Note 9 - Allowance for Loan Losses and Credit Quality Information (Tables)

9 Months Ended

Sep. 30, 2018

Notes Tables

Allowance for Credit Losses on Financing Receivables [Table Text Block]

(Dollars in thousands)	Single Family			Commercial Real Estate			Consumer			Commercial Business			Total
For the three months ended September 30, 2018:
Balance, June 30, 2018	$	881			5,242			1,623			1,582			9,328
Provision for losses		(10	)		(287	)		61			(416	)		(652	)
Charge-offs		0			0			(16	)		(15	)		(31	)
Recoveries		0			0			5			182			187
Balance, September 30, 2018	$	871			4,955			1,673			1,333			8,832
For the nine months ended September 30, 201 8 :
Balance, December 31, 2017	$	900			5,073			1,630			1,708			9,311
Provision for losses		(6	)		(316	)		169			(329	)		(482	)
Charge-offs		(24	)		0			(141	)		(270	)		(435	)
Recoveries		1			198			15			224			438
Balance, September 30, 2018	$	871			4,955			1,673			1,333			8,832
Allocated to:
Specific reserves	$	192			441			263			177			1,073
General reserves		708			4,632			1,367			1,531			8,238
Balance, December 31, 2017	$	900			5,073			1,630			1,708			9,311
Allocated to:
Specific reserves	$	104			688			187			82			1,061
General reserves		767			4,267			1,486			1,251			7,771
Balance, September 30, 2018	$	871			4,955			1,673			1,333			8,832
Loans receivable at December 31, 201 7 :
Individually reviewed for impairment	$	1,523			1,364			880			507			4,274
Collectively reviewed for impairment		105,482			332,753			72,887			79,402			590,524
Ending balance	$	107,005			334,117			73,767			79,909			594,798
Loans receivable at September 30, 201 8 :
Individually reviewed for impairment	$	1,407			3,689			946			371			6,413
Collectively reviewed for impairment		107,086			328,814			73,575			78,511			587,986
Ending balance	$	108,493			332,503			74,521			78,882			594,399

(Dollars in thousands)	Single Family			Commercial Real Estate			Consumer			Commercial Business			Total
For the three months ended September 30, 2017:
Balance, June 30, 2017	$	1,004			5,490			1,544			2,007			10,045
Provision for losses		(63	)		(509	)		141			(150	)		(581	)
Charge-offs		(6	)		0			(45	)		(300	)		(351	)
Recoveries		0			32			6			126			164
Balance, September 30, 2017	$	935			5,013			1,646			1,683			9,277
For the nine months ended September 30, 2017:
Balance, December 31, 2016	$	1,186			4,953			1,613			2,151			9,903
Provision for losses		(245	)		(147	)		257			(447	)		(582	)
Charge-offs		(6	)		0			(263	)		(300	)		(569	)
Recoveries		0			207			39			279			525
Balance, September 30, 2017	$	935			5,013			1,646			1,683			9,277

Financing Receivable Credit Quality Indicators [Table Text Block]

	September 30, 2018
	Classified										Unclassified
(Dollars in thousands)	Special Mention		Substandard		Doubtful		Loss		Total		Total		Total Loans
Single family	$	257		2,119		42		0		2,418		106,075		108,493
Commercial real estate:
Real estate rental and leasing		5,312		4,881		0		0		10,193		177,180		187,373
Other		2,896		7,535		0		0		10,431		134,699		145,130
Consumer		0		765		42		128		935		73,586		74,521
Commercial business		5,744		2,834		0		0		8,578		70,304		78,882
	$	14,209		18,134		84		128		32,555		561,844		594,399

	December 31, 2017
	Classified										Unclassified
(Dollars in thousands)	Special Mention		Substandard		Doubtful		Loss		Total		Total		Total Loans
Single family	$	77		2,154		44		0		2,275		104,730		107,005
Commercial real estate:
Real estate rental and leasing		5,022		3,813		0		0		8,835		166,342		175,177
Other		9,135		4,257		0		0		13,392		145,548		158,940
Consumer		0		631		119		130		880		72,887		73,767
Commercial business		5,781		5,506		0		0		11,287		68,622		79,909
	$	20,015		16,361		163		130		36,669		558,129		594,798

Past Due Financing Receivables [Table Text Block]

(Dollars in thousands)	30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Total Past Due		Current Loans		Total Loans		Loans 90 Days or More Past Due and Still Accruing
September 30, 2018
Single family	$	897		0		222		1,119		107,374		108,493		0
Commercial real estate:
Real estate rental and leasing		0		0		210		210		187,163		187,373		0
Other		0		2,227		0		2,227		142,903		145,130		0
Consumer		324		115		335		774		73,747		74,521		0
Commercial business		30		24		33		87		78,795		78,882
	$	1,251		2,366		800		4,417		589,982		594,399		0
December 31, 201 7
Single family	$	727		294		669		1,690		105,315		107,005		0
Commercial real estate:
Real estate rental and leasing		0		0		0		0		175,177		175,177		0
Other		0		0		0		0		158,940		158,940		0
Consumer		734		117		235		1,086		72,681		73,767		0
Commercial business		34		0		180		214		79,695		79,909		0
	$	1,495		411		1,084		2,990		591,808		594,798		0

Impaired Financing Receivables [Table Text Block]

	September 30, 2018						December 31, 2017
(Dollars in thousands)	Recorded Investment		Unpaid Principal Balance		Related Allowance		Recorded Investment		Unpaid Principal Balance		Related Allowance
Loans with no related allowance recorded:
Single family	$	605		605		0		415		415		0
Commercial real estate:
Real estate rental and leasing		33		33		0		35		51		0
Other		25		1,681		0		25		1,682		0
Consumer		608		608		0		414		414		0
Loans with an allowance recorded:
Single family		802		802		104		1,108		1,108		192
Commercial real estate:
Real estate rental and leasing		210		210		22		0		0		0
Other		3,421		3,421		666		1,304		1,304		441
Consumer		338		355		187		466		483		263
Commercial business		371		922		82		507		1,358		177
Total:
Single family		1,407		1,407		104		1,523		1,523		192
Commercial real estate:
Real estate rental and leasing		243		243		22		35		51		0
Other		3,446		5,102		666		1,329		2,986		441
Consumer		946		963		187		880		897		263
Commercial business		371		922		82		507		1,358		177
	$	6,413		8,637		1,061		4,274		6,815		1,073

	For the three months ended September 30, 2018				For the nine months ended September 30, 2018
(Dollars in thousands)	Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized
Loans with no related allowance recorded:
Single family	$	511		6		467		18
Commercial real estate:
Real estate rental and leasing		34		15		34		30
Other		95		29		95		77
Consumer		608		4		508		14
Loans with an allowance recorded:
Single family		840		0		882		0
Commercial real estate:
Real estate rental and leasing		105		1		53		7
Other		2,327		0		1,821		57
Consumer		358		4		409		9
Commercial business		318		3		406		12
Total:
Single family		1,351		6		1,349		18
Commercial real estate:
Real estate rental and leasing		139		16		87		37
Other		2,422		29		1,916		134
Consumer		966		8		917		23
Commercial business		318		3		406		12
	$	5,196		62		4,675		224

	For the three months ended September 30, 2017				For the nine months ended September 30, 2017
(Dollars in thousands)	Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized
Loans with no related allowance recorded:
Single family	$	453		1		414		3
Commercial real estate:
Real estate rental and leasing		38		0		39		0
Other		26		24		26		72
Consumer		500		5		404		9
Commercial business		0		0		125		0
Loans with an allowance recorded:
Single family		765		8		821		11
Commercial real estate:
Real estate rental and leasing		258		0		194		0
Other		1,838		16		1,818		23
Consumer		375		4		455		8
Commercial business		496		6		428		19
Total:
Single family		1,218		9		1,235		14
Commercial real estate:
Real estate rental and leasing		296		0		233		0
Other		1,864		40		1,844		95
Consumer		875		9		859		17
Commercial business		496		6		553		19
	$	4,749		64		4,724		145

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

(Dollars in thousands)	September 30, 2018		December 31, 2017
Single family	$	1,073		949
Commercial real estate:		243		35
Real estate rental and leasing
Other		3,446		1,329
Consumer		526		553
Commercial business		197		278
	$	5,485		3,144

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

	September 30, 2018						December 31, 2017
(Dollars in thousands)	Accrual		Non-Accrual		Total		Accrual		Non-Accrual		Total
Single family	$	334		144		478		574		111		685
Commercial real estate		0		1,146		1,146		0		1,210		1,210
Consumer		420		173		593		327		431		758
Commercial business		174		58		232		229		162		391
	$	928		1,521		2,449		1,130		1,914		3,044

Financial Effects of Troubled Debt Restructurings and Difference Between Outstanding Recorded Balance Pre Modification and Post Modification [Table Text Block]

	Three Months Ended September 30, 2018						Nine Months Ended September 30, 2018
(Dollars in thousands)	Number of Contracts		Pre-modification Outstanding Recorded Investment		Post-modification Outstanding Recorded Investment		Number of Contracts		Pre-modification Outstanding Recorded Investment		Post-modification Outstanding Recorded Investment
Troubled debt restructurings:
Single family		0	$	0		0		1	$	55		58
Commercial real estate:
Real estate rental and leasing		0		0		0		1		54		54
Other		0		0		0		2		1,518		1,518
Consumer		2		2		2		10		335		336
Commercial business		0		0		0		1		70		70
Total		2	$	2		2		15	$	2,032		2,036

	Three Months Ended September 30, 2017						Nine Months Ended September 30, 2017
(Dollars in thousands)	Number of Contracts		Pre-modification Outstanding Recorded Investment		Post-modification Outstanding Recorded Investment		Number of Contracts		Pre-modification Outstanding Recorded Investment		Post-modification Outstanding Recorded Investment
Troubled debt restructurings:
Single family		0	$	0		0		3	$	282		514
Consumer		6		104		105		13		462		465
Commercial business		1		416		116		1		416		116
Total		7	$	520		221		17	$	1,160		1,095

Troubled Debt Restructurings Subsequent Default [Table Text Block]

	Nine Months Ended September 30, 2017
(Dollars in thousands)	Number of Contracts		Outstanding Recorded Investment
Troubled debt restructurings that subsequently defaulted:
Single Family		2	$	60
Total		2	$	60

Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Table Text Block]

(Dollars in thousands)	Contractual Principal Receivable			Accretable Difference			Carrying Amount
Purchased performing loans:
Balance at June 30, 2018	$	8,556			(206	)		8,350
Change due to payments/refinances		(538	)		15			(523	)
Balance at September 30, 2018	$	8,018			(191	)		7,827

(Dollars in thousands)	Contractual Principal Receivable			Non-Accretable Difference			Carrying Amount
Purchased credit impaired loans:
Balance at June 30, 2018	$	396			(36	)		360
Change due to payments/refinances		(210	)		29			(181	)
Balance at September 30, 2018	$	186			(7	)		179