Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands		6 Months Ended
		Jun. 30, 2023	Jun. 30, 2022
Cash flows from operating activities:
Net income		$ 3,055	$ 3,776
Adjustments to reconcile net income to cash provided by operating activities:
Provision for credit losses	[1]	248	362
Depreciation		563	622
Amortization of premiums, net		402	547
Amortization of deferred loan fees		(90)	(313)
Amortization of mortgage servicing rights and servicing costs		412	465
Capitalized mortgage servicing rights		(215)	(419)
Deferred income tax expense		0	550
(Gains) losses recognized on equity securities, net		(62)	53
(Gains) losses on sale of premises and equipment		(9)	0
Gain on sale of real estate		0	(113)
Gain on sales of loans		(629)	(1,682)
Proceeds from sales of loans held for sale		25,550	62,240
Disbursements on loans held for sale		(23,232)	(46,343)
Amortization of restricted stock awards		111	117
Amortization of unearned Employee Stock Ownership Plan shares		97	97
Earned Employee Stock Ownership Plan shares priced above original cost		105	143
Increase in accrued interest receivable		(392)	(264)
Increase (decrease) in accrued interest payable		817	(10)
Increase in other assets		(82)	(405)
Decrease in other liabilities		(1,858)	(1,523)
Other, net		(1)	4
Net cash provided by operating activities		4,790	17,914
Cash flows from investing activities:
Principal collected on securities available for sale		18,554	24,223
Proceeds collected on maturities of securities available for sale		5,000	0
Purchases of securities available for sale		(5,013)	(30,043)
Purchase of Federal Home Loan Bank stock		(5,318)	(1,743)
Redemption of Federal Home Loan Bank stock		4,297	1,552
Proceeds from sales of real estate		0	402
Net increase in loans receivable		(53,543)	(37,436)
Proceeds from sale of premises		42	4
Purchases of premises and equipment		(386)	(202)
Net cash used by investing activities		(36,367)	(43,243)
Cash flows from financing activities:
(Decrease) increase in deposits		(11,214)	28,197
Purchase of treasury stock		0	(1,449)
Stock awards withheld for tax withholding		(64)	(70)
Dividends to stockholders		(609)	(528)
Proceeds from borrowings		128,120	31,000
Repayment of borrowings		(103,420)	(31,000)
Decrease in customer escrows		(4,261)	(10)
Net cash provided by financing activities		8,552	26,140
(Decrease) increase in cash and cash equivalents		(23,025)	811
Cash and cash equivalents, beginning of period		36,259	94,143
Cash and cash equivalents, end of period		13,234	94,954
Supplemental cash flow disclosures:
Cash paid for interest		3,803	585
Cash paid for income taxes		1,702	1,607
Supplemental noncash flow disclosures:
Loans transferred to loans held for sale		2,320	11,377
Transfer of loans to real estate		220	0
Right to use assets obtained in exchange for lease liabilities		0	258
Core Deposits [Member]
Adjustments to reconcile net income to cash provided by operating activities:
Amortization of core deposit intangible		$ 0	$ 10

[1] The Company adopted Accounting Standard Update (ASU) 2016-13 as of January 1, 2023. The 2022 amount presented is calculated under the prior accounting standard.