Consolidated Statements of Cash Flows - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2023	Dec. 31, 2022
Cash flows from operating activities:
Net income		$ 6,005	$ 8,045
Adjustments to reconcile net income to cash provided by operating activities:
Provision for credit losses (1)	[1]	713	1,071
Depreciation		1,120	1,219
Amortization of premiums, net		720	993
Amortization of deferred loan fees		(147)	(831)
Amortization of mortgage servicing rights and servicing costs		832	909
Capitalized mortgage servicing rights		(555)	(615)
Deferred income tax expense		157	103
(Gains) losses recognized on equity securities, net		(157)	22
Gains on sale of premises and equipment		(18)	(6)
Gains on sale of real estate		(17)	(113)
Gain on sales of loans	[2]	(1,494)	(2,393)
Proceeds from sales of loans held for sale		66,714	92,669
Disbursements on loans held for sale		(60,708)	(71,062)
Amortization of restricted stock awards		225	227
Amortization of unearned ESOP shares		193	193
Earned ESOP shares priced above original cost		207	271
Increase in accrued interest receivable		(550)	(871)
Increase in accrued interest payable		2,101	235
Decrease in other assets		94	1,346
Decrease in other liabilities		(1,750)	(115)
Other, net		1	4
Net cash provided by operating activities		13,686	31,311
Cash flows from investing activities:
Principal collected on securities available for sale		36,464	44,698
Proceeds collected on maturity of securities available for sale		20,700	5,000
Purchases of securities available for sale		(19,043)	(35,043)
Purchase of Federal Home Loan Bank stock		(10,158)	(6,819)
Redemption of Federal Home Loan Bank stock		10,189	6,628
Proceeds from sales of real estate		237	403
Net increase in loans receivable		(74,769)	(139,715)
Proceeds from sale of premises and equipment		85	9
Purchases of premises and equipment		(691)	(342)
Net cash used by investing activities		(36,986)	(125,181)
Cash flows from financing activities:
(Decrease) increase in deposits		(5,133)	31,260
Treasury stock purchased		(629)	(2,134)
Stock awards withheld for tax withholding		(64)	(70)
Dividends to stockholders		(1,306)	(1,049)
Proceeds from borrowings		251,121	158,900
Repayment of borrowings		(237,921)	(158,900)
(Decrease) increase in customer escrows		(7,876)	7,979
Net cash (used) provided by financing activities		(1,808)	35,986
Decrease in cash and cash equivalents		(25,108)	(57,884)
Cash and cash equivalents, beginning of year		36,259	94,143
Cash and cash equivalents, end of year		11,151	36,259
Supplemental cash flow disclosures:
Cash paid for interest		10,620	1,764
Cash paid for income taxes		2,394	2,000
Supplemental noncash flow disclosures:
Loans transferred to loans held for sale		4,215	14,899
Transfer of loans to real estate		220	0
Right to use assets obtained in exchange for lease obligations		0	394
Core Deposits [Member]
Adjustments to reconcile net income to cash provided by operating activities:
Amortization of core deposit intangible		$ 0	$ 10

[1] The Company adopted Accounting Standard Update (ASU) 2016-13 as of January 1, 2023. The 2022 amount presented is calculated under the prior accounting standard.

[2] Not within the scope of ASC 606.