Note 9 - Allowance for Loan Losses and Credit Quality Information (Tables)

6 Months Ended

Jun. 30, 2017

Notes Tables

Allowance for Credit Losses on Financing Receivables [Table Text Block]

(Dollars in thousands)	Single Family			Commercial Real Estate		Consumer			Commercial Business			Total
For the three months ended June 30, 201 7:
Balance, March 31, 201 7	$	1,110			4,958		1,332			2,190			9,590
Provision for losses		(106	)		452		224			(301	)		269
Charge-offs		0			0		(17	)		0			(17	)
Recoveries		0			80		5			118			203
Balance, June 30, 201 7	$	1,004			5,490		1,544			2,007			10,045
For the six months ended June 30, 201 7:
Balance, December 31, 201 6	$	1,186			4,953		1,613			2,151			9,903
Provision for losses		(182	)		363		116			(298	)		(1	)
Charge-offs		0			0		(218	)		0			(218	)
Recoveries		0			174		33			154			361
Balance, June 30, 201 7	$	1,004			5,490		1,544			2,007			10,045
Allocated to:
Specific reserves	$	235			248		434			71			988
General reserves		951			4,705		1,179			2,080			8,915
Balance, December 31, 201 6	$	1,186			4,953		1,613			2,151			9,903
Allocated to:
Specific reserves	$	194			275		199			73			741
General reserves		810			5,215		1,345			1,934			9,304
Balance, June 30, 201 7	$	1,004			5,490		1,544			2,007			10,045
Loans receivable at December 31, 201 6:
Individually reviewed for impairment	$	1,107			1,880		940			643			4,570
Collectively reviewed for impairment		102,148			297,200		72,343			84,533			556,224
Ending balance	$	103,255			299,080		73,283			85,176			560,794
Loans receivable at June 30, 201 7:
Individually reviewed for impairment	$	1,393			2,163		825			447			4,828
Collectively reviewed for impairment		106,919			322,437		73,735			91,903			594,994
Ending balance	$	108,312			324,600		74,560			92,350			599,822

(Dollars in thousands)	Single Family		Commercial Real Estate			Consumer			Commercial Business			Total
For the three months ended June 30, 201 6:
Balance, March 31, 201 6	$	1,050		5,437			1,395			1,481			9,363
Provision for losses		220		(37	)		132			66			381
Charge-offs		0		0			(8	)		(44	)		(52	)
Recoveries		0		427			12			194			633
Balance, June 30, 201 6	$	1,270		5,827			1,531			1,697			10,325
For the six months ended June 30, 201 6:
Balance, December 31, 201 5	$	990		6,078			1,200			1,441			9,709
Provision for losses		280		(859	)		315			(87	)		(351	)
Charge-offs		0		0			(15	)		(44	)		(59	)
Recoveries		0		608			31			387			1,026
Balance, June 30, 201 6	$	1,270		5,827			1,531			1,697			10,325

Financing Receivable Credit Quality Indicators [Table Text Block]

	June 30, 201 7
	Classified										Unclassified
(Dollars in thousands)	Special Mention		Substandard		Doubtful		Loss		Total		Total		Total Loans
Single family	$	525		2,087		46		0		2,658		105,654		108,312
Commercial real estate:
Real estate rental and leasing		9,098		2,216		0		0		11,314		164,609		175,923
Other		9,058		7,218		0		0		16,276		132,401		148,677
Consumer		0		645		34		146		825		73,735		74,560
Commercial business:
Transportat ion industry		0		1,053		0		0		1,053		8,819		9,872
Other		8,225		3,787		0		0		12,012		70,466		82,478
	$	26,906		17,006		80		146		44,138		555,684		599,822

	December 31, 201 6
	Classified										Unclassified
(Dollars in thousands)	Special Mention		Substandard		Doubtful		Loss		Total		Total		Total Loans
Single family	$	457		2,130		74		0		2,661		100,594		103,255
Commercial real estate:
Real estate rental and leasing		1,577		3,156		0		0		4,733		148,610		153,343
Other		1,702		7,187		0		0		8,889		136,848		145,737
Consumer		0		531		110		299		940		72,343		73,283
Commercial business:
Transportation industry		0		4,065		0		0		4,065		6,444		10,509
Other		3,973		2,916		0		0		6,889		67,778		74,667
	$	7,709		19,985		184		299		28,177		532,617		560,794

Past Due Financing Receivables [Table Text Block]

(Dollars in thousands)	30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Total Past Due		Current Loans		Total Loans		Loans 90 Days or More Past Due and Still Accruing
J une 30, 201 7
Single family	$	1,057		252		191		1,500		106,812		108,312		0
Commercial real estate:
Real estate rental and leasing		213		0		258		471		175,452		175,923		0
Other		0		0		0		0		148,677		148,677		0
Consumer		290		195		78		563		73,997		74,560		0
Commercial business:
Transportation industry		0		0		0		0		9,872		9,872		0
Other		474		290		0		764		81,714		82,478		0
	$	2,034		737		527		3,298		596,524		599,822		0
December 31, 201 6
Single family	$	342		158		179		679		102,576		103,255		0
Commercial real estate:
Real estate rental and leasing		0		0		0		0		153,343		153,343		0
Other		0		0		0		0		145,737		145,737		0
Consumer		412		117		140		669		72,614		73,283		0
Commercial business:
Transportation industry		0		0		0		0		10,509		10,509		0
Other		85		0		274		359		74,308		74,667		0
	$	839		275		593		1,707		559,087		560,794		0

Impaired Financing Receivables [Table Text Block]

	June 30, 201 7						December 31, 201 6
(Dollars in thousands)	Recorded Investment		Unpaid Principal Balance		Related Allowance		Recorded Investment		Unpaid Principal Balance		Related Allowance
Loans with no related allowance recorded:
Single family	$	524		524		0		217		217		0
Commercial real estate:
Real estate rental and leasing		38		79		0		40		122		0
Other		26		1,682		0		26		1,771		0
Consumer		492		492		0		312		312		0
Commercial business:
Other		0		0		0		274		356		0
Loans with an allowance recorded:
Single family		869		869		194		890		890		235
Commercial real estate:
Real estate rental and leasing		258		258		27		0		0		0
Other		1,841		1,841		248		1,814		1,814		248
Consumer		333		350		199		628		644		434
Commercial business:
Other		447		999		73		369		921		71
Total:
Single family		1,393		1,393		194		1,107		1,107		235
Commercial real estate:
Real estate rental and leasing		296		337		27		40		122		0
Other		1,867		3,523		248		1,840		3,585		248
Consumer		825		842		199		940		956		434
Commercial business:
Other		447		999		73		643		1,277		71
	$	4,828		7,094		741		4,570		7,047		988

	For the three months ended June 30, 201 7				For the six months ended June 30, 201 7
(Dollars in thousands)	Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized
Loans with no related allowance recorded:
Single family	$	529		3		425		6
Commercial real estate:
Real estate rental and leasing		39		0		39		0
Other		26		24		26		48
Consumer		398		3		369		7
Commercial business:
Other		113		0		167		0
Loans with an allowance recorded:
Single family		867		4		874		6
Commercial real estate:
Real estate rental and leasing		259		0		172		0
Other		1,812		7		1,812		15
Consumer		388		2		468		3
Commercial business:
Other		399		3		389		8
Total:
Single family		1,396		7		1,299		12
Commercial real estate:
Real estate rental and leasing		298		0		211		0
Other		1,838		31		1,838		63
Consumer		786		5		837		10
Commercial business:
Other		512		3		556		8
	$	4,830		46		4,741		93

	For the three months ended June 30, 201 6				For the six months ended June 30, 201 6
(Dollars in thousands)	Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized
Loans with no related allowance recorded:
Single family	$	519		4		763		6
Commercial real estate:
Real estate rental and leasing		43		2		43		3
Other		26		25		26		48
Consumer		546		2		522		4
Loans with an allowance recorded:
Single family		1,122		3		1,065		8
Commercial real estate:
Real estate rental and leasing		0		0		0		0
Other		2,002		7		2,046		15
Consumer		542		4		529		6
Commercial business:
Other		366		4		382		7
Total:
Single family		1,641		7		1,828		14
Commercial real estate:
Real estate rental and leasing		43		2		43		3
Other		2,028		32		2,072		63
Consumer		1,088		6		1,051		10
Commercial business:
Other		366		4		382		7
	$	5,166		51		5,376		97

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

(Dollars in thousands)	June 30, 201 7		December 31, 201 6
Single family	$	1,070		916
Commercial real estate:
Real estate rental and leasing		296		41
Other		1,376		1,343
Consumer		465		630
Commercial business:
Other		182		343
	$	3,389		3,273

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

	June 30, 201 7						December 31, 201 6
(Dollars in thousands)	Accrual		Non- Accrual		Total		Accrual		Non- Accrual		Total
Single family	$	323		577		900		191		257		448
Commercial real estate		490		1,244		1,734		497		1,277		1,774
Consumer		361		367		728		309		400		709
Commercial business		265		66		331		300		69		369
	$	1,439		2,254		3,693		1,297		2,003		3,300

Financial Effects of Troubled Debt Restructurings and Difference Between Outstanding Recorded Balance Pre Modification and Post Modification [Table Text Block]

	Three Months Ended June 30, 201 7						Six Months Ended June 30, 201 7
(Dollars in thousands)	Number of Contracts		Pre-modification Outstanding Recorded Investment		Post-modification Outstanding Recorded Investment		Number of Contracts		Pre-modification Outstanding Recorded Investment		Post-modification Outstanding Recorded Investment
Troubled debt restructurings:
Single family		0	$	0		0		3	$	282		514
Consumer		5		314		315		7		358		360
Total		5	$	314		315		10	$	640		874

	Three Months Ended June 30, 201 6						Six Months Ended June 30, 201 6
(Dollars in thousands)	Number of Contracts		Pre-modification Outstanding Recorded Investment		Post-modification Outstanding Recorded Investment		Number of Contracts		Pre-modification Outstanding Recorded Investment		Post-modification Outstanding Recorded Investment
Troubled debt restructurings:
Single family		1	$	65		65		1	$	65		65
Consumer		5		35		35		11		142		143
Total		6	$	100		100		12	$	207		208

Troubled Debt Restructurings Subsequent Default [Table Text Block]

	Three Months Ended June 30, 201 7				Six Months Ended June 30, 201 7
(Dollars in thousands)	Number of Contracts		Pre-modification Outstanding Recorded Investment		Number of Contracts		Pre-modification Outstanding Recorded Investment
Troubled debt restructurings that subsequently defaulted :
Single family		2	$	60		2	$	60
Total		2	$	60		2	$	60

	Three Months Ended June 30, 2016				Six Months Ended June 30, 2016
(Dollars in thousands)	Number of Contracts		Pre-modification Outstanding Recorded Investment		Number of Contracts		Pre-modification Outstanding Recorded Investment
Troubled debt restructurings that subsequently defaulted :
Commercial real estate:
Other		1	$	183		1	$	183
Commercial business:
Other		1		44		1		44
Total		2	$	227		2	$	227

Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Table Text Block]

(Dollars in thousands)	Contractual Principal Receivable			Accretable Difference			Net Carrying Amount
Purchased performing loans:
Balance at March 31, 2017	$	15,363			(307	)		15,056
Change due to payments/refinances		(2,087	)		32			(2,055	)
Transferred to foreclosed assets		(2	)		0			(2	)
Change due to loan charge-off		(7	)		0			(7	)
Balance at June 30, 2017	$	13,267			(275	)		12,992

(Dollars in thousands)	Contractual Principal Receivable			Non-Accretable Difference			Net Carrying Amount
Purchased credit impaired loans:
Balance at March 31, 2017	$	392			(48	)		344
Change due to payments/refinances		(6	)		3			(3	)
Balance at June 30, 2017	$	386			(45	)		341