Note 9 - Allowance for Loan Losses and Credit Quality Information (Tables)

3 Months Ended

Mar. 31, 2020

Notes Tables

Financing Receivable, Allowance for Credit Loss [Table Text Block]

(Dollars in thousands)	Single Family		Commercial Real Estate		Consumer			Commercial Business			Total
Balance, December 31, 2019	$	857		5,060		1,507			1,140			8,564
Provision for losses		80		479		87			(186	)		460
Charge-offs		0		0		(12	)		0			(12	)
Recoveries		0		0		1			23			24
Balance, March 31, 2020	$	937		5,539		1,583			977			9,036
Balance, December 31, 2018	$	833		4,869		1,622			1,362			8,686
Provision for losses		100		13		3			(89	)		27
Charge-offs		0		0		(39	)		(43	)		(82	)
Recoveries		0		10		2			30			42
Balance, March 31, 2019	$	933		4,892		1,588			1,260			8,673
Allocated to:
Specific reserves	$	62		451		119			93			725
General reserves		795		4,609		1,388			1,047			7,839
Balance, December 31, 2019	$	857		5,060		1,507			1,140			8,564
Allocated to:
Specific reserves	$	46		443		120			38			647
General reserves		891		5,096		1,463			939			8,389
Balance, March 31, 2020	$	937		5,539		1,583			977			9,036
Loans receivable at December 31, 2019:
Individually reviewed for impairment	$	974		1,166		976			735			3,851
Collectively reviewed for impairment		119,090		349,029		68,973			63,492			600,584
Ending balance	$	120,064		350,195		69,949			64,227			604,435
Loans receivable at March 31, 2020:
Individually reviewed for impairment	$	1,003		1,703		802			131			3,639
Collectively reviewed for impairment		124,138		361,856		67,278			69,354			622,626
Ending balance	$	125,141		363,559		68,080			69,485			626,265

Financing Receivable Credit Quality Indicators [Table Text Block]

	March 31, 2020
	Classified										Unclassified
(Dollars in thousands)	Special Mention		Substandard		Doubtful		Loss		Total		Total		Total Loans
Single family	$	1,371		1,728		34		0		3,133		122,008		125,141
Commercial real estate:
Real estate rental and leasing		5,197		9,034		0		0		14,231		187,616		201,847
Other		6,399		5,473		0		0		11,872		149,840		161,712
Consumer		0		667		74		61		802		67,278		68,080
Commercial business		6,553		1,758		0		0		8,311		61,174		69,485
	$	19,520		18,660		108		61		38,349		587,916		626,265

	December 31, 2019
	Classified										Unclassified
(Dollars in thousands)	Special Mention		Substandard		Doubtful		Loss		Total		Total		Total Loans
Single family	$	1,118		1,765		35		0		2,918		117,146		120,064
Commercial real estate:
Real estate rental and leasing		3,489		9,114		0		0		12,603		179,899		192,502
Other		4,451		5,253		0		0		9,704		147,989		157,693
Consumer		0		842		69		65		976		68,973		69,949
Commercial business		5,710		2,516		0		0		8,226		56,001		64,227
	$	14,768		19,490		104		65		34,427		570,008		604,435

Financing Receivable, Past Due [Table Text Block]

(Dollars in thousands)	30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Total Past Due		Current Loans		Total Loans		Loans 90 Days or More Past Due and Still Accruing
March 31, 2020
Single family	$	1,124		206		91		1,421		123,720		125,141		0
Commercial real estate:
Real estate rental and leasing		0		0		0		0		201,847		201,847		0
Other		0		96		265		361		161,351		161,712		0
Consumer		294		80		107		481		67,599		68,080		0
Commercial business		11		11		0		22		69,463		69,485		0
	$	1,429		393		463		2,285		623,980		626,265		0
December 31, 201 9
Single family	$	786		77		59		922		119,142		120,064		0
Commercial real estate:
Real estate rental and leasing		0		0		0		0		192,502		192,502		0
Other		0		0		0		0		157,693		157,693		0
Consumer		527		31		206		764		69,185		69,949		0
Commercial business		147		13		550		710		63,517		64,227		0
	$	1,460		121		815		2,396		602,039		604,435		0

Impaired Financing Receivables [Table Text Block]

	March 31, 2020						December 31, 2019
(Dollars in thousands)	Recorded Investment		Unpaid Principal Balance		Related Allowance		Recorded Investment		Unpaid Principal Balance		Related Allowance
Loans with no related allowance recorded:
Single family	$	583		602		0		544		563		0
Commercial real estate:
Other		557		557		0		0		0		0
Consumer		606		606		0		781		781		0
Loans with an allowance recorded:
Single family		420		420		46		430		430		62
Commercial real estate:
Real estate rental and leasing		179		179		6		184		184		16
Other		967		967		437		982		982		435
Consumer		196		196		120		195		195		119
Commercial business		131		683		38		735		1,287		93
Total:
Single family		1,003		1,022		46		974		993		62
Commercial real estate:
Real estate rental and leasing		179		179		6		184		184		16
Other		1,524		1,524		437		982		982		435
Consumer		802		802		120		976		976		119
Commercial business		131		683		38		735		1,287		93
	$	3,639		4,210		647		3,851		4,422		725

	March 31, 2020				March 31, 2019
(Dollars in thousands)	Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized
Loans with no related allowance recorded:
Single family	$	564		5		448		4
Commercial real estate:
Other		279		2		25		30
Consumer		694		5		449		2
Loans with an allowance recorded:
Single family		425		6		789		3
Commercial real estate:
Real estate rental and leasing		182		0		200		0
Other		975		20		1,069		0
Consumer		196		2		290		3
Commercial business		433		2		325		1
Total:
Single family		989		11		1,237		7
Commercial real estate:
Real estate rental and leasing		182		0		200		0
Other		1,254		22		1,094		30
Consumer		890		7		739		5
Commercial business		433		2		325		1
	$	3,748		42		3,595		43

Financing Receivable, Nonaccrual [Table Text Block]

(Dollars in thousands)	March 31, 2020		December 31, 2019
Single family	$	647	$	617
Commercial real estate:
Real estate rental and leasing		179		184
Other		557		0
Consumer		491		659
Commercial business		40		621
	$	1,914	$	2,081

Financing Receivable, Troubled Debt Restructuring [Table Text Block]

	March 31, 2020						December, 31, 2019
(Dollars in thousands)	Accruing		Non-Accrual		Total		Accruing		Non-Accrual		Total
Single family	$	357		271		628		357		266		623
Commercial real estate		966		292		1,258		983		0		983
Consumer		311		420		731		316		429		745
Commercial business		91		0		91		114		0		114
	$	1,725		983		2,708		1,770		695		2,465

Financial Effects of Troubled Debt Restructurings and Difference Between Outstanding Recorded Balance Pre Modification and Post Modification [Table Text Block]

	Three Months Ended March 31, 2020						Three Months Ended March 31, 2019
(Dollars in thousands)	Number of Contracts		Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding Recorded Investment		Number of Contracts		Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding Recorded Investment
Troubled debt restructurings:
Single family		1	$	94		101		1	$	21		24
Commercial real estate:
Other		2		293		293		0		0		0
Consumer		0		0		0		2		26		26
Total		3	$	387		394		3	$	47		50

Schedule of Deferred Loans [Table Text Block]

(Dollars in thousands)	Balance March 31, 2020
Commercial loans by industry:
Hotels	$	48,410
Theaters		9,619
Restaurant/Bar		3,974
Retail/Office		4,623
Other		9,138
Total commercial loans		75,764
Consumer loans by collateral type:
Single family		2,575
Other consumer		300
Total consumer loans		2,875
Total deferred loans	$	78,639