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Consolidated Balance Sheets (Current Period Unaudited) - USD ($)
Jun. 30, 2016
Dec. 31, 2015
Assets    
Cash and cash equivalents $ 18,880,000 $ 39,782,000
Mortgage-backed and related securities (amortized cost $1,606 and $2,237) 1,641,000 2,283,000
Other marketable securities amortized cost $74,011 and $110,092) 73,924,000 109,691,000
75,565,000 111,974,000
Loans held for sale 3,159,000 3,779,000
Loans receivable, net 530,425,000 463,185,000
Accrued interest receivable 2,411,000 2,254,000
Real estate, net 1,421,000 2,045,000
Federal Home Loan Bank stock, at cost 770,000 691,000
Mortgage servicing rights, net 1,479,000 1,499,000
Premises and equipment, net 8,079,000 7,469,000
Goodwill 802,000 0
Core deposit intangible 503,000 393,000
Prepaid expenses and other assets 1,338,000 1,417,000
Deferred tax asset, net 8,553,000 8,673,000
Total assets 653,385,000 643,161,000
Liabilities and Stockholders’ Equity    
Deposits 563,060,000 559,387,000
Other Borrowings 9,000,000 9,000,000
Accrued interest payable 233,000 242,000
Customer escrows 1,976,000 830,000
Accrued expenses and other liabilities 5,779,000 4,057,000
Total liabilities 580,048,000 573,516,000
Stockholders’ equity:    
Serial preferred stock ($.01 par value): authorized 500,000 shares; issued shares 0 0 0
Common stock ($.01 par value): authorized 16,000,000; issued shares 9,128,662 91,000 91,000
Additional paid-in capital 50,391,000 50,388,000
Retained earnings, subject to certain restrictions 83,788,000 80,536,000
Accumulated other comprehensive loss (32,000) (214,000)
Unearned employee stock ownership plan shares (2,320,000) (2,417,000)
Treasury stock, at cost 4,639,739 and 4,645,769 shares (58,581,000) (58,739,000)
Total stockholders’ equity 73,337,000 69,645,000
Total liabilities and stockholders’ equity $ 653,385,000 $ 643,161,000