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Consolidated Balance Sheets (Current Period Unaudited) - USD ($)
$ in Thousands
Jun. 30, 2023
Dec. 31, 2022
Assets    
Cash and cash equivalents $ 13,234 $ 36,259
Securities available for sale (at fair value) 230,027 246,019
Loans held for sale (at fair value) 1,916 1,314
Loans receivable, net 826,932 777,078
Accrued interest receivable 3,395 3,003
Mortgage servicing rights, net 2,789 2,986
Premises and equipment, net 16,282 16,492
Goodwill 802 802
Prepaid expenses and other assets 5,317 3,902
Deferred tax asset, net 8,673 8,347
Total assets 1,109,367 1,096,202
Deposits 970,712 981,926
Federal Home Loan Bank advances and Federal Reserve borrowings 24,700 0
Accrued interest payable 1,115 298
Customer escrows 5,861 10,122
Accrued expenses and other liabilities 4,827 6,520
Total liabilities 1,007,215 998,866
Commitments and contingencies
Stockholders’ equity:    
Serial preferred stock ($.01 par value):authorized 500,000 shares; issued 0 0 0
Common stock ($.01 par value): authorized 16,000,000 shares; issued 9,128,662 outstanding 4,487,362 and 4,480,976 91 91
Additional paid-in capital 41,019 41,013
Retained earnings, subject to certain restrictions 140,025 138,409
Accumulated other comprehensive loss (16,810) (19,761)
Unearned employee stock ownership plan shares (966) (1,063)
Treasury stock, at cost 4,641,300 and 4,647,686 shares (61,207) (61,353)
Total stockholders’ equity 102,152 97,336
Total liabilities and stockholders’ equity 1,109,367 1,096,202
Collateralized Mortgage-Backed Securities [Member]    
Assets    
Securities available for sale (at fair value) 176,027 192,688
Other Debt Obligations [Member]    
Assets    
Securities available for sale (at fair value) $ 54,000 $ 53,331