Note 9 - Allowance for Loan Losses and Credit Quality Information (Tables)

9 Months Ended

Sep. 30, 2015

Allowance For Loan Losses And Credit Quality Information [Abstract]

Allowance for Credit Losses on Financing Receivables [Table Text Block]

(Dollars in thousands)	1-4 Family			Commercial Real Estate			Consumer			Commercial Business			Total
For the three months ended September 30, 2015:
Balance, June 30, 2015	$	1,011			5,278			1,162			951			8,402
Provision for losses		117			(462	)		25			264			(56	)
Charge-offs		(19	)		0			(39	)		(1	)		(59	)
Recoveries		1			435			7			56			499
Balance, September 30, 2015	$	1,110			5,251			1,155			1,270			8,786
For the nine months ended September 30, 2015:
Balance, December 31, 2014	$	1,096			5,024			1,009			1,203			8,332
Provision for losses		30			(415	)		191			(45	)		(239	)
Charge-offs		(19	)		0			(66	)		(6	)		(91	)
Recoveries		3			642			21			118			784
Balance, September 30, 2015	$	1,110			5,251			1,155			1,270			8,786
Allocated to:
Specific reserves	$	270			370			307			127			1,074
General reserves		826			4,654			702			1,076			7,258
Balance, December 31, 2014	$	1,096			5,024			1,009			1,203			8,332
Allocated to:
Specific reserves	$	220			259			353			79			911
General reserves		890			4,992			802			1,191			7,875
Balance, September 30, 2015	$	1,110			5,251			1,155			1,270			8,786
Loans receivable at December 31, 2014:
Individually reviewed for impairment	$	1,867			9,728			806			555			12,956
Collectively reviewed for impairment		67,974			181,940			54,119			56,567			360,600
Ending balance	$	69,841			191,668			54,925			57,122			373,556
Loans receivable at September 30, 2015:
Individually reviewed for impairment	$	1,862			7,589			917			402			10,770
Collectively reviewed for impairment		80,365			228,530			61,938			59,424			430,257
Ending balance	$	82,227			236,119			62,855			59,826			441,027

(Dollars in thousands)	1-4 Family			Commercial Real Estate			Consumer			Commercial Business			Total
For the three months ended September 30, 2014:
Balance, June 30, 2014	$	2,085			3,823			1,164			1,624			8,696
Provision for losses		(489	)		14			(16	)		(498	)		(989	)
Charge-offs		0			0			(15	)		(55	)		(70	)
Recoveries		0			229			10			47			286
Balance, September 30, 2014	$	1,596			4,066			1,143			1,118			7,923
For the nine months ended September 30, 2014:
Balance, December 31, 2013	$	1,628			6,458			1,106			2,209			11,401
Provision for losses		60			(3,588	)		83			(1,332	)		(4,777	)
Charge-offs		(92	)		(936	)		(75	)		(56	)		(1,159	)
Recoveries		0			2,132			29			297			2,458
Balance, September 30, 2014	$	1,596			4,066			1,143			1,118			7,923

Financing Receivable Credit Quality Indicators [Table Text Block]

	September 30, 2015
	Classified										Unclassified
(Dollars in thousands)	Special Mention		Substandard		Doubtful		Loss		Total		Total		Total Loans
1-4 family	$	191		2,556		55		0		2,802		79,425		82,227
Commercial real estate:
Residential developments		0		6,842		0		0		6,842		22,232		29,074
Other		3,158		12,744		0		0		15,902		191,143		207,045
Consumer		0		568		89		260		917		61,938		62,855
Commercial business:
Construction industry		48		185		0		0		233		6,977		7,210
Other		4,653		1,567		14		0		6,234		46,382		52,616
	$	8,050		24,462		158		260		32,930		408,097		441,027

	December 31, 2014
	Classified										Unclassified
(Dollars in thousands)	Special Mention		Substandard		Doubtful		Loss		Total		Total		Total Loans
1-4 family	$	0		2,493		207		0		2,700		67,141		69,841
Commercial real estate:
Residential developments		323		9,960		0		0		10,283		9,677		19,960
Other		7,376		8,792		0		0		16,168		155,540		171,708
Consumer		0		489		55		261		805		54,120		54,925
Commercial business:
Construction industry		0		439		0		0		439		6,682		7,121
Other		4,255		1,156		0		0		5,411		44,590		50,001
	$	11,954		23,329		262		261		35,806		337,750		373,556

Past Due Financing Receivables [Table Text Block]

(Dollars in thousands)	30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Total Past Due		Current Loans		Total Loans		Loans 90 Days or More Past Due and Still Accruing
September 30, 2015
1-4 family	$	915		318		714		1,947		80,280		82,227		0
Commercial real estate:
Residential developments		0		0		0		0		29,074		29,074		0
Other		0		0		0		0		207,045		207,045		0
Consumer		306		290		147		743		62,112		62,855		0
Commercial business:
Construction industry		0		0		0		0		7,210		7,210		0
Other		263		20		15		298		52,318		52,616		0
	$	1,484		628		876		2,988		438,039		441,027		0
December 31, 2014
1-4 family	$	413		673		841		1,927		67,914		69,841		0
Commercial real estate:
Residential developments		0		0		0		0		19,960		19,960		0
Other		0		0		0		0		171,708		171,708		0
Consumer		550		176		131		857		54,068		54,925		0
Commercial business:
Construction industry		0		0		0		0		7,121		7,121		0
Other		136		0		0		136		49,865		50,001		0
	$	1,099		849		972		2,920		370,636		373,556		0

Impaired Financing Receivables [Table Text Block]

	September 30, 2015						December 31, 2014
(Dollars in thousands)	Recorded Investment		Unpaid Principal Balance		Related Allowance		Recorded Investment		Unpaid Principal Balance		Related Allowance
Loans with no related allowance recorded:
1-4 family	$	995		995		0		755		755		0
Commercial real estate:
Residential developments		5,215		7,558		0		7,416		10,040		0
Other		500		645		0		48		216		0
Consumer		410		411		0		463		464		0
Commercial business:
Construction industry		0		102		0		80		198		0
Other		14		14		0		0		0		0
Loans with an allowance recorded:
1-4 family		867		867		220		1,112		1,112		270
Commercial real estate:
Residential developments		1,684		1,684		233		1,522		1,522		240
Other		190		190		26		742		743		130
Consumer		507		524		353		343		360		307
Commercial business:
Construction industry		0		0		0		0		0		0
Other		388		939		79		475		1,026		127
Total:
1-4 family		1,862		1,862		220		1,867		1,867		270
Commercial real estate:
Residential developments		6,899		9,242		233		8,938		11,562		240
Other		690		835		26		790		959		130
Consumer		917		935		353		806		824		307
Commercial business:
Construction industry		0		102		0		80		198		0
Other		402		953		79		475		1,026		127
	$	10,770		13,929		911		12,956		16,436		1,074

	For the three months ended September 30, 2015				For the nine months ended September 30, 2015
(Dollars in thousands)	Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized
Loans with no related allowance recorded:
1-4 family	$	989		1		866		32
Commercial real estate:
Residential developments		5,884		97		6,480		287
Other		501		8		388		22
Consumer		363		1		365		5
Commercial business:
Construction industry		3		0		36		0
Other		20		0		10		1
Loans with an allowance recorded:
1-4 family		968		3		1,069		10
Commercial real estate:
Residential developments		1,705		6		1,540		24
Other		192		0		330		0
Consumer		531		2		434		16
Commercial business:
Construction industry		0		0		0		0
Other		397		4		432		13
Total:
1-4 family		1,957		4		1,935		42
Commercial real estate:
Residential developments		7,589		103		8,020		311
Other		693		8		718		22
Consumer		894		3		799		21
Commercial business:
Construction industry		3		0		36		0
Other		417		4		442		14
	$	11,553		122		11,950		410

	For the three months ended September 30, 2014				For the nine months ended September 30, 2014
(Dollars in thousands)	Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized
Loans with no related allowance recorded:
1-4 family	$	234		3		352		6
Commercial real estate:
Residential developments		7,691		102		7,688		112
Other		51		5		51		5
Consumer		456		8		468		10
Commercial business:
Construction industry		86		0		89		0
Other		0		0		0		0
Loans with an allowance recorded:
1-4 family		1,606		6		1,651		13
Commercial real estate:
Residential developments		1,153		0		3,521		0
Other		866		9		874		24
Consumer		489		3		479		9
Commercial business:
Construction industry		0		0		0		0
Other		981		8		990		23
Total:
1-4 family		1,840		9		2,003		19
Commercial real estate:
Residential developments		8,844		102		11,209		112
Other		917		14		925		29
Consumer		945		11		947		19
Commercial business:
Construction industry		86		0		89		0
Other		981		8		990		23
	$	13,613		144		16,163		202

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

(Dollars in thousands)	September 30, 2015		December 31, 2014
1-4 family	$	1,621	$	1,564
Commercial real estate:
Residential developments		6,382		8,483
Other		235		267
Consumer		797		486
Commercial business:
Construction industry		0		80
Other		17		40
	$	9,052	$	10,920

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

	September 30, 2015						December 31, 2014
(Dollars in thousands)	Accrual		Non-Accrual		Total		Accrual		Non-Accrual		Total
1-4 family	$	241		361		602		303		65		368
Commercial real estate		971		5,216		6,187		979		6,977		7,956
Consumer		121		470		591		320		251		571
Commercial business		385		2		387		434		121		555
	$	1,718		6,049		7,767		2,036		7,414		9,450

Financial Effects of Troubled Debt Restructurings and Difference Between Outstanding Recorded Balance Pre-modification and Post-modification [Table Text Block]

	Three Months Ended September 30, 2015						Nine Months Ended September 30, 2015
(Dollars in thousands)	Number of Contracts		Pre-modification Outstanding Recorded Investment		Post-modification Outstanding Recorded Investment		Number of Contracts		Pre-modification Outstanding Recorded Investment		Post-modification Outstanding Recorded Investment
Troubled debt restructurings:
1-4 family		1	$	46	$	46		2	$	358	$	358
Consumer		4		53		54		11		365		367
Total		5	$	99	$	100		13	$	723	$	725

	Three Months Ended September 30, 2014						Nine Months Ended September 30, 2014
(Dollars in thousands)	Number of Contracts		Pre-modification Outstanding Recorded Investment		Post-modification Outstanding Recorded Investment		Number of Contracts		Pre-modification Outstanding Recorded Investment		Post-modification Outstanding Recorded Investment
Troubled debt restructurings:
1-4 family		0	$	0	$	0		2	$	760	$	760
Consumer		0		0		0		4		155		140
Total		0	$	0	$	0		6	$	915	$	900

Troubled Debt Restructurings Subsequent Default [Table Text Block]

	Three Months Ended September 30, 2014				Nine Months Ended September 30, 2014
(Dollars in thousands)	Number of Contracts		Outstanding Recorded Investment		Number of Contracts		Outstanding Recorded Investment
Troubled debt restructurings that subsequently defaulted:
1-4 family		0	$	0		1	$	640
Total		0	$	0		1	$	640

Business Combination, Acquired Receivables [Table Text Block]

(Dollars in thousands)	Contractual Principal Receivable			Accretable Difference			Carrying Amount
Purchased Performing Loans:
Balance at August 15, 2015:	$	24,215			(793	)		23,422
Change due to payments/refinances		(1,730	)		122			(1,608	)
Transferred to foreclosed assets		0			0			0
Change due to loan charge-off		0			0			0
Balance at September 30, 2015	$	22,485			(671	)		21,814

Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Table Text Block]

(Dollars in thousands)	Contractual Principal Receivable			Non-Accretable Difference			Carrying Amount
Purchased Credit Impaired Loans:
Balance at August 15, 2015:	$	1,134			(497	)		637
Change due to payments/refinances		(16	)		0			(16	)
Transferred to foreclosed assets		0			0			0
Change due to loan charge-off		0			0			0
Balance at September 30, 2015	$	1,118			(497	)		621