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Consolidated Statements of Comprehensive Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2020
Sep. 30, 2019
Sep. 30, 2020
Sep. 30, 2019
Interest income:        
Loans receivable $ 7,489 $ 7,428 $ 22,156 $ 22,597
Securities available for sale:        
Mortgage-backed and related 271 56 825 146
Other marketable 163 309 546 905
Other 26 205 149 381
Total interest income 7,949 7,998 23,676 24,029
Interest expense:        
Deposits 656 906 2,293 2,418
Federal Home Loan Bank advances and other borrowings 0 0 0 7
Total interest expense 656 906 2,293 2,425
Net interest income 7,293 7,092 21,383 21,604
Provision for loan losses 770 (420) 1,548 (1,452)
Net interest income after provision for loan losses 6,523 7,512 19,835 23,056
Non-interest income:        
Gain on sales of loans 3,005 845 6,503 1,835
Other 291 238 846 842
Total non-interest income 4,396 2,227 10,461 5,939
Non-interest expense:        
Compensation and benefits 3,916 3,849 11,762 11,496
Occupancy and equipment 1,101 1,142 3,335 3,284
Data processing 334 319 963 925
Professional services 241 428 1,175 1,081
Other 1,004 1,009 3,015 2,975
Total non-interest expense 6,596 6,747 20,250 19,761
Income before income tax expense 4,323 2,992 10,046 9,234
Income tax expense 1,222 916 2,869 2,677
Net income 3,101 2,076 7,177 6,557
Other comprehensive income (loss), net of tax (202) 149 1,297 1,075
Comprehensive income available to common shareholders $ 2,899 $ 2,225 $ 8,474 $ 7,632
Basic earnings per share (in dollars per share) $ 0.67 $ 0.45 $ 1.55 $ 1.42
Diluted earnings per share (in dollars per share) $ 0.67 $ 0.45 $ 1.54 $ 1.41
Financial Service [Member]        
Non-interest income:        
Revenue from Contract with Customer $ 753 $ 820 $ 2,136 $ 2,305
Bank Servicing [Member]        
Non-interest income:        
Revenue from Contract with Customer $ 347 $ 324 $ 976 $ 957