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Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2018
Dec. 31, 2017
ASSETS    
Cash and cash equivalents $ 20,709 $ 37,564
Securities available for sale 79,980 77,472
Loans held for sale 3,444 1,837
Loans receivable, net 586,688 585,931
Accrued interest receivable 2,356 2,344
Real estate, net 414 627
Federal Home Loan Bank stock, at cost 867 817
Mortgage servicing rights, net 1,855 1,724
Premises and equipment, net 9,635 8,226
Goodwill 802 802
Core deposit intangible, net 255 355
Prepaid expenses and other assets 2,668 1,314
Deferred tax asset, net 2,642 3,672
Total assets 712,315 722,685
LIABILITIES AND STOCKHOLDERS’ EQUITY    
Deposits 623,352 635,601
Accrued interest payable 346 146
Customer escrows 1,448 1,147
Accrued expenses and other liabilities 4,022 4,973
Total liabilities 629,168 641,867
Commitments and contingencies
Stockholders’ equity:    
Serial-preferred stock ($.01 par value): authorized 500,000 shares; issued 0 0 0
Common stock ($.01 par value): authorized 16,000,000 shares; issued 9,128,662 91 91
Additional paid-in capital 40,090 50,623
Retained earnings, subject to certain restrictions 99,754 91,448
Accumulated other comprehensive loss (1,096) (957)
Unearned employee stock ownership plan shares (1,836) (2,030)
Treasury stock, at cost 4,292,838 and 4,631,124 shares (53,856) (58,357)
Total stockholders’ equity 83,147 80,818
Total liabilities and stockholders’ equity 712,315 722,685
Collateralized Mortgage Backed Securities [Member]    
ASSETS    
Securities available for sale 8,023 5,068
Other Debt Obligations [Member]    
ASSETS    
Securities available for sale $ 71,957 $ 72,404