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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Cash flows from operating activities:    
Net income $ 5,607 $ 11,565
Adjustments to reconcile net income to cash provided by operating activities:    
Provision for loan losses 941 (2,353)
Depreciation 924 757
Amortization of premiums, net 783 709
Amortization of deferred loan fees (388) (2,342)
Amortization of purchased fair value adjustments (18) (20)
Amortization of mortgage servicing rights and servicing costs 695 881
Capitalized mortgage servicing rights (532) (1,070)
Deferred income tax expense 550 0
Losses (gains) recognized on equity securities 50 (69)
Gain on sale of premises (6) (15)
Gain on sales of real estate (113) (1,492)
Gain on sales of loans (2,096) (4,909)
Proceeds from sale of loans held for sale 81,275 147,153
Disbursements on loans held for sale (61,820) (133,807)
Amortization of restricted stock awards 172 182
Amortization of unearned Employee Stock Ownership Plan shares 145 146
Earned Employee Stock Ownership Plan shares priced above original cost 207 170
(Increase) decrease in accrued interest receivable (530) 1,040
Decrease in accrued interest payable (10) (64)
Decrease in other assets 178 842
Increase (decrease) in other liabilities 506 (850)
Other, net 4 14
Net cash provided by operating activities 26,534 16,508
Cash flows from investing activities:    
Principal collected on securities available for sale 35,032 27,739
Proceeds collected on maturities of securities available for sale 5,000 30,762
Purchases of securities available for sale (35,043) (148,149)
Purchase of Federal Home Loan Bank stock (1,743) (159)
Redemption of Federal Home Loan Bank stock 1,552 0
Proceeds from sales of real estate 402 2,128
Net (increase) decrease in loans receivable (102,021) 17,323
Proceeds from sale of premises 9 16
Purchases of premises and equipment (306) (440)
Net cash used by investing activities (97,118) (70,780)
Cash flows from financing activities:    
(Decrease) increase in deposits (3,109) 120,098
Purchase of treasury stock (2,134) (3,866)
Stock awards withheld for tax withholding (70) (7)
Dividends to stockholders (790) 0
Proceeds from borrowings 31,000 0
Repayment of borrowings (31,000) 0
Increase in customer escrows 1,189 1,214
Net cash (used) provided by financing activities (4,914) 117,439
(Decrease) increase in cash and cash equivalents (75,498) 63,167
Cash and cash equivalents, beginning of period 94,143 86,269
Cash and cash equivalents, end of period 18,645 149,436
Supplemental cash flow disclosures:    
Cash paid for interest 925 1,287
Cash paid for income taxes 2,399 5,310
Supplemental noncash flow disclosures:    
Loans transferred to loans held for sale 13,708 7,757
Right to use assets obtained in exchange for lease liabilities 137 0
Core Deposits [Member]    
Adjustments to reconcile net income to cash provided by operating activities:    
Amortization of core deposit intangible $ 10 $ 40