REVENUE FROM CONTRACTS WITH CUSTOMERS (Tables)

3 Months Ended

Mar. 31, 2018

REVENUE FROM CONTRACTS WITH CUSTOMERS

Schedule of net revenues by reportable segments

	Three Months Ended March 31, 2018
	Core Banking												Republic Processing Group ("RPG")
										Total			Tax			Republic
	Traditional			Warehouse			Mortgage			Core			Refund			Credit			Total			Total
(dollars in thousands)	Banking			Lending			Banking			Banking			Solutions			Solutions			RPG			Company
Net interest income(1)	$	38,188		$	3,591		$	72		$	41,851		$	18,686		$	7,128		$	25,814		$	67,665
Noninterest income:
Service charges on deposit accounts		3,547			8			—			3,555			—			—			—			3,555
Net refund transfer fees		—			—			—			—			16,352			—			16,352			16,352
Mortgage banking income(1)		—			—			1,020			1,020			—			—			—			1,020
Interchange fee income		2,538			—			—			2,538			109			20			129			2,667
Program fees(1)		—			—			—			—			59			1,637			1,696			1,696
Increase in cash surrender value of BOLI(1)		371			—			—			371			—			—			—			371
Net gains (losses) on OREO		132			—			—			132			—			—			—			132
Other		414			—			38			452			1,001			299			1,300			1,752
Total noninterest income		7,002			8			1,058			8,068			17,521			1,956			19,477			27,545
Total net revenue	$	45,190		$	3,599		$	1,130		$	49,919		$	36,207		$	9,084		$	45,291		$	95,210
Net-revenue concentration(2)		47	%		4	%		1	%		52	%		38	%		10	%		48	%		100	%

	Three Months Ended March 31, 2017
	Core Banking												Republic Processing Group ("RPG")
										Total			Tax			Republic
	Traditional			Warehouse			Mortgage			Core			Refund			Credit			Total			Total
(dollars in thousands)	Banking			Lending			Banking			Banking			Solutions			Solutions			RPG			Company
Net interest income(1)	$	32,661		$	3,900		$	67		$	36,628		$	14,962		$	4,848		$	19,810		$	56,438
Noninterest income:
Service charges on deposit accounts		3,280			6			—			3,286			(39)			—			(39)			3,247
Net refund transfer fees		—			—			—			—			15,382			—			15,382			15,382
Mortgage banking income(1)		—			—			1,160			1,160			—			—			—			1,160
Interchange fee income		2,217			—			—			2,217			97			12			109			2,326
Program fees(1)		—			—			—			—			(17)			1,108			1,091			1,091
Increase in cash surrender value of BOLI(1)		391			—			—			391			—			—			—			391
Net gains (losses) on OREO		142			—			—			142			—			—			—			142
Other		489			—			12			501			10			673			683			1,184
Total noninterest income		6,519			6			1,172			7,697			15,433			1,793			17,226			24,923
Total net revenue	$	39,180		$	3,906		$	1,239		$	44,325		$	30,395		$	6,641		$	37,036		$	81,361
Net-revenue concentration(2)		48	%		5	%		2	%		55	%		37	%		8	%		45	%		100	%

(1) This revenue is not subject to ASU 2014-09, Revenue from Contracts with Customers.

(2) Net revenue represents net interest income plus total noninterest income. Net-revenue concentration equals segment-level net revenue divided by total Company net revenue.