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Consolidated Statements of Comprehensive Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2020
Dec. 31, 2019
Dec. 31, 2018
Interest income:      
Loans receivable $ 29,924 $ 29,787 $ 28,535
Securities available for sale:      
Mortgage-backed and related 1,155 343 197
Other marketable 702 1,157 1,138
Other 178 603 511
Total interest income 31,959 31,890 30,381
Interest expense:      
Deposits 2,851 3,332 2,231
Advances and other borrowings 0 7 2
Total interest expense 2,851 3,339 2,233
Net interest income 29,108 28,551 28,148
Provision for loan losses 2,699 (1,216) (649)
Net interest income after provision for loan losses 26,409 29,767 28,797
Non-interest income:      
Gain on sales of loans [1] 9,531 2,941 2,095
Other 1,190 1,136 1,034
Total non-interest income 14,954 8,455 7,714
Non-interest expense:      
Compensation and benefits 15,646 15,659 14,728
Occupancy and equipment 4,429 4,442 4,304
Data processing 1,314 1,263 1,270
Professional services 1,405 1,573 1,137
Other 4,199 4,168 3,948
Total non-interest expense 26,993 27,105 25,387
Income before income tax expense 14,370 11,117 11,124
Income tax expense 4,068 3,324 2,888
Net income 10,302 7,793 8,236
Other comprehensive income (loss), net of tax 1,236 1,142 (69)
Comprehensive income available to common shareholders $ 11,538 $ 8,935 $ 8,167
Basic earnings per common share (in dollars per share) $ 2.23 $ 1.69 $ 1.89
Diluted earnings per common share (in dollars per share) $ 2.22 $ 1.68 $ 1.71
Financial Service [Member]      
Non-interest income:      
Revenue from Contract with Customer $ 2,877 $ 3,100 $ 3,330
Bank Servicing [Member]      
Non-interest income:      
Revenue from Contract with Customer [1] $ 1,356 $ 1,278 $ 1,255
[1] Not within the scope of ASC 606.