Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Assets
Cash and cash equivalents	$ 50,230	$ 11,151
Securities available for sale (at fair value)	206,609	215,094
Loans held for sale	4,146	1,006
Loans receivable, net	856,560	845,692
Accrued interest receivable	3,674	3,553
Mortgage servicing rights, net	2,631	2,709
Premises and equipment, net	15,775	15,995
Goodwill	802	802
Prepaid expenses and other assets	3,614	3,962
Deferred tax asset, net	7,174	7,171
Total assets	1,151,215	1,107,135
Liabilities and Stockholders’ Equity
Deposits	1,030,918	976,793
Federal Home Loan Bank advances and other borrowings	0	13,200
Accrued interest payable	3,730	2,399
Customer escrows	3,425	2,246
Accrued expenses and other liabilities	4,318	4,790
Total liabilities	1,042,391	999,428
Commitments and contingencies
Stockholders’ equity:
Serial preferred stock ($.01 par value):authorized 500,000 shares; issued 0	0	0
Common stock ($.01 par value): authorized 16,000,000 shares; issued 9,128,662 outstanding 4,462,555 and 4,457,905	91	91
Additional paid-in capital	41,232	41,235
Retained earnings, subject to certain restrictions	143,248	142,278
Accumulated other comprehensive loss	(13,199)	(13,191)
Unearned employee stock ownership plan shares	(821)	(870)
Treasury stock, at cost 4,666,107 and 4,670,757 shares	(61,727)	(61,836)
Total stockholders’ equity	108,824	107,707
Total liabilities and stockholders’ equity	1,151,215	1,107,135
Collateralized Mortgage-Backed Securities [Member]
Assets
Securities available for sale (at fair value)	152,759	161,414
Other Debt Obligations [Member]
Assets
Securities available for sale (at fair value)	$ 53,850	$ 53,680