Consolidated Balance Sheets (Current Period Unaudited) - USD ($)	Sep. 30, 2016	Dec. 31, 2015
Assets
Cash and cash equivalents	$ 34,594,000	$ 39,782,000
Mortgage-backed and related securities (amortized cost $1,274 and $2,237)	1,306,000	2,283,000
Other marketable securities (amortized cost $78,979 and $110,092)	78,810,000	109,691,000
	80,116,000	111,974,000
Loans held for sale	5,879,000	3,779,000
Loans receivable, net	540,583,000	463,185,000
Accrued interest receivable	2,235,000	2,254,000
Real estate, net	815,000	2,045,000
Federal Home Loan Bank stock, at cost	770,000	691,000
Mortgage servicing rights, net	1,537,000	1,499,000
Premises and equipment, net	8,119,000	7,469,000
Goodwill	802,000	0
Core deposit intangible	478,000	393,000
Prepaid expenses and other assets	1,153,000	1,417,000
Deferred tax asset, net	8,586,000	8,673,000
Total assets	685,667,000	643,161,000
Liabilities and Stockholders’ Equity
Deposits	592,243,000	559,387,000
Other Borrowings	9,000,000	9,000,000
Accrued interest payable	238,000	242,000
Customer escrows	1,878,000	830,000
Accrued expenses and other liabilities	7,474,000	4,057,000
Total liabilities	610,833,000	573,516,000
Commitments and contingencies
Stockholders’ equity:
Serial preferred stock ($.01 par value): authorized 500,000 shares; issued and outstanding shares 0	0	0
Common stock ($.01 par value): authorized 16,000,000; issued shares 9,128,662	91,000	91,000
Additional paid-in capital	50,476,000	50,388,000
Retained earnings, subject to certain restrictions	85,202,000	80,536,000
Accumulated other comprehensive loss	(83,000)	(214,000)
Unearned employee stock ownership plan shares	(2,271,000)	(2,417,000)
Treasury stock, at cost 4,639,739 and 4,645,769 shares	(58,581,000)	(58,739,000)
Total stockholders’ equity	74,834,000	69,645,000
Total liabilities and stockholders’ equity	$ 685,667,000	$ 643,161,000