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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
3 Months Ended
Mar. 31, 2019
Mar. 31, 2018
Cash flows from operating activities:    
Net income $ 1,620,000 $ 1,445,000
Adjustments to reconcile net income to cash provided by operating activities:    
Provision for loan losses 27,000 (125,000)
Depreciation 273,000 258,000
Amortization of (discounts) premiums, net (4,000) 28,000
Amortization of deferred loan fees 13,000 19,000
Amortization of core deposit intangible 164,000 151,000
Amortization of purchased loan fair value adjustments (8,000) (12,000)
Amortization of mortgage servicing rights 140,000 126,000
Capitalized mortgage servicing rights (116,000) (126,000)
Securities gains (24,000) (18,000)
Gain on sales of loans (379,000) (444,000)
Proceeds from sale of loans held for sale 13,599,000 17,291,000
Disbursements on loans held for sale (12,370,000) (13,558,000)
Amortization of restricted stock awards 42,000 39,000
Amortization of unearned employee stock ownership plan shares 48,000 48,000
Earned employee stock ownership plan shares priced above original cost 54,000 48,000
Stock option compensation expense 0 4,000
Decrease in accrued interest receivable 30,000 240,000
(Decrease) increase in accrued interest payable (14,000) 51,000
Decrease (increase) in other assets 668,000 (457,000)
Decrease in other liabilities (572,000) (616,000)
Other, net 1,000 (4,000)
Net cash provided by operating activities 3,052,000 4,262,000
Cash flows from investing activities:    
Principal collected on securities available for sale 443,000 384,000
Proceeds collected on maturities of securities available for sale 300,000 310,000
Purchases of securities available for sale 0 (4,888,000)
Purchase of Federal Home Loan Bank stock 0 (322,000)
Redemption of Federal Home Loan Bank stock 14,000 272,000
Net increase in loans receivable (13,592,000) (9,580,000)
Purchases of premises and equipment (189,000) (378,000)
Net cash used by investing activities (13,024,000) (14,202,000)
Cash flows from financing activities:    
Increase (decrease) in deposits 3,240,000 (1,796,000)
Stock awards withheld for tax withholding (45,000) 0
Proceeds from borrowings 0 6,800,000
Repayment of borrowings 0 (6,800,000)
Increase in customer escrows 1,189,000 748,000
Net cash provided (used) by financing activities 4,384,000 (1,048,000)
Decrease in cash and cash equivalents (5,588,000) (10,988,000)
Cash and cash equivalents, beginning of period 20,709,000 37,564,000
Cash and cash equivalents, end of period 15,121,000 26,576,000
Supplemental cash flow disclosures:    
Cash paid for interest 704,000 420,000
Cash paid for income taxes 0 427,000
Supplemental noncash flow disclosures:    
Loans transferred to loans held for sale 759,000 3,719,000
Transfer of loans to real estate 30,000 74,000
Right to use assets and lease obligations 4,387,000 0
Core Deposits [Member]    
Adjustments to reconcile net income to cash provided by operating activities:    
Amortization of core deposit intangible $ 24,000 $ 25,000