Note 5 - Allowance for Loan Losses and Credit Quality Information (Tables)

12 Months Ended

Dec. 31, 2014

Allowance For Loan Losses And Credit Quality Information [Abstract]

Allowance for Credit Losses on Financing Receivables [Table Text Block]

(Dollars in thousands)	1-4 Family			Commercial Real Estate			Consumer			Commercial Business			Total
Balance, December 31, 2011	$	3,718			13,622			1,159			5,389			23,888
Provision for losses		(834	)		3,864			686			(1,172	)		2,544
Charge-offs		(63	)		(5,719	)		(1,071	)		(2,464	)		(9,317	)
Recoveries		0			1,821			372			2,300			4,493
Balance, December 31, 2012	$	2,821			13,588			1,146			4,053			21,608
Provision for losses	$	(1,206	)		(5,190	)		347			(1,832	)		(7,881	)
Charge-offs		(200	)		(3,711	)		(484	)		(651	)		(5,046	)
Recoveries		213			1,771			97			639			2,720
Balance, December 31, 2013	$	1,628			6,458			1,106			2,209			11,401
Provision for losses	$	(440	)		(3,518	)		(4	)		(3,036	)		(6,998	)
Charge-offs		(92	)		(936	)		(131	)		(55	)		(1,214	)
Recoveries		0			3,020			38			2,085			5,143
Balance, December 31, 2014	$	1,096			5,024			1,009			1,203			8,332
Allocated to:
Specific reserves	$	404			2,403			382			589			3,778
General reserves		1,224			4,055			724			1,620			7,623
Balance, December 31, 2013	$	1,628			6,458			1,106			2,209			11,401
Allocated to:
Specific reserves	$	270			370			307			127			1,074
General reserves		826			4,654			702			1,076			7,258
Balance, December 31, 2014	$	1,096			5,024			1,009			1,203			8,332
Loans receivable at December 31, 2013:
Individually reviewed for impairment	$	1,888			17,190			917			1,281			21,276
Collectively reviewed for impairment		74,579			177,260			52,506			70,428			374,773
Ending balance	$	76,467			194,450			53,423			71,709			396,049
Loans receivable at December 31, 2014:
Individually reviewed for impairment	$	1,867			9,728			806			555			12,956
Collectively reviewed for impairment		67,974			181,940			54,119			56,567			360,600
Ending balance	$	69,841			191,668			54,925			57,122			373,556

Financing Receivable Credit Quality Indicators [Table Text Block]

	December 31, 2014
	Classified										Unclassified
(Dollars in thousands)	Special Mention		Substandard		Doubtful		Loss		Total		Total		Total Loans
1-4 family	$	0		2,493		207		0		2,700		67,141		69,841
Commercial real estate:
Residential developments		323		9,960		0		0		10,283		9,677		19,960
Other		7,376		8,792		0		0		16,168		155,540		171,708
Consumer		0		489		55		261		805		54,120		54,925
Commercial business:
Construction industry		0		439		0		0		439		6,682		7,121
Other		4,255		1,156		0		0		5,411		44,590		50,001
	$	11,954		23,329		262		261		35,806		337,750		373,556

	December 31, 2013
	Classified										Unclassified
(Dollars in thousands)	Special Mention		Substandard		Doubtful		Loss		Total		Total		Total Loans
1-4 family	$	738		6,987		322		0		8,047		68,420		76,467
Commercial real estate:
Residential developments		0		19,229		0		0		19,229		13,755		32,984
Other		5,337		13,092		0		0		18,429		143,037		161,466
Consumer		0		524		152		240		916		52,507		53,423
Commercial business:
Construction industry		0		401		0		0		401		5,933		6,334
Other		1,419		6,433		0		0		7,852		57,523		65,375
	$	7,494		46,666		474		240		54,874		341,175		396,049

Past Due Financing Receivables [Table Text Block]

(Dollars in thousands)	30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Total Past Due		Current Loans		Total Loans		Loans 90 Days or More Past Due and Still Accruing
2014
1-4 family	$	413		673		841		1,927		67,914		69,841		0
Commercial real estate:
Residential developments		0		0		0		0		19,960		19,960		0
Other		0		0		0		0		171,708		171,708		0
Consumer		550		176		131		857		54,068		54,925		0
Commercial business:
Construction industry		0		0		0		0		7,121		7,121		0
Other		136		0		0		136		49,865		50,001		0
	$	1,099		849		972		2,920		370,636		373,556		0
2013
1-4 family	$	1,542		128		322		1,992		74,475		76,467		0
Commercial real estate:
Residential developments		0		1,426		0		1,426		31,558		32,984		0
Other		0		0		0		0		161,466		161,466		0
Consumer		418		256		57		731		52,692		53,423		0
Commercial business:
Construction industry		0		1,934		0		1,934		4,400		6,334		0
Other		800		104		0		904		64,471		65,375		0
	$	2,760		3,848		379		6,987		389,062		396,049		0

Impaired Financing Receivables [Table Text Block]

	December 31, 2014
(Dollars in thousands)	Recorded Investment		Unpaid Principal Balance		Related Allowance		Average Recorded Investment		Interest Income Recognized
Loans with no related allowance recorded:
1-4 family	$	755		755		0		432		32
Commercial real estate:
Residential developments		7,416		10,040		0		7,633		219
Other		48		216		0		50		6
Consumer		463		464		0		467		15
Commercial business:
Construction industry		80		198		0		87		0
Other		0		0		0		0		0
Loans with an allowance recorded:
1-4 family		1,112		1,112		270		1,543		14
Commercial real estate:
Residential developments		1,522		1,522		240		3,121		0
Other		742		743		130		847		32
Consumer		343		360		307		451		9
Commercial business:
Construction industry		0		0		0		0		0
Other		475		1,026		127		887		20
Total:
1-4 family		1,867		1,867		270		1,975		46
Commercial real estate:
Residential developments		8,938		11,562		240		10,754		219
Other		790		959		130		897		38
Consumer		806		824		307		918		24
Commercial business:
Construction industry		80		198		0		87		0
Other		475		1,026		127		887		20
	$	12,956		16,436		1,074		15,518		347

	December 31, 2013
(Dollars in thousands)	Recorded Investment		Unpaid Principal Balance		Related Allowance		Average Recorded Investment		Interest Income Recognized
Loans with no related allowance recorded:
1-4 family	$	88		88		0		1,304		2
Commercial real estate:
Residential developments		8,257		13,636		0		9,122		81
Other		52		52		0		350		55
Consumer		487		491		0		350		12
Commercial business:
Construction industry		93		296		0		91		2
Other		0		0		0		7		0
Loans with an allowance recorded:
1-4 family		1,800		1,844		404		2,417		36
Commercial real estate:
Residential developments		7,994		12,725		2,260		12,414		54
Other		888		888		143		1,977		202
Consumer		429		429		382		1,057		14
Commercial business:
Construction industry		0		0		0		29		0
Other		1,188		1,984		589		1,647		36
Total:
1-4 family		1,888		1,932		404		3,721		38
Commercial real estate:
Residential developments		16,251		26,361		2,260		21,536		135
Other		940		940		143		2,327		257
Consumer		916		920		382		1,407		26
Commercial business:
Construction industry		93		296		0		120		2
Other		1,188		1,984		589		1,654		36
	$	21,276		32,433		3,778		30,765		494

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

(Dollars in thousands)	2014		2013
1-4 family	$	1,564		1,602
Commercial real estate:
Residential developments		8,483		14,146
Other		267		403
Consumer		486		737
Commercial business:
Construction industry		80		93
Other		40		515
	$	10,920		17,496

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

(Dollars in thousands)	2014		2013
1-4 family	$	368		840
Commercial real estate:
Residential developments		7,432		14,244
Other		524		537
Consumer		571		697
Commercial business:
Construction industry		80		93
Other		475		981
	$	9,450		17,392

Financial Effects of Troubled Debt Restructurings and Difference Between Outstanding Recorded Balance Pre Modification and Post Modification Table [Text Block]

	Year ended December 31, 2014						Year ended December 31, 2013
(Dollars in thousands)	Number of Contracts		Pre-modification Outstanding Recorded Investment		Post-modification Outstanding Recorded Investment		Number of Contracts		Pre-modification Outstanding Recorded Investment		Post-modification Outstanding Recorded Investment
Troubled debt restructurings:
1-4 family		2	$	760		760		2	$	210		219
Commercial real estate:
Residential developments		0		0		0		0		0		0
Other		1		155		155		3		754		329
Consumer		4		155		140		21		528		548
Commercial business:
Construction industry		0		0		0		1		41		41
Other		1		31		25		5		194		218
Total		8	$	1,101		1,080		32	$	1,727		1,355

Troubled Debt Restructurings, Subsequent Default [Table Text Block]

	Year ended December 31, 2014				Year ended December 31, 2013
(Dollars in thousands)	Number of Contracts		Outstanding Recorded Investment		Number of Contracts		Outstanding Recorded Investment
Troubled debt restructurings that subsequently defaulted:
1-4 family		1	$	640		0	$	0
Total		1	$	640		0	$	0