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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2020
Mar. 31, 2019
Cash flows from operating activities:    
Net income $ 1,385 $ 1,620
Adjustments to reconcile net income to cash provided by operating activities:    
Provision for loan losses 460 27
Depreciation 291 273
Amortization of premiums (discounts), net 16 (4)
Amortization of deferred loan fees 2 13
Amortization of core deposit intangible 300  
Amortization of purchased loan fair value adjustments (4) (8)
Amortization of mortgage servicing rights 228 140
Capitalized mortgage servicing rights (262) (116)
Securities losses (gains), net 57 (24)
Loss on sales of real estate (2) 0
Gain on sales of loans (1,134) (379)
Proceeds from sale of loans held for sale 29,514 13,599
Disbursements on loans held for sale (29,133) (12,370)
Amortization of restricted stock awards 46 42
Amortization of unearned Employee Stock Ownership Plan shares 48 48
Earned Employee Stock Ownership Plan shares priced above original cost 53 54
Decrease in accrued interest receivable 15 30
Decrease in accrued interest payable (76) (14)
Decrease in other assets 505 668
Increase (decrease) in other liabilities 30 (572)
Other, net 0 1
Net cash provided by operating activities 2,068 3,052
Cash flows from investing activities:    
Principal collected on securities available for sale 2,633 443
Proceeds collected on maturities of securities available for sale 25,875 300
Purchases of securities available for sale (20,102) 0
Purchase of Federal Home Loan Bank stock (79) 0
Redemption of Federal Home Loan Bank stock 0 14
Proceeds from sales of real estate owned 34 0
Net increase in loans receivable (22,818) (13,592)
Purchases of premises and equipment (202) (189)
Net cash used by investing activities (14,659) (13,024)
Cash flows from financing activities:    
Increase in deposits 3,649 3,240
Purchase of treasury stock (360) 0
Stock awards withheld for tax withholding (60) (45)
Increase in customer escrows 707 1,189
Net cash provided by financing activities 3,936 4,384
Decrease in cash and cash equivalents (8,655) (5,588)
Cash and cash equivalents, beginning of period 44,399 20,709
Cash and cash equivalents, end of period 35,744 15,121
Supplemental cash flow disclosures:    
Cash paid for interest 968 704
Supplemental noncash flow disclosures:    
Loans transferred to loans held for sale 969 759
Transfer of loans to real estate 139 30
Right to use assets and lease obligations 0 4,505
Core Deposits [Member]    
Adjustments to reconcile net income to cash provided by operating activities:    
Amortization of core deposit intangible $ 25 $ 24