Reflects the net amount of other additions and reductions in the reserve for credit losses.

+ References+ Details

Reflects the amount of loans and leases that have been removed, or charged off, from both loan receivables and the reserve for credit losses, typically because they are considered to be not salvageable or have been purchased by unconsolidated collection entities.

+ References+ Details

- Definition

Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 942

-SubTopic 210

-Section S99

-Paragraph 1

-Subparagraph (SX 210.9-03.7(d))

-URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 03

-Paragraph 7

-Subparagraph d

-Article 9

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 114

-Paragraph 20

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 5

-Paragraph 8, 9

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 30

-Section 50

-Paragraph 2

-Subparagraph (b)(1)(ii)

-URI http://asc.fasb.org/extlink&oid=6379141&loc=d3e15032-111544

Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher OTS

-Name Federal Regulation (FR)

-Number Title 12

-Section 563c.102

-Paragraph 8

-Subparagraph a(ii)

-Chapter V

-Subsection I

-LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy. It will be removed from future versions of this taxonomy.

Reference 7: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Staff Accounting Bulletin (SAB)

-Number Topic 6

-Section L

-Subsection 1

+ Details

- Definition

The sum of the periodic provision charged to earnings, based on an assessment of uncollectibility from the counterparty on account of loan, lease or other credit losses, to reduce these accounts to the amount that approximates their net realizable value.

+ References+ Details

LOANS AND ALLOWANCE FOR LOAN LOSSES (Details 5) (USD $) In Thousands, unless otherwise specified	3 Months Ended		6 Months Ended		3 Months Ended		6 Months Ended		3 Months Ended		6 Months Ended		3 Months Ended		6 Months Ended		3 Months Ended	6 Months Ended				3 Months Ended		6 Months Ended		3 Months Ended		6 Months Ended		3 Months Ended		6 Months Ended		3 Months Ended		6 Months Ended		3 Months Ended		6 Months Ended		3 Months Ended		6 Months Ended		3 Months Ended		6 Months Ended		3 Months Ended		6 Months Ended		3 Months Ended	6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012	Jun. 30, 2013	Jun. 30, 2012	Jun. 30, 2013 Residential Real Estate - Owner Occupied	Jun. 30, 2012 Residential Real Estate - Owner Occupied	Jun. 30, 2013 Residential Real Estate - Owner Occupied	Jun. 30, 2012 Residential Real Estate - Owner Occupied	Jun. 30, 2013 Residential Real Estate - Non Owner Occupied	Jun. 30, 2012 Residential Real Estate - Non Owner Occupied	Jun. 30, 2013 Residential Real Estate - Non Owner Occupied	Jun. 30, 2012 Residential Real Estate - Non Owner Occupied	Jun. 30, 2013 Commercial Real Estate	Jun. 30, 2012 Commercial Real Estate	Jun. 30, 2013 Commercial Real Estate	Jun. 30, 2012 Commercial Real Estate	Jun. 30, 2012 Commercial real estate - purchased whole loans	Jun. 30, 2012 Commercial real estate - purchased whole loans	Jun. 30, 2013 Commercial real estate - purchased whole loans	Mar. 31, 2013 Commercial real estate - purchased whole loans	Dec. 31, 2012 Commercial real estate - purchased whole loans	Jun. 30, 2013 Real Estate Construction	Jun. 30, 2012 Real Estate Construction	Jun. 30, 2013 Real Estate Construction	Jun. 30, 2012 Real Estate Construction	Jun. 30, 2013 Commercial	Jun. 30, 2012 Commercial	Jun. 30, 2013 Commercial	Jun. 30, 2012 Commercial	Jun. 30, 2013 Warehouse Lines of Credit	Jun. 30, 2012 Warehouse Lines of Credit	Jun. 30, 2013 Warehouse Lines of Credit	Jun. 30, 2012 Warehouse Lines of Credit	Jun. 30, 2013 Home Equity	Jun. 30, 2012 Home Equity	Jun. 30, 2013 Home Equity	Jun. 30, 2012 Home Equity	Jun. 30, 2013 Refund Anticipation Loans	Jun. 30, 2012 Refund Anticipation Loans	Jun. 30, 2013 Refund Anticipation Loans	Jun. 30, 2012 Refund Anticipation Loans	Jun. 30, 2013 Consumer: Credit cards	Jun. 30, 2012 Consumer: Credit cards	Jun. 30, 2013 Consumer: Credit cards	Jun. 30, 2012 Consumer: Credit cards	Jun. 30, 2013 Consumer: Overdraft	Jun. 30, 2012 Consumer: Overdraft	Jun. 30, 2013 Consumer: Overdraft	Jun. 30, 2012 Consumer: Overdraft	Jun. 30, 2013 Consumer: Other consumer	Jun. 30, 2012 Consumer: Other consumer	Jun. 30, 2013 Consumer: Other consumer	Jun. 30, 2012 Consumer: Other consumer	Jun. 30, 2012 Unallocated	Jun. 30, 2012 Unallocated
Allowance for loan losses rollforward
Allowance for loan losses at beginning of period	$ 23,563	$ 23,732	$ 23,729	$ 24,063	$ 6,984	$ 6,015	$ 7,006	$ 5,212	$ 924	$ 1,176	$ 1,049	$ 1,142	$ 8,781	$ 8,946	$ 8,843	$ 7,724			$ 34	$ 34	$ 34	$ 3,101	$ 2,402	$ 2,769	$ 3,042	$ 727	$ 1,086	$ 580	$ 1,025	$ 433	$ 150	$ 541	$ 104	$ 1,909	$ 2,720	$ 2,348	$ 2,984		$ 370			$ 326	$ 502	$ 210	$ 503	$ 209	$ 115	$ 198	$ 135	$ 135	$ 268	$ 151	$ 227		$ 1,965
Allocation of previously unallocated allowance						1,117		1,117		146		146		47		47																			536		536						47		47		17		17		55		55	(1,965)	(1,965)
Provision for loan losses	905	466	280	11,636	991	(223)	1,071	2,046	(173)	(425)	(263)	(367)	572	(440)	506	770	40	40				(916)	1,169	(620)	1,796	244	(468)	386	(433)	29	73	(79)	119	83	(421)	(352)	424	(140)	(365)	(739)	7,674	63	(311)	184	(304)	71	6	127	(40)	81	(134)	59	(89)	1,965
Loans charged off	(2,562)	(2,300)	(3,117)	(17,321)	(512)	(753)	(713)	(2,074)	(115)		(158)	(298)	(651)	(295)	(665)	(316)						(600)	(501)	(600)	(1,796)	(310)	(7)	(310)	(7)					(93)	(199)	(136)	(1,314)		(343)		(11,097)	(50)	(50)	(60)	(78)	(130)	(100)	(305)	(218)	(101)	(52)	(170)	(123)
Recoveries	585	612	1,599	4,132	100	34	199	151	6		14	12	61	13	79	46						2	27	38	55	49	10	54	18					33	55	72	61	140	338	739	3,423	5	4	10	24	99	87	229	231	90	44	165	111
Allowance for loan losses at end of period	$ 22,491	$ 22,510	$ 22,491	$ 22,510	$ 7,563	$ 6,190	$ 7,563	$ 6,190	$ 642	$ 897	$ 642	$ 897	$ 8,763	$ 8,271	$ 8,763	$ 8,271	$ 40	$ 40	$ 34	$ 34	$ 34	$ 1,587	$ 3,097	$ 1,587	$ 3,097	$ 710	$ 603	$ 710	$ 603	$ 462	$ 223	$ 462	$ 223	$ 1,932	$ 2,691	$ 1,932	$ 2,691					$ 344	$ 192	$ 344	$ 192	$ 249	$ 125	$ 249	$ 125	$ 205	$ 181	$ 205	$ 181