Note 6 - Allowance for Loan Losses and Credit Quality Information (Tables)

12 Months Ended

Dec. 31, 2022

Notes Tables

Financing Receivable, Allowance for Credit Loss [Table Text Block]

(Dollars in thousands)	Single Family			Commercial Real Estate			Consumer			Commercial Business			Total
Balance, December 31, 2020	$	1,030			7,295			1,389			985			10,699
Provision for losses	$	(56	)		(1,524	)		(424	)		(115	)		(2,119	)
Charge-offs		0			(36	)		(42	)		0			(78	)
Recoveries		0			653			58			66			777
Balance, December 31, 2021	$	974			6,388			981			936			9,279
Provision for losses	$	286			729			94			(38	)		1,071
Charge-offs		0			(91	)		(24	)		0			(115	)
Recoveries		1			0			7			34			42
Balance, December 31, 2022	$	1,261			7,026			1,058			932			10,277
Allocated to:
Specific reserves	$	36			280			83			7			406
General reserves		938			6,108			898			929			8,873
Balance, December 31, 2021	$	974			6,388			981			936			9,279
Allocated to:
Specific reserves	$	33			0			112			17			162
General reserves		1,228			7,026			946			915			10,115
Balance, December 31, 2022	$	1,261			7,026			1,058			932			10,277
Loans receivable at December 31, 2021:
Individually reviewed for impairment	$	340			3,757			546			7			4,650
Collectively reviewed for impairment		162,982			393,111			41,099			60,158			657,350
Ending balance	$	163,322			396,868			41,645			60,165			662,000
Loans receivable at December 31, 2022:
Individually reviewed for impairment	$	908			179			492			561			2,140
Collectively reviewed for impairment		204,982			471,166			44,325			65,274			785,747
Ending balance	$	205,890			471,345			44,817			65,835			787,887

Financing Receivable Credit Quality Indicators [Table Text Block]

	December 31, 2022
	Classified										Unclassified
(Dollars in thousands)	Special Mention		Substandard		Doubtful		Loss		Total		Total		Total Loans
Single family	$	882		2,067		47		0		2,996		202,894		205,890
Commercial real estate:
Real estate rental and leasing		9,529		2,241		0		0		11,770		238,013		249,783
Other		11,273		8,592		0		0		19,865		201,697		221,562
Consumer		0		387		20		86		493		44,324		44,817
Commercial business		1,000		1,803		0		0		2,803		63,032		65,835
Total	$	22,684		15,090		67		86		37,927		749,960		787,887

	December 31, 2021
	Classified										Unclassified
(Dollars in thousands)	Special Mention		Substandard		Doubtful		Loss		Total		Total		Total Loans
Single family	$	410		791		56		0		1,257		162,065		163,322
Commercial real estate:
Real estate rental and leasing		16,012		4,753		0		0		20,765		188,901		209,666
Other		6,824		9,571		0		0		16,395		170,807		187,202
Consumer		0		475		21		50		546		41,099		41,645
Commercial business		1,933		1,813		0		0		3,746		56,419		60,165
Total	$	25,179		17,403		77		50		42,709		619,291		662,000

Financing Receivable, Past Due [Table Text Block]

(Dollars in thousands)	30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Total Past Due		Current Loans		Total Loans		Loans 90 Days or More Past Due and Still Accruing
December 31, 2022
Single family	$	380		145		481		1,006		204,884		205,890		0
Commercial real estate:
Real estate rental and leasing		0		0		0		0		249,783		249,783		0
Other		578		0		0		578		220,984		221,562		0
Consumer		394		123		88		605		44,212		44,817		0
Commercial business		0		0		0		0		65,835		65,835		0
Total	$	1,352		268		569		2,189		785,698		787,887		0
December 31, 2021
Single family	$	864		65		153		1,082		162,240		163,322		0
Commercial real estate:
Real estate rental and leasing		198		0		0		198		209,468		209,666		0
Other		226		3,402		0		3,628		183,574		187,202		0
Consumer		174		89		122		385		41,260		41,645		0
Commercial business		0		0		0		0		60,165		60,165		0
Total	$	1,462		3,556		275		5,293		656,707		662,000		0

Impaired Financing Receivables [Table Text Block]

	December 31, 2022
(Dollars in thousands)	Recorded Investment		Unpaid Principal Balance		Related Allowance		Average Recorded Investment		Interest Income Recognized
Loans with no related allowance recorded:
Single family	$	667		685		0		496		8
Commercial real estate:
Other		179		179		0		182		11
Consumer		338		338		0		345		13
Loans with an allowance recorded:
Single family		241		241		33		108		4
Commercial real estate:
Other		0		0		0		2,044		0
Consumer		154		154		112		152		2
Commercial business		561		561		17		244		2
Total:
Single family		908		926		33		604		12
Commercial real estate:
Other		179		179		0		2,226		11
Consumer		492		492		112		497		15
Commercial business		561		561		17		244		2
Total	$	2,140		2,158		162		3,571		40

	December 31, 2021
(Dollars in thousands)	Recorded Investment		Unpaid Principal Balance		Related Allowance		Average Recorded Investment		Interest Income Recognized
Loans with no related allowance recorded:
Single family	$	253		272		0		502		2
Commercial real estate:
Real estate rental and leasing		0		0		0		432		0
Other		189		189		0		197		0
Consumer		419		419		0		545		9
Loans with an allowance recorded:
Single family		87		87		36		113		0
Commercial real estate:
Real estate rental and leasing		0		0		0		98		0
Other		3,568		3,568		280		844		142
Consumer		127		127		83		136		2
Commercial business		7		7		7		25		0
Total:
Single family		340		359		36		615		2
Commercial real estate:
Real estate rental and leasing		0		0		0		530		0
Other		3,757		3,757		280		1,041		142
Consumer		546		546		83		681		11
Commercial business		7		7		7		25		0
Total	$	4,650		4,669		406		2,892		155

Financing Receivable, Nonaccrual [Table Text Block]

(Dollars in thousands)	2022		2021
Single family	$	908		340
Commercial real estate:
Other		0		3,757
Consumer		441		517
Commercial business		529		7
Total	$	1,878		4,621

Financing Receivable, Troubled Debt Restructuring [Table Text Block]

(Dollars in thousands)	2022		2021
Single family	$	202		254
Commercial real estate:
Other		179		355
Consumer		378		442
Commercial business		31		0
Total	$	790		1,051

Financial Effects of Troubled Debt Restructurings and Difference Between Outstanding Recorded Balance Pre Modification and Post Modification [Table Text Block]

	Year ended December 31, 2022						Year ended December 31, 2021
(Dollars in thousands)	Number of Contracts		Pre- modification Outstanding Recorded Investment		Post- modification Outstanding Recorded Investment		Number of Contracts		Pre- modification Outstanding Recorded Investment		Post- modification Outstanding Recorded Investment
Troubled debt restructurings:
Single family		0	$	0		0		1	$	38		40
Commercial real estate:
Other		1		165		165		1		139		139
Consumer		2		47		49		1		93		94
Commercial business		1		31		31		1		14		14
Total		4	$	243		245		4	$	284		287