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Consolidated Balance Sheets (Current Period Unaudited) - USD ($)
$ in Thousands
Sep. 30, 2023
Dec. 31, 2022
Assets    
Cash and cash equivalents $ 46,676 $ 36,259
Securities available for sale (at fair value) 218,167 246,019
Loans held for sale 1,898 1,314
Loans receivable, net 850,760 777,078
Accrued interest receivable 3,868 3,003
Mortgage servicing rights, net 2,780 2,986
Premises and equipment, net 16,128 16,492
Goodwill 802 802
Prepaid expenses and other assets 4,067 3,902
Deferred tax asset, net 9,025 8,347
Total assets 1,154,171 1,096,202
Deposits 1,043,588 981,926
Accrued interest payable 2,377 298
Customer escrows 4,649 10,122
Accrued expenses and other liabilities 1,787 6,520
Total liabilities 1,052,401 998,866
Commitments and contingencies
Stockholders’ equity:    
Serial preferred stock ($.01 par value):authorized 500,000 shares; issued 0 0 0
Common stock ($.01 par value): authorized 16,000,000 shares; issued 9,128,662 outstanding 4,487,362 and 4,480,976 91 91
Additional paid-in capital 41,127 41,013
Retained earnings, subject to certain restrictions 141,175 138,409
Accumulated other comprehensive loss (18,498) (19,761)
Unearned employee stock ownership plan shares (918) (1,063)
Treasury stock, at cost 4,641,300 and 4,647,686 shares (61,207) (61,353)
Total stockholders’ equity 101,770 97,336
Total liabilities and stockholders’ equity 1,154,171 1,096,202
Collateralized Mortgage-Backed Securities [Member]    
Assets    
Securities available for sale (at fair value) 163,849 192,688
Other Debt Obligations [Member]    
Assets    
Securities available for sale (at fair value) $ 54,318 $ 53,331