Note 6 - Allowance for Loan Losses and Credit Quality Information (Tables)

12 Months Ended

Dec. 31, 2019

Notes Tables

Financing Receivable, Allowance for Credit Loss [Table Text Block]

(Dollars in thousands)	Single Family			Commercial Real Estate			Consumer			Commercial Business			Total
Balance, December 31, 2016	$	1,186			4,953			1,613			2,151			9,903
Provision for losses	$	(280	)		(75	)		263			(431	)		(523	)
Charge-offs		(6	)		(50	)		(288	)		(311	)		(655	)
Recoveries		0			245			42			299			586
Balance, December 31, 2017	$	900			5,073			1,630			1,708			9,311
Provision for losses	$	(44	)		(421	)		202			(386	)		(649	)
Charge-offs		(24	)		0			(226	)		(270	)		(520	)
Recoveries		1			217			16			310			544
Balance, December 31, 2018	$	833			4,869			1,622			1,362			8,686
Provision for losses	$	25			(1,509	)		(29	)		297			(1,216	)
Charge-offs		(1	)		0			(107	)		(880	)		(988	)
Recoveries		0			1,700			21			361			2,082
Balance, December 31, 2019	$	857			5,060			1,507			1,140			8,564
Allocated to:
Specific reserves	$	98			451			172			73			794
General reserves		735			4,418			1,450			1,289			7,892
Balance, December 31, 2018	$	833			4,869			1,622			1,362			8,686
Allocated to:
Specific reserves	$	62			451			119			93			725
General reserves		795			4,609			1,388			1,047			7,839
Balance, December 31, 2019	$	857			5,060			1,507			1,140			8,564
Loans receivable at December 31, 2018:
Individually reviewed for impairment	$	1,226			1,311			856			303			3,696
Collectively reviewed for impairment		109,472			334,819			71,676			75,193			591,160
Ending balance	$	110,698			336,130			72,532			75,496			594,856
Loans receivable at December 31, 2019:
Individually reviewed for impairment	$	974			1,166			976			735			3,851
Collectively reviewed for impairment		119,090			349,029			68,973			63,492			600,584
Ending balance	$	120,064			350,195			69,949			64,227			604,435

Financing Receivable Credit Quality Indicators [Table Text Block]

	December 31, 201 9
	Classified										Unclassified
(Dollars in thousands)	Special Mention		Substandard		Doubtful		Loss		Total		Total		Total Loans
Single family	$	1,118		1,765		35		0		2,918		117,146		120,064
Commercial real estate:
Real estate rental and leasing		3,489		9,114		0		0		12,603		179,899		192,502
Other		4,451		5,253		0		0		9,704		147,989		157,693
Consumer		0		842		69		65		976		68,973		69,949
Commercial business		5,710		2,516		0		0		8,226		56,001		64,227
	$	14,768		19,490		104		65		34,427		570,008		604,435

	December 31, 2018
	Classified										Unclassified
(Dollars in thousands)	Special Mention		Substandard		Doubtful		Loss		Total		Total		Total Loans
Single family	$	150		1,771		40		0		1,961		108,737		110,698
Commercial real estate:
Real estate rental and leasing		5,564		4,805		0		0		10,369		185,195		195,564
Other		4,879		5,118		0		0		9,997		130,569		140,566
Consumer		0		709		41		106		856		71,676		72,532
Commercial business		6,647		2,761		0		0		9,408		66,088		75,496
	$	17,240		15,164		81		106		32,591		562,265		594,856

Financing Receivable, Past Due [Table Text Block]

(Dollars in thousands)	30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Total Past Due		Current Loans		Total Loans		Loans 90 Days or More Past Due and Still Accruing
201 9
Single family	$	786		77		59		922		119,142		120,064		0
Commercial real estate:
Real estate rental and leasing		0		0		0		0		192,502		192,502		0
Other		0		0		0		0		157,693		157,693		0
Consumer		527		31		206		764		69,185		69,949		0
Commercial business		147		13		550		710		63,517		64,227		0
	$	1,460		121		815		2,396		602,039		604,435		0
2018
Single family	$	680		325		77		1,082		109,616		110,698		0
Commercial real estate:
Real estate rental and leasing		0		0		0		0		195,564		195,564		0
Other		0		0		0		0		140,566		140,566		0
Consumer		391		100		279		770		71,762		72,532		0
Commercial business		21		0		0		21		75,475		75,496
	$	1,092		425		356		1,873		592,983		594,856		0

Impaired Financing Receivables [Table Text Block]

	December 31, 201 9
(Dollars in thousands)	Recorded Investment		Unpaid Principal Balance		Related Allowance		Average Recorded Investment		Interest Income Recognized
Loans with no related allowance recorded:
Single family	$	544		563		0		508		33
Commercial real estate:
Other		0		0		0		10		0
Consumer		781		781		0		580		26
Loans with an allowance recorded:
Single family		430		430		62		633		3
Commercial real estate:
Real estate rental and leasing		184		184		16		193		0
Other		982		982		435		1,048		71
Consumer		195		195		119		231		14
Commercial business		735		1,287		93		476		24
Total:
Single family		974		993		62		1,141		36
Commercial real estate:
Real estate rental and leasing		184		184		16		193		0
Other		982		982		435		1,058		71
Consumer		976		976		119		811		40
Commercial business		735		1,287		93		476		24
	$	3,851		4,422		725		3,679		171

	December 31, 2018
(Dollars in thousands)	Recorded Investment		Unpaid Principal Balance		Related Allowance		Average Recorded Investment		Interest Income Recognized
Loans with no related allowance recorded:
Single family	$	458		477		0		465		21
Commercial real estate:
Real estate rental and leasing		0		0		0		27		0
Other		25		1,682		0		81		106
Consumer		515		515		0		510		14
Loans with an allowance recorded:
Single family		768		768		98		859		5
Commercial real estate:
Real estate rental and leasing		201		201		21		82		7
Other		1,085		1,085		430		1,673		0
Consumer		341		341		172		395		9
Commercial business		303		854		73		385		13
Total:
Single family		1,226		1,245		98		1,324		26
Commercial real estate:
Real estate rental and leasing		201		201		21		109		7
Other		1,110		2,767		430		1,754		106
Consumer		856		856		172		905		23
Commercial business		303		854		73		385		13
	$	3,696		5,923		794		4,477		175

Financing Receivable, Nonaccrual [Table Text Block]

(Dollars in thousands)	201 9		2018
Single family	$	617		730
Commercial real estate:
Real estate rental and leasing		184		201
Other		0		1,110
Consumer		659		489
Commercial business		621		148
	$	2,081		2,678

Financing Receivable, Troubled Debt Restructuring [Table Text Block]

(Dollars in thousands)	201 9		2018
Single family	$	623		636
Commercial real estate:
Other		983		1,110
Consumer		745		522
Commercial business		114		208
	$	2,465		2,476

Financial Effects of Troubled Debt Restructurings and Difference Between Outstanding Recorded Balance Pre Modification and Post Modification [Table Text Block]

	Year ended December 31, 201 9						Year ended December 31, 2018
(Dollars in thousands)	Number of Contracts		Pre- modification Outstanding Recorded Investment		Post- modification Outstanding Recorded Investment		Number of Contracts		Pre- modification Outstanding Recorded Investment		Post- modification Outstanding Recorded Investment
Troubled debt restructurings:
Single family		4	$	215		220		2	$	217		220
Commercial real estate:
Real estate rental and leasing		0		0		0		1		54		54
Other		0		0		0		2		1,518		1,518
Consumer		10		371		371		10		373		373
Commercial business		0		0		0		1		70		70
Total		14	$	586		591		16	$	2,232		2,235