Note 5 - Loans Receivable, Net (Tables)

12 Months Ended

Dec. 31, 2016

Notes Tables

Summary of Loans Receivable [Table Text Block]

(Dollars in thousands)	201 6			201 5
Residential real estate loans:
Single family conventional	$	103,125			90,587
Single family FHA		92			206
Single family VA		38			152
		103,255			90,945
Commercial real estate:
Lodging		43,285			27,428
Retail/office		53,935			45,097
Nursing home/health care		8,185			9,183
Land developments		24,240			21,272
Golf courses		1,560			4,163
Restaurant/bar/café		5,851			5,854
Alternative fuel plants		0			2,205
Warehouse		26,630			18,337
Construction:
Single family builder		21,944			15,152
Multi-family		2,610			18,865
Commercial real estate		6,794			4,086
Manufacturing		15,743			11,585
Churches/community service		10,199			8,195
Multi-family		36,777			12,324
Other		41,327			43,607
		299,080			247,353
Consumer:
Autos		3,036			2,885
Home equity line		40,476			38,980
Home equity		16,302			14,782
Other – secured		2,048			2,031
Recreational vehicles		7,553			2,650
Land/lot s		2,362			1,144
Other – unsecured		1,506			1,943
		73,283			64,415
Commercial business		85,176			70,106
Total loans		560,794			472,819
Less:
Unamortized discounts		20			16
Net deferred loan costs		(300	)		(91	)
Allowance for loan losses		9,903			9,709
Total loans receivable, net	$	551,171			463,185
Commitments to originate or purchase loans	$	47,220			27,184
Commitments to deliver loans to secondary market	$	9,595			8,071
Weighted average contractual rate of loans in portfolio		4.45	%		4.54	%

Schedule of Loans and Leases Receivable, Single Family and Multi Family Residential Loans by Location [Table Text Block]

	201 6					201 5
(Dollars in thousands)	Amount		Percent of Total			Amount		Percent of Total
Iowa	$	4,470		4.3	%	$	5,387		5.9	%
Minnesota		87,135		84.4			75,417		82.9
Missouri		1,206		1.2			918		1.0
Wisconsin		8,779		8.5			7,956		8.8
Other states		1,665		1.6			1,267		1.4
Total	$	103,255		100.0	%	$	90,945		100.0	%
Amounts under one million dollars in both years are included in “Other states”.

Schedule of Loans and Leases Receivables Gross Carrying Amount, Commercial Real Estate by Location [Table Text Block]

	201 6					201 5
(Dollars in thousands)	Amount		Percent of Total			Amount		Percent of Total
Alabama	$	1,902		0.7	%	$	2,056		0.8	%
Florida		3,781		1.3			3,738		1.5
Idaho		3,529		1.2			3,678		1.5
Indiana		2,189		0.7			4,608		1.9
Iowa		1,973		0.7			1,106		0.4
Minnesota		213,983		71.5			184,670		74.7
North Carolina		2,926		1.0			4,203		1.7
North Dakota		8,447		2.8			7,979		3.2
Tennessee		1,036		0.3			260		0.1
Wisconsin		57,512		19.2			31,918		12.9
Other states		1,802		0.6			3,137		1.3
Total	$	299,080		100.0	%	$	247,353		100.0	%
Amounts under one million dollars in both years are included in “Other states”.