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Note 6 - Allowance for Loan Losses and Credit Quality Information (Tables)
12 Months Ended
Dec. 31, 2017
Notes Tables  
Allowance for Credit Losses on Financing Receivables [Table Text Block]
(Dollars in thousands)
 
Single
Family
   
Commercial
Real Estate
   
Consumer
   
Commercial
Business
   
Total
 
Balance, December 31, 2014
  $
1,096
     
5,024
     
1,009
     
1,203
     
8,332
 
                                         
Provision for losses
  $
(105
)    
(427
)    
254
     
114
     
(164
)
Charge-offs
   
(19
)    
0
     
(105
)    
(69
)    
(193
)
Recoveries
   
18
     
1,481
     
42
     
193
     
1,734
 
Balance, December 31, 2015
  $
990
     
6,078
     
1,200
     
1,441
     
9,709
 
                                         
Provision for losses
  $
262
     
(1,788
)    
481
     
400
     
(645
)
Charge-offs
   
(66
)    
(67
)    
(108
)    
(180
)    
(421
)
Recoveries
   
0
     
730
     
40
     
490
     
1,260
 
Balance, December 31, 2016
  $
1,186
     
4,953
     
1,613
     
2,151
     
9,903
 
                                         
Provision for losses
 
$
(280
)
 
 
(75
)
 
 
263
   
 
(431
)
 
 
(523
)
Charge-offs
 
 
(6
)
 
 
(50
)
 
 
(288
)
 
 
(311
)
 
 
(655
)
Recoveries
 
 
0
   
 
245
   
 
42
   
 
299
   
 
586
 
Balance, December 31, 201
7
 
$
900
   
 
5,073
   
 
1,630
   
 
1,708
   
 
9,311
 
                                         
Allocated to:
                                       
Specific reserves
  $
235
     
248
     
434
     
71
     
988
 
General reserves
   
951
     
4,705
     
1,179
     
2,080
     
8,915
 
Balance, December 31, 2016
  $
1,186
     
4,953
     
1,613
     
2,151
     
9,903
 
                                         
Allocated to:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Specific reserves
 
$
192
   
 
441
   
 
263
   
 
177
   
 
1,073
 
General reserves
 
 
708
   
 
4,632
   
 
1,367
   
 
1,531
   
 
8,238
 
Balance, December 31, 201
7
 
$
900
   
 
5,073
   
 
1,630
   
 
1,708
   
 
9,311
 
                                         
Loans receivable at December 31, 201
6:
                                       
Individually reviewed for impairment
  $
1,107
     
1,880
     
940
     
643
     
4,570
 
Collectively reviewed for impairment
   
102,148
     
297,200
     
72,343
     
84,533
     
556,224
 
Ending balance
  $
103,255
     
299,080
     
73,283
     
85,176
     
560,794
 
                                         
Loans receivable at December 31, 201
7
:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually reviewed for impairment
 
$
1,523
   
 
1,364
   
 
880
   
 
507
   
 
4,274
 
Collectively reviewed for impairment
 
 
105,482
   
 
332,753
   
 
72,887
   
 
79,402
   
 
590,524
 
Ending balance
 
$
107,005
   
 
334,117
   
 
73,767
   
 
79,909
   
 
594,798
 
                                         
Financing Receivable Credit Quality Indicators [Table Text Block]
   
December 31, 201
7
 
   
Classified
   
Unclassified
   
 
 
 
 
(Dollars in thousands)
 
Special
Mention
   
Substandard
   
Doubtful
   
 
Loss
   
Total
   
Total
   
Total Loans
 
Single
family
 
$
77
   
 
2,154
   
 
44
   
 
0
   
 
2,275
   
 
104,730
   
 
107,005
 
Commercial real estate:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Real estate rental and leasing
 
 
5,022
   
 
3,813
   
 
0
   
 
0
   
 
8,835
   
 
166,342
   
 
175,177
 
Other
 
 
9,135
   
 
4,257
   
 
0
   
 
0
   
 
13,392
   
 
145,548
   
 
158,940
 
Consumer
 
 
0
   
 
631
   
 
119
   
 
130
   
 
880
   
 
72,887
   
 
73,767
 
Commercial business:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Transportation industry
 
 
116
   
 
1,002
   
 
0
   
 
0
   
 
1,118
   
 
7,971
   
 
9,089
 
Other
 
 
5,665
   
 
4,504
   
 
0
   
 
0
   
 
10,169
   
 
60,651
   
 
70,820
 
   
$
20,015
   
 
16,361
   
 
163
   
 
130
   
 
36,669
   
 
558,129
   
 
594,798
 
                                                         
   
December 31, 2016
 
   
Classified
   
Unclassified
         
(Dollars in thousands)
 
Special
Mention
   
Substandard
   
Doubtful
   
Loss
   
Total
   
Total
   
Total Loans
 
Single family
  $
457
     
2,130
     
74
     
0
     
2,661
     
100,594
     
103,255
 
Commercial real estate:
                                                       
Real estate rental and leasing
   
1,577
     
3,156
     
0
     
0
     
4,733
     
148,610
     
153,343
 
Other
   
1,702
     
7,187
     
0
     
0
     
8,889
     
136,848
     
145,737
 
Consumer
   
0
     
531
     
110
     
299
     
940
     
72,343
     
73,283
 
Commercial business:
                                                       
Transportation industry
   
0
     
4,065
     
0
     
0
     
4,065
     
6,444
     
10,509
 
Other
   
3,973
     
2,916
     
0
     
0
     
6,889
     
67,778
     
74,667
 
    $
7,709
     
19,985
     
184
     
299
     
28,177
     
532,617
     
560,794
 
                                                         
Past Due Financing Receivables [Table Text Block]
 
 
 
 
(Dollars in thousands)
 
30-59
Days
Past Due
   
60-89
Days
Past Due
   
90
Days
or
More
P
ast Due
   
Total
P
ast Due
   
Current
Loans
   
Total
L
oans
   
Loans 90
Days or
M
ore Past
Due and Still
Accruing
 
201
7
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Single
family
 
$
727
   
 
294
   
 
669
   
 
1,690
   
 
105,315
   
 
107,005
   
 
0
 
Commercial real estate:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Real estate rental and leasing
 
 
0
   
 
0
   
 
0
   
 
0
   
 
175,177
   
 
175,177
   
 
0
 
Other
 
 
0
   
 
0
   
 
0
   
 
0
   
 
158,940
   
 
158,940
   
 
0
 
Consumer
 
 
734
   
 
117
   
 
235
   
 
1,086
   
 
72,681
   
 
73,767
   
 
0
 
Commercial business:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Transportation
industry
 
 
0
   
 
0
   
 
0
   
 
0
   
 
9,089
   
 
9,089
   
 
0
 
Other
 
 
34
   
 
0
   
 
180
   
 
214
   
 
70,606
   
 
70,820
   
 
0
 
   
$
1,495
   
 
411
   
 
1,084
   
 
2,990
   
 
591,808
   
 
594,798
   
 
0
 
                                                         
2016
                                                       
Single family
  $
342
     
158
     
179
     
679
     
102,576
     
103,255
     
0
 
Commercial real estate:
                                                       
Real estate rental and leasing
   
0
     
0
     
0
     
0
     
153,343
     
153,343
     
0
 
Other
   
0
     
0
     
0
     
0
     
145,737
     
145,737
     
0
 
Consumer
   
412
     
117
     
140
     
669
     
72,614
     
73,283
     
0
 
Commercial business:
                                                       
Transportation industry
   
0
     
0
     
0
     
0
     
10,509
     
10,509
     
0
 
Other
   
85
     
0
     
274
     
359
     
74,308
     
74,667
     
0
 
    $
839
     
275
     
593
     
1,707
     
559,087
     
560,794
     
0
 
                                                         
Impaired Financing Receivables [Table Text Block]
   
December 31, 201
7
 
 
(Dollars in thousands)
 
Recorded
Investment
   
Unpaid
Principal
Balance
   
Related
Allowance
   
Average
Recorded
Investment
   
Interest
Income
Recognized
 
Loans with no related allowance recorded:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Single
family
 
$
415
   
 
415
   
 
0
   
 
414
   
 
24
 
Commercial real estate:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Real estate rental and leasing
 
 
35
   
 
51
   
 
0
   
 
38
   
 
0
 
Other
 
 
25
   
 
1,682
   
 
0
   
 
26
   
 
96
 
Consumer
 
 
414
   
 
414
   
 
0
   
 
406
   
 
7
 
Commercial business:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Other
 
 
0
   
 
0
   
 
0
   
 
100
   
 
0
 
                                         
Loans with an allowance recorded:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Single
family
 
 
1,108
   
 
1,108
   
 
192
   
 
878
   
 
31
 
Commercial real estate:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Real estate rental and leasing
 
 
0
   
 
0
   
 
0
   
 
155
   
 
0
 
Other
 
 
1,304
   
 
1,304
   
 
441
   
 
1,715
   
 
0
 
Consumer
 
 
466
   
 
483
   
 
263
   
 
457
   
 
14
 
Commercial business:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Other
 
 
507
   
 
1,358
   
 
177
   
 
443
   
 
22
 
                                         
Total:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Single
family
 
 
1,523
   
 
1,523
   
 
192
   
 
1,292
   
 
55
 
Commercial real estate:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Real estate rental and leasing
 
 
35
   
 
51
   
 
0
   
 
193
   
 
0
 
Other
 
 
1,329
   
 
2,986
   
 
441
   
 
1,741
   
 
96
 
Consumer
 
 
880
   
 
897
   
 
263
   
 
863
   
 
21
 
Commercial business:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Other
 
 
507
   
 
1,358
   
 
177
   
 
543
   
 
22
 
   
$
4,274
   
 
6,815
   
 
1,073
   
 
4,632
   
 
194
 
                                         
   
December 31, 2016
 
 
(Dollars in thousands)
 
Recorded
Investment
   
Unpaid
Principal
Balance
   
Related
Allowance
   
Average
Recorded
Investment
   
Interest
Income
Recognized
 
Loans with no related allowance recorded:
                                       
Single
family
  $
217
     
217
     
0
     
567
     
15
 
Commercial real estate:
                                       
Real estate rental and leasing
   
40
     
122
     
0
     
40
     
0
 
Other
   
26
     
1,771
     
0
     
29
     
97
 
Consumer
   
312
     
312
     
0
     
449
     
13
 
Commercial business:
                                       
Other
   
274
     
356
     
0
     
81
     
18
 
                                         
Loans with an allowance recorded:
                                       
Single
family
   
890
     
890
     
235
     
1,022
     
17
 
Commercial real estate:
                                       
Real estate rental and leasing
   
0
     
0
     
0
     
389
     
0
 
Other
   
1,814
     
1,814
     
248
     
1,856
     
229
 
Consumer
   
628
     
644
     
434
     
553
     
13
 
Commercial business:
                                       
Other
   
369
     
921
     
71
     
423
     
57
 
                                         
Total:
                                       
Single
family
   
1,107
     
1,107
     
235
     
1,589
     
32
 
Commercial real estate:
                                       
Real estate rental and leasing
   
40
     
122
     
0
     
429
     
0
 
Other
   
1,840
     
3,585
     
248
     
1,885
     
326
 
Consumer
   
940
     
956
     
434
     
1,002
     
26
 
Commercial business:
                                       
Other
   
643
     
1,277
     
71
     
504
     
75
 
    $
4,570
     
7,047
     
988
     
5,409
     
459
 
                                         
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]
(Dollars in thousands)
 
2017
   
2016
 
Single
family
 
$
949
     
916
 
Commercial real estate:
               
Real estate rental and leasing
 
 
35
     
41
 
Other
 
 
1,329
     
1,343
 
Consumer
 
 
553
     
630
 
Commercial business:
               
Other
 
 
278
     
343
 
   
$
3,144
     
3,273
 
                 
Troubled Debt Restructurings on Financing Receivables [Table Text Block]
(Dollars in thousands)
 
2017
   
2016
 
Single
family
 
$
685
     
448
 
Commercial real estate:
               
Other
 
 
1,210
     
1,774
 
Consumer
 
 
758
     
709
 
Commercial business:
               
Other
 
 
391
     
369
 
   
$
3,044
     
3,300
 
                 
Financial Effects of Troubled Debt Restructurings and Difference Between Outstanding Recorded Balance Pre Modification and Post Modification [Table Text Block]
   
Year ended December 31, 201
7
   
Year ended December 31, 201
6
 
(Dollars in thousands)
 
Number of
Contracts
   
Pre-
modification
Outstanding
Recorded
Investment
   
Post-
modification
Outstanding
Recorded
Investment
   
Number of
Contracts
   
Pre-
modification
Outstanding
Recorded
Investment
   
Post-
modification
Outstanding
Recorded
Investment
 
Troubled debt restructurings:
                                               
Single
family
 
 
3
   
$
282
   
 
514
     
4
    $
251
     
263
 
Commercial real estate:
                                               
Other
 
 
0
   
 
0
   
 
0
     
1
     
1,274
     
1,274
 
Consumer
 
 
15
   
 
588
   
 
591
     
18
     
382
     
384
 
Commercial business:
                                               
Other
 
 
1
   
 
416
   
 
116
     
2
     
257
     
201
 
Total
 
 
19
   
$
1,286
   
 
1,221
     
25
    $
2,164
     
2,122
 
                                                 
Troubled Debt Restructurings Subsequent Default [Table Text Block]
   
Year ended December 31, 201
7
   
Year ended December 31, 201
6
 
(Dollars in thousands)
 
Number
of
Contracts
   
Outstanding
Recorded
Investment
   
Number of
Contracts
   
Outstanding
Recorded
Investment
 
Troubled debt restructurings
that subsequently defaulted:
                               
Commercial real estate:
                               
Other
 
 
0
   
$
0
     
1
    $
183
 
Consumer
 
 
1
   
 
65
     
1
     
4
 
Total
 
 
1
   
$
65
     
2
    $
187
 
                                 
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Table Text Block]
(Dollars in thousands)
 
Contractual
Principal
Receivable
   
Accretable
Difference
   
Net
Carrying
Amount
 
Purchased Performing Loans:
                       
Balance at December 31, 201
4
  $
0
     
0
     
0
 
                         
Loans acquired during the period
  $
24,215
     
(793
)    
23,422
 
Change due to payments/refinances
   
(5,676
)    
334
     
(5,342
)
Balance at December 31, 201
5
  $
18,539
     
(459
)    
18,080
 
                         
Loans acquired during the period
  $
11,772
     
(211
)    
11,561
 
Change due to payments/refinances
   
(13,413
)    
340
     
(13,073
)
Change due to loan charge-off
   
(156
)    
(2
)    
(158
)
Balance at December 31, 201
6
  $
16,742
     
(332
)    
16,410
 
                         
Change due to payments/refinances
 
$
(6,594
)
 
 
101
   
 
(6,493
)
Transferred to foreclosed assets
 
 
(2
)
 
 
0
   
 
(2
)
Change due to loan charge-off
 
 
(18
)
 
 
0
   
 
(18
)
Balance at December 31, 201
7
 
$
10,128
   
 
(231
)
 
 
9,897
 
                         
(Dollars in thousands)
 
Contractual
Principal
Receivable
   
Non-Accretable
Difference
   
Net
Carrying
Amount
 
Purchased Credit Impaired Loans:
                       
Balance at December 31, 2014
  $
0
     
0
     
0
 
                         
Loans acquired during the period
  $
1,134
     
(497
)    
637
 
Change due to payments/refinances
   
(260
)    
48
     
(212
)
Change due to
loan charge-off
   
(319
)    
287
     
(32
)
Balance at December 31, 201
5
  $
555
     
(162
)    
393
 
                         
Loans acquired during the period
  $
329
     
(37
)    
292
 
Change due to payments/refinances
   
(449
)    
147
     
(302
)
Balance at December 31, 201
6
  $
435
     
(52
)    
383
 
                         
Change due to payments/refinances
 
$
(33
)
 
 
13
   
 
(20
)
Balance at December 31, 201
7
 
$
402
   
 
(39
)
 
 
363