5. DEPOSITS

Ending deposit balances at March 31, 2016 and December 31, 2015 were as follows:


(in thousands)	March 31, 2016		December 31, 2015

Demand	$	775,929	$	783,054
Money market accounts		524,378		501,059
Brokered money market accounts		250,032		200,126
Savings		130,802		117,408
Individual retirement accounts*		36,783		36,016
Time deposits, $250 and over*		43,714		42,775
Other certificates of deposit*		129,976		127,878
Brokered certificates of deposit*		44,086		44,298

Total interest-bearing deposits		1,935,700		1,852,614
Total noninterest-bearing deposits		800,946		634,863

Total deposits	$	2,736,646	$	2,487,477

*Represents a time deposit.