Capital (Tables)

9 Months Ended

Sep. 30, 2013

Schedule of the Company's and the Bank's actual regulatory ratios and the regulatory standards

	Regulatory Standard	September 30, 2013		December 31, 2012
	Well	Heritage Oaks		Heritage Oaks
Ratio	Capitalized	Bancorp	Bank	Bancorp	Bank
Leverage ratio	5.00%	10.58%	10.05%	12.32%	11.93%
Tier I capital to risk weighted assets	6.00%	13.27%	12.59%	15.55%	15.02%
Total risk based capital to risk weighted assets	10.00%	14.53%	13.85%	16.81%	16.28%

- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

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