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Note 5 - Loans Receivable, Net (Tables)
12 Months Ended
Dec. 31, 2015
Receivables [Abstract]  
Summary of Loans Receivable [Table Text Block]

(Dollars in thousands)

 

2015

   

2014

 

Residential real estate loans:

               

1-4 family conventional

  $ 90,587       69,372  

1-4 family FHA

    206       426  

1-4 family VA

    152       43  
      90,945       69,841  

Commercial real estate:

               

Lodging

    27,428       28,466  

Retail/office

    45,097       40,279  

Nursing home/health care

    9,183       7,032  

Land developments

    21,272       17,766  

Golf courses

    4,163       5,505  

Restaurant/bar/café

    5,854       3,370  

Alternative fuel plants

    2,205       5,377  

Warehouse

    18,337       10,137  

Construction:

               

1-4 family builder

    15,152       6,454  

Multi-family

    18,865       1,062  

Commercial real estate

    4,086       5,087  

Manufacturing

    11,585       8,022  

Churches/community service

    8,195       8,385  

Multi-family

    12,324       15,700  

Other

    43,607       29,026  
      247,353       191,668  

Consumer:

               

Autos

    2,885       1,124  

Home equity line

    38,980       36,832  

Home equity

    14,782       12,420  

Other – secured

    2,031       1,559  

Recreational vehicles

    2,650       0  

Land/lots

    1,144       1,670  

Other – unsecured

    1,943       1,320  
      64,415       54,925  
                 

Commercial business

    70,106       57,122  

Total loans

    472,819       373,556  

Less:

               

Unamortized discounts

    16       14  

Net deferred loan (costs) fees

    (91

)

    97  

Allowance for loan losses

    9,709       8,332  

Total loans receivable, net

  $ 463,185       365,113  

Commitments to originate or purchase loans

  $ 27,184       29,635  

Commitments to deliver loans to secondary market

  $ 8,071       3,279  

Weighted average contractual rate of loans in portfolio

    4.54

%

    4.52

%

                 
Schedule of Loans and Lease Receivable Single Family and Multi Family Residential Loans by Location [Table Text Block]
   

2015

   

2014

 

(Dollars in thousands)

 

Amount

   

Percent

of

Total

   

Amount

   

Percent

of

Total

 

Iowa

  $ 5,387       5.9

%

  $ 3,145       4.5

%

Minnesota

    75,417       82.9       62,219       89.1  

Wisconsin

    7,956       8.8       3,160       4.5  

Other states

    2,185       2.4       1,317       1.9  

Total

  $ 90,945       100.0

%

  $ 69,841       100.0

%

Schedule of Loans and Lease Receivables Gross Carrying Amount Commercial Real Estate by Location [Table Text Block]
   

2015

   

2014

 

(Dollars in thousands)

 

Amount

   

Percent

of

Total

   

Amount

   

Percent

of

Total

 

Alabama

  $ 2,056       0.8

%

  $ 2,202       1.2

%

Florida

    3,738       1.5       2,253       1.2  

Idaho

    3,678       1.5       3,810       2.0  

Indiana

    4,608       1.9       3,501       1.8  

Iowa

    1,106       0.4       0       0.0  

Michigan

    0       0.0       2,558       1.3  

Minnesota

    184,670       74.7       145,341       75.8  

North Carolina

    4,203       1.7       5,598       2.9  

North Dakota

    7,979       3.2       1,572       0.8  

Wisconsin

    31,918       12.9       22,354       11.7  

Other states

    3,397       1.4       2,479       1.3  

Total

  $ 247,353       100.0

%

  $ 191,668       100.0

%