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Consolidated Statements of Comprehensive Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2017
Dec. 31, 2016
Dec. 31, 2015
Interest income:      
Loans receivable $ 26,368 $ 25,900 $ 19,389
Securities available for sale:      
Mortgage-backed and related 57 58 116
Other marketable 1,103 1,289 1,881
Cash equivalents 140 96 63
Other 12 6 4
Total interest income 27,680 27,349 21,453
Interest expense:      
Deposits 1,470 1,002 934
Federal Home Loan Bank advances and other borrowings 327 591 573
Total interest expense 1,797 1,593 1,507
Net interest income 25,883 25,756 19,946
Provision for loan losses (523) (645) (164)
Net interest income after provision for loan losses 26,406 26,401 20,110
Non-interest income:      
Fees and service charges 3,354 3,427 3,316
Loan servicing fees 1,202 1,108 1,046
Gain on sales of loans 2,138 2,618 1,964
Other 960 1,048 1,327
Total non-interest income 7,654 8,201 7,653
Non-interest expense:      
Compensation and benefits 15,007 14,764 13,733
(Gains) losses on real estate owned (72) (596) 218
Occupancy and equipment 4,068 4,041 3,722
Data processing 1,106 1,161 1,020
Professional services 1,285 1,257 1,108
Other 3,860 3,503 3,395
Total non-interest expense 25,254 24,130 23,196
Income before income tax expense 8,806 10,472 4,567
Income tax expense 4,402 4,122 1,611
Net income 4,404 6,350 2,956
Preferred stock dividends 0 0 (108)
Net income available to common shareholders 4,404 6,350 2,848
Other comprehensive (loss) income, net of tax (137) (606) 204
Comprehensive income available to common shareholders $ 4,267 $ 5,744 $ 3,052
Basic earnings per common share (in dollars per share) $ 1.04 $ 1.52 $ 0.69
Diluted earnings per common share (in dollars per share) $ 0.90 $ 1.34 $ 0.61