Note 9 - Allowance for Loan Losses and Credit Quality Information (Tables)

6 Months Ended

Jun. 30, 2016

Notes Tables

Allowance for Credit Losses on Financing Receivables [Table Text Block]

(Dollars in thousands)	1-4 Family		Commercial Real Estate			Consumer			Commercial Business			Total
For the three months ended June 30, 2016:
Balance, March 31, 2016	$	1,050		5,437			1,395			1,481			9,363
Provision for losses		220		(37	)		132			66			381
Charge-offs		0		0			(8	)		(44	)		(52	)
Recoveries		0		427			12			194			633
Balance, June 30, 2016	$	1,270		5,827			1,531			1,697			10,325
For the six months ended June 30, 2016:
Balance, December 31, 2015	$	990		6,078			1,200			1,441			9,709
Provision for losses		280		(859	)		315			(87	)		(351	)
Charge-offs		0		0			(15	)		(44	)		(59	)
Recoveries		0		608			31			387			1,026
Balance, June 30, 2016	$	1,270		5,827			1,531			1,697			10,325
Allocated to:
Specific reserves	$	223		296			370			120			1,009
General reserves		767		5,782			830			1,321			8,700
Balance, December 31, 2015	$	990		6,078			1,200			1,441			9,709
Allocated to:
Specific reserves	$	308		197			378			67			950
General reserves		962		5,630			1,153			1,630			9,375
Balance, June 30, 2016	$	1,270		5,827			1,531			1,697			10,325
Loans receivable at December 31, 2015:
Individually reviewed for impairment	$	2,203		2,204			977			415			5,799
Collectively reviewed for impairment		88,742		245,149			63,438			69,691			467,020
Ending balance	$	90,945		247,353			64,415			70,106			472,819
Loans receivable at June 30, 2016:
Individually reviewed for impairment	$	1,508		1,815			1,134			335			4,792
Collectively reviewed for impairment		99,212		289,935			73,328			73,198			535,673
Ending balance	$	100,720		291,750			74,462			73,533			540,465

(Dollars in thousands)	1-4 Family			Commercial Real Estate			Consumer			Commercial Business			Total
For the three months ended June 30, 2015:
Balance, March 31, 2015	$	1,091			5,122			1,022			1,183			8,418
Provision for losses		(81	)		132			143			(377	)		(183	)
Charge-offs		0			(5	)		(9	)		0			(14	)
Recoveries		1			29			6			145			181
Balance, June 30, 2015	$	1,011			5,278			1,162			951			8,402
For the six months ended June 30, 2015:
Balance, December 31, 2014	$	1,096			5,024			1,009			1,203			8,332
Provision for losses		(87	)		197			166			(459	)		(183	)
Charge-offs		0			(5	)		(27	)		0			(32	)
Recoveries		2			62			14			207			285
Balance, June 30, 2015	$	1,011			5,278			1,162			951			8,402

Financing Receivable Credit Quality Indicators [Table Text Block]

	June 30, 2016
	Classified										Unclassified
(Dollars in thousands)	Special Mention		Substandard		Doubtful		Loss		Total		Total		Total Loans
1-4 family	$	524		2,367		50		67		3,008		97,712		100,720
Commercial real estate:
Real estate rental and leasing		0		7,189		0		0		7,189		151,250		158,439
Other		1,986		8,995		0		0		10,981		122,330		133,311
Consumer		0		816		50		269		1,135		73,327		74,462
Commercial business:
Transportation industry		0		3,884		0		0		3,884		6,619		10,503
Other		2,412		1,385		0		0		3,797		59,233		63,030
	$	4,922		24,636		100		336		29,994		510,471		540,465

	December 31, 2015
	Classified										Unclassified
(Dollars in thousands)	Special Mention		Substandard		Doubtful		Loss		Total		Total		Total Loans
1-4 family	$	189		2,889		55		0		3,133		87,812		90,945
Commercial real estate:
Real estate rental and leasing		1,910		4,827		0		0		6,737		118,639		125,376
Other		917		9,473		0		0		10,390		111,587		121,977
Consumer		0		639		52		286		977		63,438		64,415
Commercial business:
Transportation industry		4,082		18		0		0		4,100		5,249		9,349
Other		841		1,515		0		0		2,356		58,401		60,757
	$	7,939		19,361		107		286		27,693		445,126		472,819

Past Due Financing Receivables [Table Text Block]

(Dollars in thousands)	30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Total Past Due		Current Loans		Total Loans		Loans 90 Days or More Past Due and Still Accruing
June 30, 201 6
1-4 family	$	729		111		217		1,057		99,663		100,720		0
Commercial real estate:
Real estate rental and leasing		0		0		0		0		158,439		158,439		0
Other		0		73		272		345		132,966		133,311		0
Consumer		412		0		261		673		73,789		74,462		0
Commercial business:
Transportation industry		0		0		0		0		10,503		10,503		0
Other		40		187		157		384		62,646		63,030		0
	$	1,181		371		907		2,459		538,006		540,465		0
December 31, 201 5
1-4 family	$	490		130		799		1,419		89,526		90,945		0
Commercial real estate:
Real estate rental and leasing		0		0		0		0		125,376		125,376		0
Other		0		289		0		289		121,688		121,977		0
Consumer
Commercial business:		330		262		119		711		63,704		64,415		0
Transportation industry
Other		0		0		0		0		9,349		9,349		0
		45		0		0		45		60,712		60,757		0
	$	865		681		918		2,464		470,355		472,819		0

Impaired Financing Receivables [Table Text Block]

	June 30, 2016						December 31, 2015
(Dollars in thousands)	Recorded Investment		Unpaid Principal Balance		Related Allowance		Recorded Investment		Unpaid Principal Balance		Related Allowance
Loans with no related allowance recorded:
1-4 family	$	343		343		0		1,251		1,251		0
Commercial real estate:
Real estate rental and leasing		42		160		0		44		184		0
Other		26		1,682		0		25		1,706		0
Consumer		589		590		0		475		476		0
Commercial business:
Other		0		45		0		0		79		0
Loans with an allowance recorded:
1-4 family		1,165		1,165		308		952		952		223
Commercial real estate:
Real estate rental and leasing		0		0		0		0		0		0
Other		1,747		1,747		197		2,135		2,135		296
Consumer		545		562		378		502		519		370
Commercial business:
Other		335		887		67		415		967		120
Total:
1-4 family		1,508		1,508		308		2,203		2,203		223
Commercial real estate:
Real estate rental and leasing		42		160		0		44		184		0
Other		1,773		3,429		197		2,160		3,841		296
Consumer		1,134		1,152		378		977		995		370
Commercial business:
Other		335		932		67		415		1,046		120
	$	4,792		7,181		950		5,799		8,269		1,009

	For the three months ended June 30, 2016				For the six months ended June 30, 2016
(Dollars in thousands)	Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized
Loans with no related allowance recorded:
1-4 family	$	519		4		763		6
Commercial real estate:
Real estate rental and leasing		43		2		43		3
Other		26		25		26		48
Consumer		546		2		522		4
Commercial business:
Other		0		0		0		0
Loans with an allowance recorded:
1-4 family		1,122		3		1,065		8
Commercial real estate:
Real estate rental and leasing		0		0		0		0
Other		2,002		7		2,046		15
Consumer		542		4		529		6
Commercial business:
Other		366		4		382		7
Total:
1-4 family		1,641		7		1,828		14
Commercial real estate:
Real estate rental and leasing		43		2		43		3
Other		2,028		32		2,072		63
Consumer		1,088		6		1,051		10
Commercial business:
Other		366		4		382		7
	$	5,166		51		5,376		97

	For the three months ended June 30, 2015				For the six months ended June 30, 2015
(Dollars in thousands)	Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized
Loans with no related allowance recorded:
1-4 family	$	857		3		823		30
Commercial real estate:
Real estate rental and leasing		47		7		47		14
Other		7,099		96		7,205		191
Consumer		291		1		348		2
Commercial business:
Other		32		1		47		1
Loans with an allowance recorded:
1-4 family		1,148		4		1,136		8
Commercial real estate:
Real estate rental and leasing		0		0		5		0
Other		1,672		10		1,864		18
Consumer		443		9		410		13
Commercial business:
Other		433		5		447		9
Total:
1-4 family		2,005		7		1,959		38
Commercial real estate:
Real estate rental and leasing		47		7		52		14
Other		8,771		106		9,069		209
Consumer		734		10		758		15
Commercial business:
Other		465		6		494		10
	$	12,022		136		12,332		286

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

(Dollars in thousands)	June 30, 2016		December 31, 2015
1-4 family	$	1,173	$	1,655
Commercial real estate:
Real estate rental and leasing		42		44
Other		1,268		1,650
Consumer		967		786
Commercial business:
Other		0		46
	$	3,450	$	4,181

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

	June 30, 2016						December 31, 2015
(Dollars in thousands)	Accrual		Non- Accrual		Total		Accrual		Non- Accrual		Total
1-4 family	$	336		65		401		547		100		647
Commercial real estate		504		208		712		511		214		725
Consumer		167		642		809		191		541		732
Commercial business		335		0		335		369		46		415
	$	1,342		915		2,257		1,618		901		2,519

Financial Effects of Troubled Debt Restructurings and Difference Between Outstanding Recorded Balance Pre Modification and Post Modification [Table Text Block]

	Three Months Ended June 30, 2016						Six Months Ended June 30, 2016
(Dollars in thousands)	Number of Contracts		Pre- modification Outstanding Recorded Investment		Post- modification Outstanding Recorded Investment		Number of Contracts		Pre- modification Outstanding Recorded Investment		Post- modification Outstanding Recorded Investment
Troubled debt restructurings:
1-4 family		1	$	65		65		1	$	65		65
Consumer		5		35		35		11		142		143
Total		6	$	100		100		12	$	207		208
	Three Months Ended June 30, 2015						Six Months Ended June 30, 2015
(Dollars in thousands)	Number of Contracts		Pre- modification Outstanding Recorded Investment		Post- modification Outstanding Recorded Investment		Number of Contracts		Pre-modification Outstanding Recorded Investment		Post- modification Outstanding Recorded Investment
Troubled debt restructurings:
1-4 family		1	$	313		313		1	$	313		313
Consumer		6		302		304		7		311		312
Total		7	$	615		617		8	$	624		625

Troubled Debt Restructurings Subsequent Default [Table Text Block]

	Three Months Ended June 30, 2016				Six Months Ended June 30, 2016
(Dollars in thousands)	Number of Contracts		Outstanding Recorded Investment		Number of Contracts		Pre modification Outstanding Recorded Investment
Troubled debt restructurings that subsequently defaulted:
Commercial real estate:
Other		1	$	183		1	$	183
Commercial business:
Other		1		44		1		44
Total		2	$	227		2	$	227

Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Table Text Block]

(Dollars in thousands)	Contractual Principal Receivable			Accretable Difference			Net Carrying Amount
Purchased performing loans:
Balance at March 31, 2016	$	15,940			(388	)		15,552
Loans acquired during the period		11,772			(211	)		11,561
Change due to payments/refinances		(3,179	)		78			(3,101	)
Balance at June 30, 2016	$	24,533			(521	)		24,012

(Dollars in thousands)	Contractual Principal Receivable			Non- Accretable Difference			Net Carrying Amount
Purchased credit impaired loans:
Balance at March 31, 2016	$	413			(62	)		351
Loans acquired during the period		329			(37	)		292
Change due to payments/refinances		(5	)		6			1
Balance at June 30, 2016	$	737			(93	)		644