XML 57 R43.htm IDEA: XBRL DOCUMENT v3.5.0.2
Loans and Allowance for Loan and Lease Losses - Loan Balances (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2016
Jun. 30, 2015
Jun. 30, 2016
Jun. 30, 2015
Mar. 31, 2016
Dec. 31, 2015
Mar. 31, 2015
Dec. 31, 2014
Outstanding loan balances                
Total gross loans held for investment $ 1,333,719   $ 1,333,719     $ 1,247,280    
Net deferred loan fees (1,181)   (1,181)     (1,132)    
Allowance for loan and lease losses (17,448) $ (16,982) (17,448) $ (16,982) $ (17,565) (17,452) $ (16,913) $ (16,802)
Net loans held for investment 1,315,090   1,315,090     1,228,696    
Loans held for sale 8,534   8,534     9,755    
Concentration of Credit Risk                
Loan portfolio collateralized by various forms of real estate 1,100   1,100     1,000    
Pledged Loans                
Loans pledged as collateral to FHLB 702,600   702,600          
FHLB secured credit facility 484,900   484,900          
FHLB secured line of credit 10,200   10,200          
Loans Serviced for Others                
Unpaid principal balance of loans serviced for others, exclusive of SBA loans 35,800   35,800     38,000    
Unpaid principal balance of SBA loans serviced for others 7,300   7,300     8,500    
Available-for-sale Securities                
Accretable yield, or income expected to be collected                
Balance at the beginning of the period 3,718 4,243 3,821 4,374        
Accretion of income (439) (254) (655) (932)        
Reclassifications (to) from nonaccretable difference (10) 475 103 1,022        
Balance at the end of the period 3,269 4,464 3,269 4,464        
Non-PCI Loans                
Outstanding loan balances                
Total gross loans held for investment 1,325,702   1,325,702     1,238,505    
Net deferred loan fees (1,181)   (1,181)     (1,132)    
Allowance for loan and lease losses (17,371)   (17,371)     (17,373)    
Net loans held for investment 1,307,150   1,307,150     1,220,000    
Loans held for sale 8,534   8,534     9,755    
PCI loans                
Outstanding loan balances                
Total gross loans held for investment 8,017   8,017     8,775    
Allowance for loan and lease losses (77)   (77)     (79)    
Net loans held for investment 7,940   7,940     8,696    
Unpaid Principal Balance 9,893   9,893     11,107    
Carrying Amount 8,017   8,017     8,775    
MISN | Non-PCI Loans                
Outstanding loan balances                
Total gross loans held for investment 145,900   145,900     163,800    
Real Estate Secured                
Outstanding loan balances                
Total gross loans held for investment 1,084,069   1,084,069     1,012,076    
Real Estate Secured | Non-PCI Loans                
Outstanding loan balances                
Total gross loans held for investment 1,078,055   1,078,055     1,005,536    
Real Estate Secured | PCI loans                
Outstanding loan balances                
Total gross loans held for investment 6,014   6,014     6,540    
Unpaid Principal Balance 7,547   7,547     8,396    
Carrying Amount 6,014   6,014     6,540    
Real Estate Secured | Commercial real estate                
Outstanding loan balances                
Total gross loans held for investment 618,400   618,400     579,244    
Real Estate Secured | Commercial real estate | Non-PCI Loans                
Outstanding loan balances                
Total gross loans held for investment 612,766   612,766     573,559    
Real Estate Secured | Commercial real estate | PCI loans                
Outstanding loan balances                
Total gross loans held for investment 5,634   5,634     5,685    
Unpaid Principal Balance 7,006   7,006     7,139    
Carrying Amount 5,634   5,634     5,685    
Real Estate Secured | Residential 1 to 4 family                
Outstanding loan balances                
Total gross loans held for investment 184,097   184,097     165,829    
Real Estate Secured | Residential 1 to 4 family | Non-PCI Loans                
Outstanding loan balances                
Total gross loans held for investment 183,976   183,976     165,256    
Real Estate Secured | Residential 1 to 4 family | PCI loans                
Outstanding loan balances                
Total gross loans held for investment 121   121     573    
Unpaid Principal Balance 196   196     875    
Carrying Amount 121   121     573    
Real Estate Secured | Farmland                
Outstanding loan balances                
Total gross loans held for investment 131,574   131,574     120,566    
Real Estate Secured | Farmland | Non-PCI Loans                
Outstanding loan balances                
Total gross loans held for investment 131,574   131,574     120,566    
Real Estate Secured | Multi-family residential                
Outstanding loan balances                
Total gross loans held for investment 85,254   85,254     79,381    
Real Estate Secured | Multi-family residential | Non-PCI Loans                
Outstanding loan balances                
Total gross loans held for investment 85,254   85,254     79,381    
Real Estate Secured | Construction and land                
Outstanding loan balances                
Total gross loans held for investment 36,753   36,753     35,669    
Real Estate Secured | Construction and land | Non-PCI Loans                
Outstanding loan balances                
Total gross loans held for investment 36,494   36,494     35,387    
Real Estate Secured | Construction and land | PCI loans                
Outstanding loan balances                
Total gross loans held for investment 259   259     282    
Unpaid Principal Balance 345   345     382    
Carrying Amount 259   259     282    
Real Estate Secured | Home equity lines of credit                
Outstanding loan balances                
Total gross loans held for investment 27,991   27,991     31,387    
Real Estate Secured | Home equity lines of credit | Non-PCI Loans                
Outstanding loan balances                
Total gross loans held for investment 27,991   27,991     31,387    
Commercial                
Outstanding loan balances                
Total gross loans held for investment 244,706   244,706     229,171    
Allowance for loan and lease losses (5,609) (4,993) (5,609) (4,993) (5,592) (5,372) (4,495) (5,125)
Commercial | Non-PCI Loans                
Outstanding loan balances                
Total gross loans held for investment 242,703   242,703     226,936    
Commercial | PCI loans                
Outstanding loan balances                
Total gross loans held for investment 2,003   2,003     2,235    
Unpaid Principal Balance 2,346   2,346     2,711    
Carrying Amount 2,003   2,003     2,235    
Commercial | Commercial and industrial                
Outstanding loan balances                
Total gross loans held for investment 182,645   182,645     164,808    
Commercial | Commercial and industrial | Non-PCI Loans                
Outstanding loan balances                
Total gross loans held for investment 182,102   182,102     164,025    
Commercial | Commercial and industrial | PCI loans                
Outstanding loan balances                
Total gross loans held for investment 543   543     783    
Unpaid Principal Balance 846   846     1,211    
Carrying Amount 543   543     783    
Commercial | Agriculture                
Outstanding loan balances                
Total gross loans held for investment 62,061   62,061     64,363    
Commercial | Agriculture | Non-PCI Loans                
Outstanding loan balances                
Total gross loans held for investment 60,601   60,601     62,911    
Commercial | Agriculture | PCI loans                
Outstanding loan balances                
Total gross loans held for investment 1,460   1,460     1,452    
Unpaid Principal Balance 1,500   1,500     1,500    
Carrying Amount 1,460   1,460     1,452    
Consumer                
Outstanding loan balances                
Total gross loans held for investment 4,944   4,944     6,033    
Allowance for loan and lease losses (182) $ (171) (182) $ (171) $ (159) (173) $ (190) $ (202)
Consumer | Non-PCI Loans                
Outstanding loan balances                
Total gross loans held for investment $ 4,944   $ 4,944     $ 6,033