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Consolidated Statements of Comprehensive Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2019
Sep. 30, 2018
Sep. 30, 2019
Sep. 30, 2018
Loans receivable $ 7,428 $ 7,441 $ 22,597 $ 21,225
Securities available for sale:        
Mortgage-backed and related 56 52 146 148
Other marketable 309 285 905 842
Other 205 192 381 369
Total interest income 7,998 7,970 24,029 22,584
Interest expense:        
Deposits 906 587 2,418 1,581
Federal Home Loan Bank advances and other borrowings 0 0 7 2
Total interest expense 906 587 2,425 1,583
Net interest income 7,092 7,383 21,604 21,001
Provision for losses (420) (652) (1,452) (482)
Net interest income after provision for loan losses 7,512 8,035 23,056 21,483
Non-interest income:        
Gain on sales of loans 845 489 1,835 1,612
Other 238 234 842 792
Non-interest income - external customers 2,227 1,936 5,939 5,766
Non-interest expense:        
Compensation and benefits 3,849 3,574 11,496 11,076
Occupancy and equipment 1,142 1,073 3,284 3,242
Data processing 319 310 925 939
Professional services 428 326 1,081 873
Other 1,009 931 2,975 2,951
Total non-interest expense 6,747 6,214 19,761 19,081
Income before income tax expense 2,992 3,757 9,234 8,168
Income tax expense 916 1,045 2,677 2,284
Net income 2,076 2,712 6,557 5,884
Other comprehensive income (loss), net of tax 149 (218) 1,075 (670)
Comprehensive income available to common shareholders $ 2,225 $ 2,494 $ 7,632 $ 5,214
Basic earnings per common share (in dollars per share) $ 0.45 $ 0.62 $ 1.42 $ 1.37
Diluted earnings per common share (in dollars per share) $ 0.45 $ 0.59 $ 1.41 $ 1.24
Financial Service [Member]        
Non-interest income:        
Revenue from Contract with Customer $ 820 $ 870 $ 2,305 $ 2,421
Bank Servicing [Member]        
Non-interest income:        
Revenue from Contract with Customer $ 324 $ 343 $ 957 $ 941