Note 9 - Allowance for Loan Losses and Credit Quality Information (Tables)

9 Months Ended

Sep. 30, 2016

Notes Tables

Allowance for Credit Losses on Financing Receivables [Table Text Block]

(Dollars in thousands)	1-4 Family			Commercial Real Estate			Consumer			Commercial Business			Total
For the three months ended September 30, 2016:
Balance, June 30, 2016	$	1,270			5,827			1,531			1,697			10,325
Provision for losses		31			(288	)		116			221			80
Charge-offs		(66	)		(67	)		(14	)		(56	)		(203	)
Recoveries		0			48			4			52			104
Balance, September 30, 2016	$	1,235			5,520			1,637			1,914			10,306
For the nine months ended September 30, 2016:
Balance, December 31, 2015	$	990			6,078			1,200			1,441			9,709
Provision for losses		311			(1,148	)		432			134			(271	)
Charge-offs		(66	)		(67	)		(29	)		(100	)		(262	)
Recoveries		0			657			34			439			1,130
Balance, September 30, 2016	$	1,235			5,520			1,637			1,914			10,306
Allocated to:
Specific reserves	$	223			296			370			120			1,009
General reserves		767			5,782			830			1,321			8,700
Balance, December 31, 2015	$	990			6,078			1,200			1,441			9,709
Allocated to:
Specific reserves	$	242			414			416			184			1,256
General reserves		993			5,106			1,221			1,730			9,050
Balance, September 30, 2016	$	1,235			5,520			1,637			1,914			10,306
Loans receivable at December 31, 2015:
Individually reviewed for impairment	$	2,203			2,204			977			415			5,799
Collectively reviewed for impairment		88,742			245,149			63,438			69,691			467,020
Ending balance	$	90,945			247,353			64,415			70,106			472,819
Loans receivable at September 30, 2016:
Individually reviewed for impairment	$	1,351			3,350			916			730			6,347
Collectively reviewed for impairment		99,285			296,019			75,151			73,785			544,240
Ending balance	$	100,636			299,369			76,067			74,515			550,587

(Dollars in thousands)	1-4 Family			Commercial Real Estate			Consumer			Commercial Business			Total
For the three months ended September 30, 2015:
Balance, June 30, 2015	$	1,011			5,278			1,162			951			8,402
Provision for losses		117			(462	)		25			264			(56	)
Charge-offs		(19	)		0			(39	)		(1	)		(59	)
Recoveries		1			435			7			56			499
Balance, September 30, 2015	$	1,110			5,251			1,155			1,270			8,786
For the nine months ended September 30, 2015:
Balance, December 31, 2014	$	1,096			5,024			1,009			1,203			8,332
Provision for losses		30			(415	)		191			(45	)		(239	)
Charge-offs		(19	)		0			(66	)		(6	)		(91	)
Recoveries		3			642			21			118			784
Balance, September 30, 2015	$	1,110			5,251			1,155			1,270			8,786

Financing Receivable Credit Quality Indicators [Table Text Block]

	September 30, 2016
	Classified										Unclassified
(Dollars in thousands)	Special Mention		Substandard		Doubtful		Loss		Total		Total		Total Loans
1-4 family	$	916		2,266		48		0		3,230		97,406		100,636
Commercial real estate:
Real estate rental and leasing		3,338		7,207		0		0		10,545		150,078		160,623
Other		623		8,531		0		0		9,154		129,592		138,746
Consumer		0		526		84		305		915		75,152		76,067
Commercial business:
Transportation industry		0		4,001		0		0		4,001		6,354		10,355
Other		3,938		2,337		0		0		6,275		57,885		64,160
	$	8,815		24,868		132		305		34,120		516,467		550,587

	December 31, 2015
	Classified										Unclassified
(Dollars in thousands)	Special Mention		Substandard		Doubtful		Loss		Total		Total		Total Loans
1-4 family	$	189		2,889		55		0		3,133		87,812		90,945
Commercial real estate:
Real estate rental and leasing		1,910		4,827		0		0		6,737		118,639		125,376
Other		917		9,473		0		0		10,390		111,587		121,977
Consumer		0		639		52		286		977		63,438		64,415
Commercial business:
Transportation industry		4,082		18		0		0		4,100		5,249		9,349
Other		841		1,515		0		0		2,356		58,401		60,757
	$	7,939		19,361		107		286		27,693		445,126		472,819

Past Due Financing Receivables [Table Text Block]

(Dollars in thousands)	30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Total Past Due		Current Loans		Total Loans		Loans 90 Days or More Past Due and Still Accruing
September 30, 2016
1-4 family	$	712		242		93		1,047		99,589		100,636		0
Commercial real estate:
Real estate rental and leasing		215		0		0		215		160,408		160,623		0
Other		0		0		112		112		138,634		138,746		0
Consumer		511		149		232		892		75,175		76,067		0
Commercial business:
Transportation industry		0		0		0		0		10,355		10,355		0
Other		85		0		131		216		63,944		64,160		0
	$	1,523		391		568		2,482		548,105		550,587		0
December 31, 2015
1-4 family	$	490		130		799		1,419		89,526		90,945		0
Commercial real estate:
Real estate rental and leasing		0		0		0		0		125,376		125,376		0
Other		0		289		0		289		121,688		121,977		0
Consumer		330		262		119		711		63,704		64,415		0
Commercial business:
Transportation industry		0		0		0		0		9,349		9,349		0
Other		45		0		0		45		60,712		60,757		0
	$	865		681		918		2,464		470,355		472,819		0

Impaired Financing Receivables [Table Text Block]

	September 30, 2016						December 31, 2015
(Dollars in thousands)	Recorded Investment		Unpaid Principal Balance		Related Allowance		Recorded Investment		Unpaid Principal Balance		Related Allowance
Loans with no related allowance recorded:
1-4 family	$	328		328		0		1,251		1,251		0
Commercial real estate:
Real estate rental and leasing		50		127		0		44		184		0
Other		25		1,681		0		25		1,706		0
Consumer		367		367		0		475		476		0
Commercial business:
Other		131		154		0		0		79		0
Loans with an allowance recorded:
1-4 family		1,023		1,023		242		952		952		223
Commercial real estate:
Other		3,275		3,373		414		2,135		2,135		296
Consumer		549		566		416		502		519		370
Commercial business:
Other		599		1,151		184		415		967		120
Total:
1-4 family		1,351		1,351		242		2,203		2,203		223
Commercial real estate:
Real estate rental and leasing		50		127		0		44		184		0
Other		3,300		5,054		414		2,160		3,841		296
Consumer		916		933		416		977		995		370
Commercial business:
Other		730		1,305		184		415		1,046		120
	$	6,347		8,770		1,256		5,799		8,269		1,009

	For the three months ended September 30, 2016				For the nine months ended September 30, 2016
(Dollars in thousands)	Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized
Loans with no related allowance recorded:
1-4 family	$	336		5		654		12
Commercial real estate:
Real estate rental and leasing		46		1		45		4
Other		26		24		26		73
Consumer		478		1		483		3
Commercial business:
Other		66		0		33		0
Loans with an allowance recorded:
1-4 family		1,094		5		1,055		14
Commercial real estate:
Other		2,511		54		2,354		183
Consumer		547		2		534		8
Commercial business:
Other		467		16		437		62
Total:
1-4 family		1,430		10		1,709		26
Commercial real estate:
Real estate rental and leasing		46		1		45		4
Other		2,537		78		2,380		256
Consumer		1,025		3		1,017		11
Commercial business:
Other		533		16		470		62
	$	5,571		108		5,621		359

	For the three months ended September 30, 2015				For the nine months ended September 30, 2015
(Dollars in thousands)	Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized
Loans with no related allowance recorded:
1-4 family	$	989		1		866		32
Commercial real estate:
Real estate rental and leasing		46		2		47		5
Other		6,338		103		6,821		304
Consumer		363		1		365		5
Commercial business:
Other		23		0		46		1
Loans with an allowance recorded:
1-4 family		968		3		1,069		10
Commercial real estate:
Real estate rental and leasing		0		0		4		0
Other		1,896		6		1,866		24
Consumer		531		2		434		16
Commercial business:
Other		397		4		432		13
Total:
1-4 family		1,957		4		1,935		42
Commercial real estate:
Real estate rental and leasing		46		2		51		5
Other		8,234		109		8,687		328
Consumer		894		3		799		21
Commercial business:
Other		420		4		478		14
	$	11,551		122		11,950		410

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

(Dollars in thousands)	September 30, 2016		December 31, 2015
1-4 family	$	923		1,655
Commercial real estate:
Real estate rental and leasing		50		44
Other		2,797		1,650
Consumer		815		786
Commercial business:
Other		412		46
	$	4,997		4,181

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

	September 30, 2016						December 31, 2015
(Dollars in thousands)	Accrual		Non-Accrual		Total		Accrual		Non-Accrual		Total
1-4 family	$	428		64		492		547		100		647
Commercial real estate		503		1,416		1,919		511		214		725
Consumer		101		512		613		191		541		732
Commercial business		318		201		519		369		46		415
	$	1,350		2,193		3,543		1,618		901		2,519

Financial Effects of Troubled Debt Restructurings and Difference Between Outstanding Recorded Balance Pre Modification and Post Modification [Table Text Block]

	Three Months Ended September 30, 2016						Nine Months Ended September 30, 2016
(Dollars in thousands)	Number of Contracts		Pre- modification Outstanding Recorded Investment		Post- modification Outstanding Recorded Investment		Number of Contracts		Pre- modification Outstanding Recorded Investment		Post- modification Outstanding Recorded Investment
Troubled debt restructurings:
1-4 family		1	$	126		139		2	$	191		203
Commercial real estate:
Other		1		1,274		1,274		1		1,274		1,274
Consumer		3		73		73		14		215		216
Commercial business:
Other		2		257		201		2		257		201
Total		7	$	1,730		1,687		19	$	1,937		1,894

	Three Months Ended September 30, 2015						Nine Months Ended September 30, 2015
(Dollars in thousands)	Number of Contracts		Pre- modification Outstanding Recorded Investment		Post- modification Outstanding Recorded Investment		Number of Contracts		Pre- modification Outstanding Recorded Investment		Post- modification Outstanding Recorded Investment
Troubled debt restructurings:
1-4 family		1	$	46		46		2	$	358		358
Consumer		4		53		54		11		365		367
Total		5	$	99		100		13	$	723		725

Troubled Debt Restructurings Subsequent Default [Table Text Block]

	Three Months Ended September 30, 2016				Nine Months Ended September 30, 2016
(Dollars in thousands)	Number of Contracts		Outstanding Recorded Investment		Number of Contracts		Outstanding Recorded Investment
Troubled debt restructurings that subsequently defaulted:
Commercial real estate:
Other		0	$	0		1	$	183
Consumer		3		6		3		6
Commercial business:
Other		0		0		1		44
Total		3	$	6		5	$	233

Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Table Text Block]

(Dollars in thousands)	Contractual Principal Receivable			Accretable Difference			Carrying Amount
Purchased performing loans:
Balance at June 30, 2016:	$	24,533			(521	)		24,012
Change due to payments/refinances		(5,200	)		145			(5,055	)
Change due to loan charge-off		(124	)		(2	)		(126	)
Balance at September 30, 2016	$	19,209			(378	)		18,831

(Dollars in thousands)	Contractual Principal Receivable			Non-Accretable Difference			Carrying Amount
Purchased credit impaired loans:
Balance at June 30, 2016:	$	737			(93	)		644
Change due to payments/refinances		(318	)		38			(280	)
Balance at September 30, 2016	$	419			(55	)		364