Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands		9 Months Ended
		Sep. 30, 2023	Sep. 30, 2022
Cash flows from operating activities:
Net income		$ 4,553	$ 5,607
Adjustments to reconcile net income to cash provided by operating activities:
Provision for credit losses	[1]	566	941
Depreciation		843	924
Amortization of premiums, net		600	783
Amortization of deferred loan fees		(116)	(406)
Amortization of mortgage servicing rights and servicing costs		623	695
Capitalized mortgage servicing rights		(417)	(532)
Deferred income tax expense		275	550
(Gains) losses recognized on equity securities, net		(83)	50
Gains on sale of premises and equipment		(19)	(6)
Gain on sale of real estate		(17)	(113)
Gain on sales of loans		(1,092)	(2,096)
Proceeds from sales of loans held for sale		49,361	81,275
Disbursements on loans held for sale		(45,140)	(61,820)
Amortization of restricted stock awards		168	172
Amortization of unearned Employee Stock Ownership Plan shares		145	145
Earned Employee Stock Ownership Plan shares priced above original cost		156	207
Increase in accrued interest receivable		(865)	(530)
Increase (decrease) in accrued interest payable		2,079	(10)
(Increase) decrease in other assets		(33)	178
(Decrease) increase in other liabilities		(4,772)	506
Other, net		(1)	4
Net cash provided by operating activities		6,814	26,534
Cash flows from investing activities:
Principal collected on securities available for sale		27,818	35,032
Proceeds collected on maturities of securities available for sale		10,000	5,000
Purchases of securities available for sale		(9,931)	(35,043)
Purchase of Federal Home Loan Bank stock		(7,398)	(1,743)
Redemption of Federal Home Loan Bank stock		7,365	1,552
Proceeds from sales of real estate		237	402
Net increase in loans receivable		(79,197)	(102,021)
Proceeds from sale of premises		61	9
Purchases of premises and equipment		(520)	(306)
Net cash used by investing activities		(51,565)	(97,118)
Cash flows from financing activities:
Increase (decrease) in deposits		61,662	(3,109)
Purchase of treasury stock		0	(2,134)
Stock awards withheld for tax withholding		(64)	(70)
Dividends to stockholders		(957)	(790)
Proceeds from borrowings		180,120	31,000
Repayment of borrowings		(180,120)	(31,000)
(Decrease) increase in customer escrows		(5,473)	1,189
Net cash provided (used) by financing activities		55,168	(4,914)
Increase (decrease) in cash and cash equivalents		10,417	(75,498)
Cash and cash equivalents, beginning of period		36,259	94,143
Cash and cash equivalents, end of period		46,676	18,645
Supplemental cash flow disclosures:
Cash paid for interest		6,264	925
Cash paid for income taxes		2,114	2,399
Supplemental noncash flow disclosures:
Loans transferred to loans held for sale		3,729	13,708
Transfer of loans to real estate		220	0
Right to use assets obtained in exchange for lease liabilities		0	137
Core Deposits [Member]
Adjustments to reconcile net income to cash provided by operating activities:
Amortization of core deposit intangible		$ 0	$ 10

[1] The Company adopted Accounting Standard Update (ASU) 2016-13 as of January 1, 2023. The 2022 amount presented is calculated under the prior accounting standard.