XML 39 R28.htm IDEA: XBRL DOCUMENT v3.8.0.1
Note 9 - Allowance for Loan Losses and Credit Quality Information (Tables)
3 Months Ended
Mar. 31, 2018
Notes Tables  
Allowance for Credit Losses on Financing Receivables [Table Text Block]
   
(Dollars in thousands)
 
Single
Family
   
Commercial
Real Estate
   
Consumer
   
Commercial Business
   
 
Total
 
Balance, December 31, 2017
  $
900
     
5,073
     
1,630
     
1,708
     
9,311
 
Provision for losses
   
(68
)    
118
     
(145
)    
(30
)    
(125
)
Charge-offs
   
(23
)    
0
     
(69
)    
0
     
(92
)
Recoveries
   
0
     
7
     
7
     
21
     
35
 
Balance, March 31, 2018
  $
809
     
5,198
     
1,423
     
1,699
     
9,129
 
                                         
Balance, December 31, 2016
  $
1,186
     
4,953
     
1,613
     
2,151
     
9,903
 
Provision for losses
   
(76
)    
(90
)    
(108
)    
4
     
(270
)
Charge-offs
   
0
     
0
     
(201
)    
0
     
(201
)
Recoveries
   
0
     
95
     
28
     
35
     
158
 
Balance, March 31, 2017
  $
1,110
     
4,958
     
1,332
     
2,190
     
9,590
 
                                         
Allocated to:
                                       
Specific reserves
  $
192
     
441
     
263
     
177
     
1,073
 
General reserves
   
708
     
4,632
     
1,367
     
1,531
     
8,238
 
Balance, December 31, 2017
  $
900
     
5,073
     
1,630
     
1,708
     
9,311
 
                                         
Allocated to:
                                       
Specific reserves
  $
99
     
445
     
239
     
165
     
948
 
General reserves
   
710
     
4,753
     
1,184
     
1,534
     
8,181
 
Balance, March 31, 2018
  $
809
     
5,198
     
1,423
     
1,699
     
9,129
 
                                         
Loans receivable at December 31, 2017:
                                       
Individually reviewed for impairment
  $
1,523
     
1,364
     
880
     
507
     
4,274
 
Collectively reviewed for impairment
   
105,482
     
332,753
     
72,887
     
79,402
     
590,524
 
Ending balance
  $
107,005
     
334,117
     
73,767
     
79,909
     
594,798
 
                                         
Loans receivable at March 31, 2018:
                                       
Individually reviewed for impairment
  $
1,172
     
1,524
     
859
     
480
     
4,035
 
Collectively reviewed for impairment
   
105,883
     
342,307
     
71,911
     
76,402
     
596,503
 
Ending balance
  $
107,055
     
343,831
     
72,770
     
76,882
     
600,538
 
   
Financing Receivable Credit Quality Indicators [Table Text Block]
   
March 31, 2018
 
   
Classified
           
Unclassified
         
 
(Dollars in thousands)
 
Special
Mention
   
Substandard
   
Doubtful
   
Loss
   
Total
   
Total
   
Total
Loans
 
Single family
  $
108
     
1,775
     
44
     
0
     
1,927
     
105,128
     
107,055
 
Commercial real estate:
                                                       
Real estate rental and leasing
   
7,272
     
3,385
     
0
     
0
     
10,657
     
177,793
     
188,450
 
Other
   
8,839
     
5,870
     
0
     
0
     
14,709
     
140,672
     
155,381
 
Consumer
   
0
     
652
     
52
     
155
     
859
     
71,911
     
72,770
 
Commercial business
   
7,615
     
4,198
     
0
     
0
     
11,813
     
65,069
     
76,882
 
    $
23,834
     
15,880
     
96
     
155
     
39,965
     
560,573
     
600,538
 
   
   
December 31, 2017
 
   
Classified
           
Unclassified
         
 
(Dollars in thousands)
 
Special
Mention
   
Substandard
   
Doubtful
   
Loss
   
Total
   
Total
   
Total
Loans
 
Single family
  $
77
     
2,154
     
44
     
0
     
2,275
     
104,730
     
107,005
 
Commercial real estate:
                                                       
Real estate rental and leasing
   
5,022
     
3,813
     
0
     
0
     
8,835
     
166,342
     
175,177
 
Other
   
9,135
     
4,257
     
0
     
0
     
13,392
     
145,548
     
158,940
 
Consumer
   
0
     
631
     
119
     
130
     
880
     
72,887
     
73,767
 
Commercial business
   
5,781
     
5,506
     
0
     
0
     
11,287
     
68,622
     
79,909
 
    $
20,015
     
16,361
     
163
     
130
     
36,669
     
558,129
     
594,798
 
   
Past Due Financing Receivables [Table Text Block]
 
 
 
(Dollars in thousands)
 
30-59
Days Past
Due
   
60-89
Days Past
Due
   
90 Days
or More
Past Due
   
Total
Past Due
   
Current
Loans
   
Total Loans
   
Loans 90
Days or More
Past Due and
Still Accruing
 
March 31, 201
8
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Single family
  $
685
     
0
     
524
     
1,209
     
105,846
     
107,055
     
0
 
Commercial real estate:
                                                       
Real estate rental and leasing
   
0
     
0
     
0
     
0
     
188,450
     
188,450
     
0
 
Other
   
0
     
0
     
22
     
22
     
155,359
     
155,381
     
0
 
Consumer
   
359
     
88
     
349
     
796
     
71,974
     
72,770
     
0
 
Commercial business
   
242
     
0
     
115
     
357
     
76,525
     
76,882
     
0
 
 
 
  $
1,286
     
88
     
1,010
     
2,384
     
598,154
     
600,538
     
0
 
                                                         
December 31, 201
7
                                                       
Single family
  $
727
     
294
     
669
     
1,690
     
105,315
     
107,005
     
0
 
Commercial real estate:
                                                       
Real estate rental and leasing
   
0
     
0
     
0
     
0
     
175,177
     
175,177
     
0
 
Other
   
0
     
0
     
0
     
0
     
158,940
     
158,940
     
0
 
Consumer
   
734
     
117
     
235
     
1,086
     
72,681
     
73,767
     
0
 
Commercial business
   
34
     
0
     
180
     
214
     
79,695
     
79,909
     
0
 
    $
1,495
     
411
     
1,084
     
2,990
     
591,808
     
594,798
     
0
 
                                                         
Impaired Financing Receivables [Table Text Block]
   
March 31, 2018
   
December 31, 2017
 
 
 
 
(Dollars in thousands)
 
Recorded Investment
   
Unpaid
Principal
Balance
   
Related
Allowance
   
Recorded Investment
   
Unpaid
Principal
Balance
   
Related
Allowance
 
Loans with no related allowance recorded:
                                               
Single family
  $
433
     
433
     
0
     
415
     
415
     
0
 
Commercial real estate:
                                               
Real estate rental and leasing
   
35
     
46
     
0
     
35
     
51
     
0
 
Other
   
165
     
1,821
     
0
     
25
     
1,682
     
0
 
Consumer
   
404
     
404
     
0
     
414
     
414
     
0
 
Commercial business
   
0
     
0
     
0
     
0
     
0
     
0
 
                                                 
Loans with an allowance recorded:
                                               
Single family
   
739
     
739
     
99
     
1,108
     
1,108
     
192
 
Commercial real estate:
                                               
Real estate rental and leasing
   
0
     
0
     
0
     
0
     
0
     
0
 
Other
   
1,324
     
1,324
     
445
     
1,304
     
1,304
     
441
 
Consumer
   
455
     
472
     
239
     
466
     
483
     
263
 
Commercial business
   
480
     
1,332
     
165
     
507
     
1,358
     
177
 
                                                 
Total:
                                               
Single family
   
1,172
     
1,172
     
99
     
1,523
     
1,523
     
192
 
Commercial real estate:
                                               
Real estate rental and leasing
   
35
     
46
     
0
     
35
     
51
     
0
 
Other
   
1,489
     
3,145
     
445
     
1,329
     
2,986
     
441
 
Consumer
   
859
     
876
     
239
     
880
     
897
     
263
 
Commercial business
   
480
     
1,332
     
165
     
507
     
1,358
     
177
 
    $
4,035
     
6,571
     
948
     
4,274
     
6,815
     
1,073
 
                                                 
   
March 31, 2018
   
March 31, 2017
 
 
 
(Dollars in thousands)
 
Average
Recorded
Investment
   
Interest Income Recognized
   
Average
Recorded
Investment
   
Interest Income Recognized
 
Loans with no related allowance recorded:
                               
Single family
  $
424
     
6
     
375
     
3
 
Commercial real estate:
                               
Real estate rental and leasing
   
35
     
0
     
40
     
0
 
Other
   
95
     
24
     
26
     
24
 
Consumer
   
409
     
2
     
308
     
3
 
Commercial business
   
0
     
0
     
250
     
0
 
                                 
Loans with an allowance recorded:
                               
Single family
   
924
     
0
     
877
     
3
 
Commercial real estate:
                               
Real estate rental and leasing
   
0
     
0
     
130
     
0
 
Other
   
1,314
     
0
     
1,798
     
8
 
Consumer
   
461
     
3
     
536
     
1
 
Commercial business
   
494
     
2
     
360
     
3
 
                                 
Total:
                               
Single family
   
1,348
     
6
     
1,252
     
6
 
Commercial real estate:
                               
Real estate rental and leasing
   
35
     
0
     
170
     
0
 
Other
   
1,409
     
24
     
1,824
     
32
 
Consumer
   
870
     
5
     
844
     
4
 
Commercial business
   
494
     
2
     
610
     
3
 
    $
4,156
     
37
     
4,700
     
45
 
                                 
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]
(Dollars in thousands)
 
March 31,
2018
   
December 31,
2017
 
                 
Single family
  $
839
    $
949
 
Commercial real estate:
               
Real estate rental and leasing
   
35
     
35
 
Other
   
1,489
     
1,329
 
Consumer
   
632
     
553
 
Commercial business
   
269
     
278
 
    $
3,264
    $
3,144
 
                 
Troubled Debt Restructurings on Financing Receivables [Table Text Block]
   
March 31, 2018
   
December, 31, 2017
 
(Dollars in thousands)
 
 
Accruing
   
Non-Accrual
   
Total
   
Accruing
   
Non-Accrual
   
Total
 
Single family
  $
333
     
153
     
486
     
573
     
112
     
685
 
Commercial real estate
   
0
     
1,193
     
1,193
     
0
     
1,210
     
1,210
 
Consumer
   
227
     
304
     
531
     
327
     
431
     
758
 
Commercial business
   
211
     
154
     
365
     
229
     
162
     
391
 
    $
771
     
1,804
     
2,575
     
1,129
     
1,915
     
3,044
 
                                                 
Financial Effects of Troubled Debt Restructurings and Difference Between Outstanding Recorded Balance Pre Modification and Post Modification [Table Text Block]
   
Three Months Ended
March 31, 2018
   
Three Months Ended
March 31, 2017
 
 
 
 
 
(Dollars in thousands)
 
Number of
Contracts
   
Pre-Modification
Outstanding
Recorded
Investment
   
Post-Modification
Outstanding
Recorded
Investment
   
Number of
Contracts
   
Pre-Modification
Outstanding
Recorded
Investment
   
Post-Modification
Outstanding
Recorded
Investment
 
Troubled debt restructurings:
                                               
Single family
   
1
    $
55
     
58
     
3
    $
282
     
514
 
Commercial real estate:
                                               
Real estate rental and leasing
   
1
     
54
     
54
     
0
     
0
     
0
 
Other
   
1
     
1,274
     
1,274
     
0
     
0
     
0
 
Consumer
   
4
     
117
     
118
     
2
     
45
     
45
 
Commercial business
   
1
     
70
     
70
     
0
     
0
     
0
 
Total
   
8
    $
1,570
     
1,574
     
5
    $
327
     
559
 
                                                 
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Table Text Block]
(Dollars in thousands)
 
Contractual Principal
Receivable
   
Accretable
Difference
   
Net Carrying
Amount
 
Purchased performing loans:
                       
Balance at December 31, 2017
  $
10,128
     
(231
)    
9,897
 
Change due to payments/refinances
   
(681
)    
13
     
(668
)
Balance at March 31, 2018
  $
9,447
     
(218
)    
9,229
 
                         
(Dollars in thousands)
 
Contractual Principal
Receivable
   
Non-Accretable
Difference
   
Net Carrying
Amount
 
Purchased credit impaired loans:
                       
Balance at December 31, 2017
  $
402
     
(39
)    
363
 
Change due to payments/refinances
   
(2
)    
2
     
0
 
Balance at March 31, 2018
  $
400
     
(37
)    
363