Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
ASSETS
Cash and cash equivalents	$ 36,259	$ 94,143
Securities available for sale	246,019	285,765
Loans held for sale	1,314	5,575
Loans receivable, net	777,078	652,502
Accrued interest receivable	3,003	2,132
Mortgage servicing rights, net	2,986	3,280
Premises and equipment, net	16,492	17,373
Goodwill	802	802
Core deposit intangible	0	10
Prepaid expenses and other assets	3,902	5,427
Deferred tax asset, net	8,347	2,529
Total assets	1,096,202	1,069,538
LIABILITIES AND STOCKHOLDERS’EQUITY
Deposits	981,926	950,666
Accrued interest payable	298	63
Customer escrows	10,122	2,143
Accrued expenses and other liabilities	6,520	6,635
Total liabilities	998,866	959,507
Commitments and contingencies
Stockholders’ equity:
Serial preferred stock ($.01 par value):authorized 500,000 shares; issued 0	0	0
Common stock ($.01 par value): authorized 16,000,000 shares; issued 9,128,662	91	91
Additional paid-in capital	41,013	40,740
Retained earnings, subject to certain restrictions	138,409	131,413
Accumulated other comprehensive loss	(19,761)	(1,583)
Unearned employee stock ownership plan shares	(1,063)	(1,256)
Treasury stock, at cost 4,647,686 and 4,564,087 shares	(61,353)	(59,374)
Total stockholders’ equity	97,336	110,031
Total liabilities and stockholders’ equity	1,096,202	1,069,538
Collateralized Mortgage-Backed Securities [Member]
ASSETS
Securities available for sale	192,688	245,397
Other Debt Obligations [Member]
ASSETS
Securities available for sale	$ 53,331	$ 40,368