Note 9 - Allowance for Credit Losses and Credit Quality Information (Tables)

3 Months Ended

Mar. 31, 2023

Notes Tables

Financing Receivable, Allowance for Credit Loss [Table Text Block]

(Dollars in thousands)	Single Family			Commercial Real Estate		Consumer			Commercial Business			Total
Balance, December 31, 2022	$	1,261			7,026		1,058			932			10,277
January 1, 2023 adoption of ASU 2016-13		(259	)		512		(485	)		1,302			1,070
Provision for losses		(44	)		23		46			(57	)		(32	)
Recoveries		1			0		1			25			27
Balance, March 31, 2023	$	959			7,561		620			2,202			11,342
Balance, December 31, 2021	$	974			6,388		981			936			9,279
Provision for losses		28			107		10			151			296
Charge-offs		0			0		(1	)		0			(1	)
Recoveries		0			0		1			9			10
Balance, March 31, 2022	$	1,002			6,495		991			1,096			9,584
Allocated to:
Individual allowance	$	33			0		112			17			162
Collective allowance		1,228			7,026		946			915			10,115
Balance, December 31, 2022	$	1,261			7,026		1,058			932			10,277
Allocated to:
Individual allowance	$	31			0		133			39			203
Collective allowance		928			7,561		487			2,163			11,139
Balance, March 31, 2023	$	959			7,561		620			2,202			11,342
Loans receivable at December 31, 2022:
Individually reviewed for impairment	$	908			179		492			561			2,140
Collectively reviewed for impairment		204,982			471,166		44,325			65,274			785,747
Ending balance	$	205,890			471,345		44,817			65,835			787,887
Loans receivable at March 31, 2023:
Individually reviewed for impairment	$	890			178		544			505			2,117
Collectively reviewed for impairment		207,431			474,545		47,308			66,424			795,708
Ending balance	$	208,321			474,723		47,852			66,929			797,825

Provision for Credit Losses [Table Text Block]

	Three months ended
(Dollars in thousands)	March 31, 2023			March 31, 2022
Provision for credit losses on:
Loans (1)	$	(32	)		296
Unfunded commitments		24			0
Total	$	(8	)		296

Financing Receivable Credit Quality Indicators [Table Text Block]

(Dollars in thousands)	2023		2022		2021		2020		2019		Prior		Revolving		Total
Single family
Pass	$	7,493		63,226		66,964		38,104		11,775		18,332		0		205,894
Special Mention		0		394		335		0		0		0		0		729
Substandard		0		661		148		83		191		572		0		1,655
Doubtful		0		0		0		0		26		17		0		43
Loss		0		0		0		0		0		0		0		0
		7,493		64,281		67,447		38,187		11,992		18,921		0		208,321
Commercial Real Estate
Pass		16,071		202,842		121,182		74,731		15,640		13,117		0		443,583
Special Mention		0		948		874		11,251		0		2,156		0		15,229
Substandard		1,251		1,989		292		11,228		656		495		0		15,911
Doubtful		0		0		0		0		0		0		0		0
Loss		0		0		0		0		0		0		0		0
		17,322		205,779		122,348		97,210		16,296		15,768		0		474,723
Consumer
Pass		6,740		10,031		2,124		2,553		3,226		6,171		16,400		47,245
Special Mention		20		0		0		0		0		0		0		20
Substandard		0		30		139		0		4		172		113		458
Doubtful		0		17		0		0		0		0		0		17
Loss		0		1		36		0		0		26		49		112
		6,760		10,079		2,299		2,553		3,230		6,369		16,562		47,852
Commercial Business
Pass		7,456		10,858		4,749		4,578		332		1,053		32,051		61,077
Special Mention		0		1,555		0		0		0		0		1,620		3,175
Substandard		81		731		293		667		42		42		821		2,677
Doubtful		0		0		0		0		0		0		0		0
Loss		0		0		0		0		0		0		0		0
		7,537		13,144		5,042		5,245		374		1,095		34,492		66,929
Total Loans	$	39,112		293,283		197,136		143,195		31,892		42,153		51,054		797,825

Financing Receivable, Past Due [Table Text Block]

(Dollars in thousands)	30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Total Past Due		Current Loans		Total Loans		Loans 90 Days or More Past Due and Still Accruing
March 31, 2023
Single family	$	340		0		453		793		207,528		208,321		0
Commercial real estate:
Real estate rental and leasing		0		0		0		0		252,339		252,339		0
Other		0		0		0		0		222,384		222,384		0
Consumer		270		0		163		433		47,419		47,852		0
Commercial business		0		0		0		0		66,929		66,929		0
	$	610		0		616		1,226		796,599		797,825		0
December 31, 2022
Single family	$	380		145		481		1,006		204,884		205,890		0
Commercial real estate:
Real estate rental and leasing		0		0		0		0		249,783		249,783		0
Other		578		0		0		578		220,984		221,562		0
Consumer		394		123		88		605		44,212		44,817		0
Commercial business		0		0		0		0		65,835		65,835		0
	$	1,352		268		569		2,189		785,698		787,887		0

Impaired Financing Receivables [Table Text Block]

	March 31, 2023
(Dollars in thousands)	Recorded Investment		Unpaid Principal Balance		Related Allowance
Loans with no related allowance recorded:
Single family	$	655		673		0
Commercial real estate:
Other		178		178		0
Consumer		371		371		0
Loans with an allowance recorded:
Single family		235		235		31
Consumer		173		173		133
Commercial business		505		505		39
Total:
Single family		890		908		31
Commercial real estate:
Other (1)		178		178		0
Consumer (2)		544		544		133
Commercial business (3)		505		505		39
	$	2,117		2,135		203

	December 31, 2022
(Dollars in thousands)	Recorded Investment		Unpaid Principal Balance		Related Allowance
Loans with no related allowance recorded:
Single family	$	667		685		0
Commercial real estate:
Other		179		179		0
Consumer		338		338		0
Loans with an allowance recorded:
Single family		241		241		33
Consumer		154		154		112
Commercial business		561		561		17
Total:
Single family		908		926		33
Commercial real estate:
Other (1)		179		179		0
Consumer (2)		492		492		112
Commercial business (3)		561		561		17
	$	2,140		2,158		162

	March 31, 2022
(Dollars in thousands)	Average Recorded Investment		Interest Income Recognized
Loans with no related allowance recorded:
Single family	$	324		2
Commercial real estate:
Other		187		0
Consumer		389		2
Loans with an allowance recorded:
Single family		86		0
Commercial real estate:
Other		3,467		0
Consumer		146		1
Commercial business		7		0
Total:
Single family		410		2
Commercial real estate:
Other		3,654		0
Consumer		535		3
Commercial business		7		0
	$	4,606		5

Financing Receivable, Nonaccrual [Table Text Block]

(Dollars in thousands)	March 31, 2023		December 31, 2022
Single family	$	890	$	908
Consumer		494		441
Commercial business		474		529
	$	1,858	$	1,878