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MORTGAGE BANKING ACTIVITIES (Details 5) (USD $) In Thousands, unless otherwise specified	6 Months Ended	12 Months Ended
	Jun. 30, 2013	Dec. 31, 2012
Mortgage Servicing Rights
Fair value of mortgage servicing rights portfolio	$ 6,861	$ 5,446
Discount rate (as percent)	9.00%	9.00%
Weighted average default rate (as percent)	1.50%	1.50%
Weighted average life in years	5 years 6 months 4 days	3 years 10 months 20 days
Minimum
Mortgage Servicing Rights
Prepayment speed range (as percent)	123.00%	112.00%
Maximum
Mortgage Servicing Rights
Prepayment speed range (as percent)	550.00%	550.00%

Fair value as of the balance sheet date of an asset representing net future revenues from contractually specified servicing fees, late charges, and other ancillary revenues, in excess of future costs related to servicing arrangements.

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- Definition

The amount of contractual collections of principal associated with a financial asset expected not to be collected due to default by the borrower which may be one of the factors applied in estimating the fair value of servicing assets.

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