Year ended December 31,

(Dollars in thousands, except per share data)

2014

2013

2012

Weighted average number of common shares outstanding used in basic earnings per common share calculation

4,060,404

4,001,288

3,946,314

Net dilutive effect of :

Options and warrant

507,856

266,391

0

Restricted stock awards

55,783

42,487

84,338

Weighted average number of common shares outstanding adjusted for effect of dilutive securities

4,624,043

4,310,166

4,030,652

Net income available to common shareholders

$

5,669

24,602

3,460

Basic earnings per common share

$

1.40

6.15

0.88

Diluted earnings per common share

$

1.23

5.71

0.86