1,682,000 1,403,000 4,425,000
Bank franchise tax expense 4,115,000 3,916,000 3,645,000
Data processing 3,333,000 4,309,000 3,207,000
Debit card interchange expense 2,850,000 2,462,000 2,239,000
Supplies 1,157,000 2,114,000 2,353,000
Other real estate owned expense 3,446,000 3,537,000 2,356,000
Charitable contributions 1,004,000 3,341,000 5,933,000
Legal expense 4,627,000 1,866,000 3,969,000
FDIC civil money penalty     900,000
FHLB advance prepayment penalty   2,436,000  
Other 8,272,000 9,019,000 7,683,000
Total non interest expenses 117,663,000 126,745,000 122,321,000
INCOME BEFORE INCOME TAX EXPENSE 40,498,000 183,945,000 144,197,000
INCOME TAX EXPENSE 15,075,000 64,606,000 50,048,000
NET INCOME 25,423,000 119,339,000 94,149,000
Tennessee Commerce Bank
     
NON INTEREST INCOME:      
Bargain purchase gain   27,614,000  
First Commercial Bank
     
NON INTEREST INCOME:      
Bargain purchase gain $ 1,324,000 $ 27,824,000  
Class A Common Stock
     
BASIC EARNINGS PER SHARE:      
Basic earnings per share (in dollars per share) $ 1.23 $ 5.71 $ 4.50
DILUTED EARNINGS PER SHARE:      
Diluted earnings per share (in dollars per share) $ 1.22 $ 5.69 $ 4.49
DIVIDENDS DECLARED PER COMMON SHARE:      
Dividend declared per common share (in dollars per share) $ 0.693 $ 1.749 $ 0.605
Class B Common Stock
     
BASIC EARNINGS PER SHARE:      
Basic earnings per share (in dollars per share) $ 1.17 $ 5.55 $ 4.45
DILUTED EARNINGS PER SHARE:      
Diluted earnings per share (in dollars per share) $ 1.16 $ 5.53 $ 4.44
DIVIDENDS DECLARED PER COMMON SHARE:      
Dividend declared per common share (in dollars per share) $ 0.630 $ 1.590 $ 0.550