XML 91 R77.htm IDEA: XBRL DOCUMENT v3.3.1.900
Shareholders' Equity - Regulatory Capital (Details) - USD ($)
$ in Thousands
Dec. 31, 2015
Dec. 31, 2014
Total capital to risk-weighted assets:    
Actual, Capital Amount $ 199,810 $ 187,198
Actual, Ratio (as a percent) 14.26% 14.38%
Capital Needed For Adequacy Purposes, Capital Amount $ 112,096 $ 104,111
Capital Needed For Adequacy Purposes, Ratio (as a percent) 8.10% 8.00%
Tier I capital to risk-weighted assets:    
Actual, Capital Amount $ 182,234 $ 170,918
Actual regulatory, Tier I capital (as a percent) 13.01% 13.13%
Capital Needed For Adequacy Purposes, Capital Amount $ 84,072 $ 52,056
Capital Needed For Adequacy Purposes, Ratio (as a percent) 6.00% 4.00%
Tier I capital to average assets:    
Actual, Capital Amount $ 182,234 $ 170,918
Actual regulatory, Leverage ratio (as a percent) 9.90% 10.22%
Capital Needed For Adequacy Purposes, Capital Amount $ 73,664 $ 66,902
Capital Needed For Adequacy Purposes, Ratio (as a percent) 4.00% 4.00%
Common Equity Tier I capital to risk-weighted assets:    
Actual, Capital Amount $ 176,722  
Actual regulatory, Tier I capital (as a percent) 12.61%  
Capital Needed For Adequacy Purposes, Capital Amount $ 63,054  
Capital Needed For Adequacy Purposes, Ratio (as a percent) 4.50%  
Heritage Oaks Bank    
Total capital to risk-weighted assets:    
Actual, Capital Amount $ 192,221 $ 180,640
Actual, Ratio (as a percent) 13.74% 13.88%
Capital Needed For Adequacy Purposes, Capital Amount $ 111,951 $ 104,101
Capital Needed For Adequacy Purposes, Ratio (as a percent) 8.00% 8.00%
Capital Needed To Be Well Capitalized Under Prompt Corrective Action Provisions, Capital Amount $ 139,939 $ 130,126
Capital Needed To Be Well Capitalized Under Prompt Corrective Action Provisions, rate 10.00% 10.00%
Tier I capital to risk-weighted assets:    
Actual, Capital Amount $ 174,667 $ 164,361
Actual regulatory, Tier I capital (as a percent) 12.48% 12.63%
Capital Needed For Adequacy Purposes, Capital Amount $ 83,963 $ 52,050
Capital Needed For Adequacy Purposes, Ratio (as a percent) 4.00% 4.00%
Capital Needed To Be Well Capitalized Under Prompt Corrective Action Provisions, Capital Amount $ 111,951 $ 78,076
Capital Needed To Be Well Capitalized Under Prompt Corrective Action Provisions, rate 8.00% 6.00%
Tier I capital to average assets:    
Actual, Capital Amount $ 174,667 $ 164,361
Actual regulatory, Leverage ratio (as a percent) 9.50% 9.83%
Capital Needed For Adequacy Purposes, Capital Amount $ 73,581 $ 66,889
Capital Needed For Adequacy Purposes, Ratio (as a percent) 4.00% 4.00%
Capital Needed To Be Well Capitalized Under Prompt Corrective Action Provisions, Capital Amount $ 91,976 $ 83,611
Capital Needed To Be Well Capitalized Under Prompt Corrective Action Provisions, rate 5.00% 5.00%
Common Equity Tier I capital to risk-weighted assets:    
Actual, Capital Amount $ 174,667  
Actual regulatory, Tier I capital (as a percent) 12.48%  
Capital Needed For Adequacy Purposes, Capital Amount $ 62,972  
Capital Needed For Adequacy Purposes, Ratio (as a percent) 4.50%  
Capital Needed To Be Well Capitalized Under Prompt Corrective Action Provisions, Capital Amount $ 90,960  
Capital Needed To Be Well Capitalized Under Prompt Corrective Action Provisions, rate 6.50%  
Junior subordinated debentures    
Tier I capital to risk-weighted assets:    
Actual, Capital Amount $ 10,000 $ 12,800
Common Equity Tier I capital to risk-weighted assets:    
Redemption of debt $ 3,000