5. DEPOSITS

Ending deposit balances at June 30, 2013 and December 31, 2012 were as follows:

(in thousands)	June 30, 2013		December 31, 2012

Demand	$	620,367	$	580,900
Money market accounts	496,010		514,698
Brokered money market accounts	34,312		35,596
Savings	66,104		62,145
Individual retirement accounts*	30,061		32,491
Time deposits, $100,000 and over*	71,513		80,906
Other certificates of deposit*	82,649		100,036
Brokered certificates of deposit*(1)	82,244		97,110

Total interest-bearing deposits	1,483,260		1,503,882
Total non interest-bearing deposits	487,787		479,046

Total deposits	$	1,971,047	$	1,982,928

(*) — Represents a time deposit.

(1) — Includes brokered deposits less than, equal to and greater than $100,000.

The composition of deposits related to the acquisitions of failed banks outstanding at June 30, 2013 and December 31, 2012 follows:

	Tennessee		First		Total
	Commerce		Commercial		Acquired
June 30, 2013 (in thousands)	Bank		Bank		Banks

Demand	$	1,153	$	2,802	$	3,955
Money market accounts	2,087		13,334		15,421
Savings	5,507		—		5,507
Individual retirement accounts*	730		1,456		2,186
Time deposits, $100,000 and over*	5,896		2,666		8,562
Other certificates of deposit*	3,602		5,450		9,052
Brokered certificates of deposit*(1)	3,925		5,852		9,777

Total interest-bearing deposits	22,900		31,560		54,460
Total non interest-bearing deposits	3,517		6,237		9,754

Total deposits	$	26,417	$	37,797	$	64,214

(*) — Represents a time deposit.

(1) — Includes brokered deposits less than, equal to and greater than $100,000.

	Tennessee		First		Total
	Commerce		Commercial		Acquired
December 31, 2012 (in thousands)	Bank		Bank		Banks

Demand	$	10,024	$	5,871	$	15,895
Money market accounts	1,510		25,762		27,272
Savings	217		—		217
Individual retirement accounts*	1,166		3,269		4,435
Time deposits, $100,000 and over*	10,822		3,267		14,089
Other certificates of deposit*	7,196		12,574		19,770
Brokered certificates of deposit*(1)	6,729		12,247		18,976

Total interest-bearing deposits	37,664		62,990		100,654
Total non interest-bearing deposits	4,240		6,812		11,052

Total deposits	$	41,904	$	69,802	$	111,706

(*) — Represents a time deposit.

(1) — Includes brokered deposits less than, equal to and greater than $100,000.

See additional discussion regarding the TCB and FCB acquisitions under Footnote 2 “2012 Acquisitions of Failed Banks” in this section of the filing.