Note 9 - Allowance for Loan Losses and Credit Quality Information (Tables)

6 Months Ended

Jun. 30, 2018

Notes Tables

Allowance for Credit Losses on Financing Receivables [Table Text Block]

(Dollars in thousands)	Single Family			Commercial Real Estate			Consumer			Commercial Business			Total
For the three months ended June 30, 2018:
Balance, March 31, 2018	$	809			5,198			1,423			1,699			9,129
Provision for losses		72			(147	)		254			116			295
Charge-offs		0			0			(56	)		(255	)		(311	)
Recoveries		0			191			2			22			215
Balance, June 30, 2018	$	881			5,242			1,623			1,582			9,328
For the six months ended June 30, 2018:
Balance, December 31, 2017	$	900			5,073			1,630			1,708			9,311
Provision for losses		4			(29	)		109			86			170
Charge-offs		(23	)		0			(125	)		(255	)		(403	)
Recoveries		0			198			9			43			250
Balance, June 30, 2018	$	881			5,242			1,623			1,582			9,328
Allocated to:
Specific allowance	$	192			441			263			177			1,073
General allowance		708			4,632			1,367			1,531			8,238
Balance, December 31, 2017	$	900			5,073			1,630			1,708			9,311
Allocated to:
Specific allowance	$	110			437			173			74			794
General allowance		771			4,805			1,450			1,508			8,534
Balance, June 30, 2018	$	881			5,242			1,623			1,582			9,328
Loans receivable at December 31, 2017:
Individually reviewed for impairment	$	1,523			1,364			880			507			4,274
Collectively reviewed for impairment		105,482			332,753			72,887			79,402			590,524
Ending balance	$	107,005			334,117			73,767			79,909			594,798
Loans receivable at June 30, 2018:
Individually reviewed for impairment	$	1,294			1,432			984			265			3,975
Collectively reviewed for impairment		105,909			336,728			71,306			80,865			594,808
Ending balance	$	107,203			338,160			72,290			81,130			598,783

(Dollars in thousands)	Single Family			Commercial Real Estate		Consumer			Commercial Business			Total
For the three months ended June 30, 2017:
Balance, March 31, 2017	$	1,110			4,958		1,332			2,190			9,590
Provision for losses		(106	)		452		224			(301	)		269
Charge-offs		0			0		(17	)		0			(17	)
Recoveries		0			80		5			118			203
Balance, June 30, 2017	$	1,004			5,490		1,544			2,007			10,045
For the six months ended June 30, 2017:
Balance, December 31, 2016	$	1,186			4,953		1,613			2,151			9,903
Provision for losses		(182	)		363		116			(298	)		(1	)
Charge-offs		0			0		(218	)		0			(218	)
Recoveries		0			174		33			154			361
Balance, June 30, 2017	$	1,004			5,490		1,544			2,007			10,045

Financing Receivable Credit Quality Indicators [Table Text Block]

	June 30, 2018
	Classified										Unclassified
(Dollars in thousands)	Special Mention		Substandard		Doubtful		Loss		Total		Total		Total Loans
Single family	$	108		2,061		43		0		2,212		104,991		107,203
Commercial real estate:
Real estate rental and leasing		7,031		5,095		0		0		12,126		176,625		188,751
Other		1,768		8,751		0		0		10,519		138,890		149,409
Consumer		0		828		51		105		984		71,306		72,290
Commercial business		8,350		4,364		0		0		12,714		68,416		81,130
	$	17,257		21,099		94		105		38,555		560,228		598,783

	December 31, 2017
	Classified										Unclassified
(Dollars in thousands)	Special Mention		Substandard		Doubtful		Loss		Total		Total		Total Loans
Single family	$	77		2,154		44		0		2,275		104,730		107,005
Commercial real estate:
Real estate rental and leasing		5,022		3,813		0		0		8,835		166,342		175,177
Other		9,135		4,257		0		0		13,392		145,548		158,940
Consumer		0		631		119		130		880		72,887		73,767
Commercial business		5,781		5,506		0		0		11,287		68,622		79,909
	$	20,015		16,361		163		130		36,669		558,129		594,798

Past Due Financing Receivables [Table Text Block]

(Dollars in thousands)	30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Total Past Due		Current Loans		Total Loans		Loans 90 Days or More Past Due and Still Accruing
J une 30, 201 8
Single family	$	380		455		82		917		106,286		107,203		0
Commercial real estate:
Real estate rental and leasing		459		0		0		459		188,292		188,751		0
Other		0		0		22		22		149,387		149,409		0
Consumer		245		136		278		659		71,631		72,290		0
Commercial business		25		0		0		25		81,105		81,130
	$	1,109		591		382		2,082		596,701		598,783		0
December 31, 201 7
Single family	$	727		294		669		1,690		105,315		107,005		0
Commercial real estate:
Real estate rental and leasing		0		0		0		0		175,177		175,177		0
Other		0		0		0		0		158,940		158,940		0
Consumer		734		117		235		1,086		72,681		73,767		0
Commercial business		34		0		180		214		79,695		79,909		0
	$	1,495		411		1,084		2,990		591,808		594,798		0

Impaired Financing Receivables [Table Text Block]

	June 30, 2018						December 31, 2017
(Dollars in thousands)	Recorded Investment		Unpaid Principal Balance		Related Allowance		Recorded Investment		Unpaid Principal Balance		Related Allowance
Loans with no related allowance recorded:
Single family	$	416		416		0		415		415		0
Commercial real estate:
Real estate rental and leasing		34		34		0		35		51		0
Other		165		1,821		0		25		1,682		0
Consumer		607		607		0		414		414		0
Loans with an allowance recorded:
Single family		878		878		110		1,108		1,108		192
Commercial real estate:
Other		1,233		1,233		437		1,304		1,304		441
Consumer		377		393		173		466		483		263
Commercial business		265		817		74		507		1,358		177
Total:
Single family		1,294		1,294		110		1,523		1,523		192
Commercial real estate:
Real estate rental and leasing		34		34		0		35		51		0
Other		1,398		3,054		437		1,329		2,986		441
Consumer		984		1,000		173		880		897		263
Commercial business		265		817		74		507		1,358		177
	$	3,975		6,199		794		4,274		6,815		1,073

	For the three months ended June 30, 2018				For the six months ended June 30, 2018
(Dollars in thousands)	Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized
Loans with no related allowance recorded:
Single family	$	425		4		421		10
Commercial real estate:
Real estate rental and leasing		35		15		35		15
Other		165		24		118		48
Consumer		506		4		475		9
Loans with an allowance recorded:
Single family		809		0		908		0
Commercial real estate:
Other		1,279		0		1,287		0
Consumer		416		2		433		5
Commercial business		373		2		417		4
Total:
Single family		1,234		4		1,329		10
Commercial real estate:
Real estate rental and leasing		35		15		35		15
Other		1,444		24		1,405		48
Consumer		922		6		908		14
Commercial business		373		2		417		4
	$	4,008		51		4,094		91

	For the three months ended June 30, 2017				For the six months ended June 30, 2017
(Dollars in thousands)	Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized
Loans with no related allowance recorded:
Single family	$	529		3		425		6
Commercial real estate:
Real estate rental and leasing		39		0		39		0
Other		26		24		26		48
Consumer		398		3		369		7
Commercial business		113		0		167		0
Loans with an allowance recorded:
Single family		867		4		874		6
Commercial real estate:
Real estate rental and leasing		259		0		172		0
Other		1,812		7		1,812		15
Consumer		388		2		468		3
Commercial business		399		3		389		8
Total:
Single family		1,396		7		1,299		12
Commercial real estate:
Real estate rental and leasing		298		0		211		0
Other		1,838		31		1,838		63
Consumer		786		5		837		10
Commercial business		512		3		556		8
	$	4,830		46		4,741		93

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

(Dollars in thousands)	June 30, 2018		December 31, 2017
Single family	$	960		949
Commercial real estate:
Real estate rental and leasing		34		35
Other		1,398		1,329
Consumer		551		553
Commercial business		73		278
	$	3,016		3,144

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

	June 30, 2018						December 31, 2017
(Dollars in thousands)	Accruing		Non- Accrual		Total		Accruing		Non- Accrual		Total
Single family	$	334		149		483		573		112		685
Commercial real estate		0		1,177		1,177		0		1,210		1,210
Consumer		433		209		642		327		431		758
Commercial business		192		61		253		229		162		391
	$	959		1,596		2,555		1,129		1,915		3,044

Financial Effects of Troubled Debt Restructurings and Difference Between Outstanding Recorded Balance Pre Modification and Post Modification [Table Text Block]

	Three Months Ended June 30, 2018						Six Months Ended June 30, 2018
(Dollars in thousands)	Number of Contracts		Pre- modification Outstanding Recorded Investment		Post- modification Outstanding Recorded Investment		Number of Contracts		Pre- modification Outstanding Recorded Investment		Post- modification Outstanding Recorded Investment
Troubled debt restructurings:
Single family		0	$	0		0		1	$	55		58
Commercial real estate:
Real estate rental and leasing		0		0		0		1		54		54
Other		1		244		244		2		1,518		1,518
Consumer		4		216		216		8		334		334
Commercial business		0		0		0		1		70		70
Total		5	$	460		460		13	$	2,031		2,034

	Three Months Ended June 30, 2017						Six Months Ended June 30, 2017
(Dollars in thousands)	Number of Contracts		Pre- modification Outstanding Recorded Investment		Post- modification Outstanding Recorded Investment		Number of Contracts		Pre- modification Outstanding Recorded Investment		Post- modification Outstanding Recorded Investment
Troubled debt restructurings:
Single family		0	$	0		0		3	$	282		514
Consumer		5		314		315		7		358		360
Total		5	$	314		315		10	$	640		874

Troubled Debt Restructurings Subsequent Default [Table Text Block]

	Three Months Ended June 30, 2018				Six Months Ended June 30, 2018
(Dollars in thousands)	Number of Contracts		Pre- modification Outstanding Recorded Investment		Number of Contracts		Pre- modification Outstanding Recorded Investment
Troubled debt restructurings that subsequently defaulted:
Commercial business		1	$	116		1	$	116
Total		1	$	116		1	$	116

	Three Months Ended June 30, 2017				Six Months Ended June 30, 2017
(Dollars in thousands)	Number of Contracts		Pre- modification Outstanding Recorded Investment		Number of Contracts		Pre- modification Outstanding Recorded Investment
Troubled debt restructurings that subsequently defaulted:
Single family		2	$	60		2	$	60
Total		2	$	60		2	$	60

Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Table Text Block]

(Dollars in thousands)	Contractual Principal Receivable			Accretable Difference			Net Carrying Amount
Purchased performing loans:
Balance at March 31, 2018	$	9,447			(218	)		9,229
Change due to payments/refinances		(891	)		12			(879	)
Balance at June 30, 2018	$	8,556			(206	)		8,350

(Dollars in thousands)	Contractual Principal Receivable			Non- Accretable Difference			Net Carrying Amount
Purchased credit impaired loans:
Balance at March 31, 2018	$	400			(37	)		363
Change due to payments/refinances		(4	)		1			(3	)
Balance at June 30, 2018	$	396			(36	)		360