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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
3 Months Ended
Mar. 31, 2018
Mar. 31, 2017
Cash flows from operating activities:    
Net income $ 1,445,000 $ 1,216,000
Adjustments to reconcile net income to cash provided by operating activities:    
Provision for loan losses (125,000) (270,000)
Depreciation 258,000 233,000
Amortization of premiums, net 28,000 0
Amortization of deferred loan costs (fees) 19,000 (40,000)
Amortization of core deposit intangible 151,000 149,000
Amortization of purchased loan fair value adjustments (12,000) (24,000)
Amortization of mortgage servicing rights 126,000 124,000
Capitalized mortgage servicing rights (126,000) (144,000)
Securities gains (18,000) 0
Gain on sales of real estate owned 0 (6,000)
Gain on sales of loans (444,000) (519,000)
Proceeds from sale of loans held for sale 17,291,000 20,958,000
Disbursements on loans held for sale (13,558,000) (15,856,000)
Amortization of restricted stock awards 39,000 36,000
Amortization of unearned employee stock ownership plan shares 48,000 48,000
Earned employee stock ownership plan shares priced above original cost 48,000 37,000
Stock option compensation expense 4,000 10,000
Decrease in accrued interest receivable 240,000 209,000
Increase (decrease) in accrued interest payable 51,000 (31,000)
(Increase) decrease in other assets (457,000) 26,000
Decrease in other liabilities (616,000) (1,569,000)
Other, net (4,000) 10,000
Net cash provided by operating activities 4,262,000 4,473,000
Cash flows from investing activities:    
Principal collected on securities available for sale 384,000 234,000
Proceeds collected on maturities of securities available for sale 310,000 5,000,000
Purchases of securities available for sale (4,888,000) (4,999,000)
Purchase of Federal Home Loan Bank stock (322,000) (667,000)
Redemption of Federal Home Loan Bank stock 272,000 620,000
Proceeds from sales of real estate 0 15,000
Net increase in loans receivable (9,580,000) (18,626,000)
Purchases of premises and equipment (378,000) (138,000)
Net cash used by investing activities (14,202,000) (18,561,000)
Cash flows from financing activities:    
Decrease in deposits (1,796,000) (1,432,000)
Stock awards repurchased for tax withholding 0 (54,000)
Proceeds from borrowings 6,800,000 15,500,000
Repayment of borrowings (6,800,000) (15,500,000)
Increase in customer escrows 748,000 502,000
Net cash used by financing activities (1,048,000) (984,000)
Decrease in cash and cash equivalents (10,988,000) (15,072,000)
Cash and cash equivalents, beginning of period 37,564,000 27,561,000
Cash and cash equivalents, end of period 26,576,000 12,489,000
Supplemental cash flow disclosures:    
Cash paid for interest 420,000 438,000
Cash paid for income taxes 427,000 1,765,000
Supplemental noncash flow disclosures:    
Loans transferred to loans held for sale 3,719,000 5,054,000
Transfer of loans to real estate 74,000 40,000
Core Deposits [Member]    
Adjustments to reconcile net income to cash provided by operating activities:    
Amortization of core deposit intangible $ 25,000 $ 25,000