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Note 5 - Loans Receivable, Net (Tables)

12 Months Ended

Dec. 31, 2022

Notes Tables

Summary of Loans Receivable [Table Text Block]

(Dollars in thousands)		2022				2021
Single family real estate		$	205,890				163,322
Commercial real estate:
Construction:
Single family			28,425				23,293
Multi-family			1,699				9,986
Commercial real estate			16,421				13,959
Churches/community service			11,933				11,332
Commercial buildings/storage facilities			12,705				11,881
Land developments			30,230				12,041
Lodging			59,762				57,220
Manufacturing			23,478				23,913
Movie theaters			8,861				9,334
Multi-family			53,885				43,140
Nursing home/healthcare			24,528				19,870
Restaurant/bar			8,622				8,473
Retail/office			107,221				87,244
Warehouse			51,002				31,501
Other ⁽¹⁾			32,573				33,681
			471,345				396,868
Consumer:
Home equity line			17,551				17,467
Home equity			10,865				7,557
Land/lots			4,146				2,154
Recreational vehicles			7,870				10,985
Other ⁽¹⁾			4,385				3,482
			44,817				41,645
Commercial business			65,835				60,165
Total loans			787,887				662,000
Less:
Unamortized discounts			13				10
Net deferred loan fees			519				209
Allowance for loan losses			10,277				9,279
Total loans receivable, net		$	777,078				652,502
Commitments to originate or purchase loans		$	24,493				14,501
Commitments to deliver loans to secondary market		$	6,575				12,340
Weighted average contractual rate of loans in portfolio			4.51	%			4.01	%

⁽¹⁾ Amounts under four million dollars in both years are included in “Other”.

Schedule of Loans and Leases Receivable, Single Family and Multi Family Residential Loans by Location [Table Text Block]

		2022								2021
(Dollars in thousands)		Amount				Percent of Total				Amount				Percent of Total
Minnesota		$	177,139				86.0	%		$	142,252				87.1	%
Wisconsin			23,030				11.2				15,048				9.2
Other states ⁽¹⁾			5,721				2.8				6,022				3.7
Total		$	205,890				100.0	%		$	163,322				100.0	%

Schedule of Loans and Leases Receivables Gross Carrying Amount, Commercial Real Estate by Location [Table Text Block]

		2022								2021
(Dollars in thousands)		Amount				Percent of Total				Amount				Percent of Total
Colorado		$	6,031				1.3	%		$	6,150				1.6	%
Florida			7,049				1.5				4,293				1.1
Idaho			4,712				1.0				2,802				0.7
Iowa			10,440				2.2				7,955				2.0
Minnesota			284,841				60.4				264,376				66.6
North Carolina			4,211				0.9				4,436				1.1
Wisconsin			143,076				30.4				93,999				23.7
Other states ⁽¹⁾			10,985				2.3				12,857				3.2
Total		$	471,345				100.0	%		$	396,868				100.0	%