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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
6 Months Ended
Jun. 30, 2022
Jun. 30, 2021
Cash flows from operating activities:    
Net income $ 3,776 $ 7,946
Adjustments to reconcile net income to cash provided by operating activities:    
Provision for loan losses 362 (1,467)
Depreciation 622 507
Amortization of premiums, net 547 425
Amortization of deferred loan fees (297) (1,327)
Amortization of purchased fair value adjustments (16) (15)
Amortization of mortgage servicing rights and servicing costs 465 574
Capitalized mortgage servicing rights (419) (691)
Deferred income tax expense 550 0
Losses (gains) recognized on equity securities 53 (49)
Gain on sale of premises 0 (15)
Gain on sales of real estate (113) (1,492)
Gain on sales of loans (1,682) (3,438)
Proceeds from sale of loans held for sale 62,240 95,028
Disbursements on loans held for sale (46,343) (87,885)
Amortization of restricted stock awards 117 121
Amortization of unearned Employee Stock Ownership Plan shares 97 97
Earned Employee Stock Ownership Plan shares priced above original cost 143 105
(Increase) decrease in accrued interest receivable (264) 967
Decrease in accrued interest payable (10) (34)
(Increase) decrease in other assets (405) 584
Decrease in other liabilities (1,523) (711)
Other, net 4 5
Net cash provided by operating activities 17,914 9,269
Cash flows from investing activities:    
Principal collected on securities available for sale 24,223 16,534
Proceeds collected on maturities of securities available for sale 0 25,762
Purchases of securities available for sale (30,043) (107,299)
Purchase of Federal Home Loan Bank stock (1,743) (159)
Redemption of Federal Home Loan Bank stock 1,552 0
Proceeds from sales of real estate 402 2,128
Net (increase) decrease in loans receivable (37,436) 3,413
Proceeds from sale of premises 4 16
Purchases of premises and equipment (202) (246)
Net cash used by investing activities (43,243) (59,851)
Cash flows from financing activities:    
Increase in deposits 28,197 67,078
Purchase of treasury stock (1,449) (2,736)
Stock awards withheld for tax withholding (70) (7)
Dividends to stockholders (528) 0
Proceeds from borrowings 31,000 0
Repayment of borrowings (31,000) 0
(Decrease) increase in customer escrows (10) 384
Net cash provided by financing activities 26,140 64,719
Increase in cash and cash equivalents 811 14,137
Cash and cash equivalents, beginning of period 94,143 86,269
Cash and cash equivalents, end of period 94,954 100,406
Supplemental cash flow disclosures:    
Cash paid for interest 585 897
Cash paid for income taxes 1,607 3,301
Supplemental noncash flow disclosures:    
Loans transferred to loans held for sale 11,377 4,806
Right to use assets obtained in exchange for lease liabilities 258 0
Core Deposits [Member]    
Adjustments to reconcile net income to cash provided by operating activities:    
Amortization of core deposit intangible $ 10 $ 34