Shareholders' Equity (Tables)

6 Months Ended

Jun. 30, 2016

Schedule of the Company's and the Bank's actual regulatory capital ratios

	Regulatory Standard to Be Considered
	Adequately Capitalized (1)		Well Capitalized (2)	June 30, 2016		December 31, 2015
	Bank	Company	Bank	Company	Bank	Company	Bank
Ratio
Common Equity Tier I Capital Ratio	5.125%	5.125%	6.50%	12.16%	11.91%	12.61%	12.48%
Leverage ratio	4.000%	4.000%	5.00%	9.80%	9.20%	9.90%	9.50%
Tier I Risk-Based Capital Ratio	6.625%	6.625%	8.00%	12.69%	11.91%	13.01%	12.48%
Total Risk-Based Capital Ratio	8.625%	8.625%	10.00%	13.91%	13.13%	14.26%	13.74%

(1)

As of June 30, 2016, includes Capital Conservation Buffer of 0.625%. On a fully phased-in basis, effective January 1, 2019, under Basel III Capital Rules, minimum capital ratios to be considered “adequately capitalized,” including the Capital Conservation Buffer of 2.5%, will be as follows: CET I: 7.0%; Leverage Ratio: 6.5%; Tier I Risk-Based Capital Ratio: 8.5%; Total Risk-Based Capital Ratio: 10.5%.

(2)

Reflects minimum threshold to be considered “well capitalized” under Prompt Corrective Action framework, specific to depository institutions.