Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Assets
Cash and cash equivalents	$ 76,027	$ 44,399
Mortgage-backed and related securities (amortized cost $69,826 and $54,777)	118,564	107,592
Loans held for sale	7,225	3,606
Loans receivable, net	670,297	596,392
Accrued interest receivable	4,236	2,251
Mortgage servicing rights, net	2,880	2,172
Premises and equipment, net	10,342	10,515
Goodwill	802	802
Core deposit intangible	82	156
Prepaid expenses and other assets	6,798	8,052
Deferred tax asset, net	1,199	1,702
Total assets	898,452	777,639
Liabilities and Stockholders’ Equity
Deposits	787,023	673,870
Accrued interest payable	225	420
Customer escrows	1,857	2,413
Accrued expenses and other liabilities	8,204	8,288
Total liabilities	797,309	684,991
Commitments and contingencies
Stockholders’ equity:
Serial-preferred stock ($.01 par value): authorized 500,000 shares; issued 0	0	0
Common stock ($.01 par value): authorized 16,000,000 shares; issued 9,128,662	91	91
Additional paid-in capital	40,393	40,365
Retained earnings, subject to certain restrictions	114,724	107,547
Accumulated other comprehensive income	1,343	46
Unearned employee stock ownership plan shares	(1,498)	(1,643)
Treasury stock, at cost 4,292,303 and 4,284,840 shares	(53,910)	(53,758)
Total stockholders’ equity	101,143	92,648
Total liabilities and stockholders’ equity	898,452	777,639
Collateralized Mortgage Backed Securities [Member]
Assets
Mortgage-backed and related securities (amortized cost $69,826 and $54,777)	71,458	54,851
Other Debt Obligations [Member]
Assets
Mortgage-backed and related securities (amortized cost $69,826 and $54,777)	$ 47,106	$ 52,741