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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2020
Sep. 30, 2019
Cash flows from operating activities:    
Net income $ 7,177 $ 6,557
Adjustments to reconcile net income to cash provided by operating activities:    
Provision for loan losses 1,548 (1,452)
Depreciation 785 838
Amortization of premiums (discounts), net 119 (10)
Amortization of deferred loan fees (350) (153)
Amortization of core deposit intangible 1,100 600
Amortization of purchased asset fair value adjustments (26) (29)
Amortization of mortgage servicing rights 1,002 535
Capitalized mortgage servicing rights (1,710) (674)
Securities losses (gains), net 40 (42)
(Gain) loss on sale of premises and equipment (6) 20
Gain on sales of real estate (129) 0
Gain on sales of loans (6,503) (1,835)
Proceeds from sales of loans held for sale 202,243 77,289
Disbursements on loans held for sale (195,571) (75,833)
Amortization of restricted stock awards 184 138
Amortization of unearned Employee Stock Ownership Plan shares 145 144
Earned Employee Stock Ownership Plan shares priced above original cost 112 173
Stock option compensation expense 0 1
(Increase) decrease in accrued interest receivable (1,985) 139
(Decrease) increase in accrued interest payable (195) 31
Decrease in other assets 1,379 1,285
(Decrease) increase in other liabilities (170) 923
Other, net 6 22
Net cash provided by operating activities 8,169 8,141
Cash flows from investing activities:    
Principal collected on securities available for sale 11,050 1,347
Proceeds collected on maturities of securities available for sale 30,875 10,400
Purchases of securities available for sale (51,218) (15,246)
Purchase of Federal Home Loan Bank stock (79) (1,040)
Redemption of Federal Home Loan Bank stock 0 1,054
Proceeds from sales of real estate 434 0
Net (increase) decrease in loans receivable (79,174) 1,008
Proceeds from sale of premises and equipment 63 195
Purchases of premises and equipment (669) (1,748)
Net cash used by investing activities (88,718) (4,030)
Cash flows from financing activities:    
Increase in deposits 113,153 36,256
Common Stock purchased (360) 0
Stock awards withheld for tax withholding (60) (45)
Proceeds from borrowings 0 26,000
Repayment of borrowings 0 (26,000)
(Decrease) increase in customer escrows (556) 1,476
Net cash provided by financing activities 112,177 37,687
Increase in cash and cash equivalents 31,628 41,798
Cash and cash equivalents, beginning of period 44,399 20,709
Cash and cash equivalents, end of period 76,027 62,507
Supplemental cash flow disclosures:    
Cash paid for interest 2,488 2,394
Cash paid for income taxes 2,041 2,189
Supplemental noncash flow disclosures:    
Loans transferred to loans held for sale 3,960 4,054
Transfer of loans to real estate 139 166
Right to use assets and lease obligations 0 4,241
Core Deposits [Member]    
Adjustments to reconcile net income to cash provided by operating activities:    
Amortization of core deposit intangible $ 74 $ 74