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Note 5 - Loans Receivable, Net (Tables)
12 Months Ended
Dec. 31, 2023
Notes Tables  
Summary of Loans Receivable [Table Text Block]

(Dollars in thousands)

 

2023

  

2022

 

Single family real estate

 $264,303   205,890 
Commercial real estate:        

Construction:

        

Single family

  23,305   28,425 

Multi-family

  23,484   1,699 

Commercial real estate

  19,712   16,421 

Churches/community service

  14,650   11,933 

Commercial buildings/storage facilities

  10,243   12,705 

Land developments

  25,362   30,230 

Lodging

  65,432   59,762 

Manufacturing

  21,043   23,478 

Movie theaters

  8,360   8,861 

Multi-family

  60,613   53,885 

Nursing home/healthcare

  24,391   24,528 

Office

  60,099   59,262 

Restaurant/bar/cafe

  7,941   8,622 

Retail

  45,859   47,959 

Warehouse

  48,833   51,002 

Other (1)

  30,626   32,573 
   489,953   471,345 

Consumer:

        

Home equity line

  13,962   17,551 

Home equity

  12,090   10,865 

Land/lot

  5,077   4,146 

Recreational vehicles

  5,965   7,870 

Other (1)

  5,640   4,385 
   42,734   44,817 

Commercial business

  61,118   65,835 

Total loans

  858,108   787,887 
         

Less:

        

Unamortized discounts

  15   13 

Net deferred loan fees

  577   519 

Allowance for credit losses (2)

  11,824   10,277 

Total loans receivable, net

 $845,692   777,078 

Commitments to originate or purchase loans

 $7,268   24,493 

Commitments to deliver loans to secondary market

 $3,078   6,575 

Weighted average contractual rate of loans in portfolio

  4.88%  4.51%
         
Schedule of Loans and Leases Receivable, Single Family and Multi Family Residential Loans by Location [Table Text Block]
  

2023

  

2022

 

(Dollars in thousands)

 

Amount

  

Percent

of Total

  

Amount

  

Percent

of Total

 

Minnesota

 $233,026   88.2% $177,139   86.0%

Wisconsin

  23,880   9.0   23,030   11.2 

Other states (1)

  7,397   2.8   5,721   2.8 

Total

 $264,303   100.0% $205,890   100.0%
                 
Schedule of Loans and Leases Receivables Gross Carrying Amount, Commercial Real Estate by Location [Table Text Block]
  

2023

  

2022

 

(Dollars in thousands)

 

Amount

  

Percent

of Total

  

Amount

  

Percent

of Total

 

Colorado

 $5,865   1.2% $6,031   1.3%

Florida

  6,797   1.4   7,049   1.5 

Idaho

  4,718   1.0   4,712   1.0 

Iowa

  10,011   2.0   10,440   2.2 

Minnesota

  285,886   58.3   284,841   60.4 

North Carolina

  3,973   0.8   4,211   0.9 

Wisconsin

  162,456   33.2   143,076   30.4 

Other states (1)

  10,247   2.1   10,985   2.3 

Total

 $489,953   100.0% $471,345   100.0%